[Raises hand.]

Im assuming you would, too.

Probably not as good as youd like.

travel hacking

It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?

Ask one of these companies to help… ## Dont Miss:

Get Paid $225/Month While Watching Movie Previews

3 and 4.

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Communities

Wondering whats the best way to use all those Club Carlson points?

Or just want to commiserate about the terrible service you received on Delta?

Heres where to turn.

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These sites can help you decide which cards are right for you.

(Here are six ways toearn frequent flyer mileswithoutcredit cards.)

8. Credit Karma

Before applying for any credit cards, its vital to check your credit score.

If its not in the 700s, then you should focus onraising your scorewith fee-free cards andpaying off debt.

To get your credit score for free, check outCredit Karma.

Mint

Another important step to take before applying for credit cards is getting yourbudget in order.

NerdWallet

With a clean and user-friendly interface,NerdWalletis our first stop for comparing credit cards.

Tools

Whats the difference between successful frequent flyers and people who get overwhelmed and quickly give up?

The tools at their disposal.

Use the following sites to stay at the top of your travel rewards game.

This fantastic tool helps you keep track of your account balances, login information and mileage expiration dates.

One new (and free!)

feature is seat alerts, which let you know when better seats become available on your flight.

Feedly

Need a way to follow all thosefrequent flyer blogs?

This free tool aggregates the RSS feeds of your favorite blogs in one easy-to-read location.

Learning to hack travel can seem complicated at first but we promise its worth it.

Your Turn: Whats your favorite frequent flyer website from the list?

Which did we miss?

Disclosure: We have a serious Taco Bell addiction around here.

The affiliate links in this post help us order off the dollar menu.

Thanks for your support!

Susan Shain, senior writer for The Penny Hoarder, is always seeking adventure on a budget.

Visit her blog at susanshain.com, or say hi on Twitter @susan_shain.

When you log into your bank account, how do your savings look?

Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?