The library is certainly a whole lot more than just a place to read.

You may not see your local librarys website in the results at all.

Drowning in Expenses?

A woman looks through the selection of books at a library.

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Maybe youre scrambling after your car broke down.

Or you got a medical bill you werent expecting.

Or inflation has finally pushed your budget over the edge.

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You dont need to go it alone.

When money is tight,these resourcescan help you manage unexpected expenses without stress.

Books, Obviously

If you purchase all the books your family reads, the cost adds up.

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Interlibrary loan programs make it possible to reserve even brand-new releases for pickup.

Sure, youll have to wait awhile to read the bestsellers, but your piggy bank will thank you.

Dont overlook the library for e-books and audiobooks, not to mention databases and subscriptions.

Save money by canceling that pricey magazine subscription and check out your favorites digitally, with a library card.

Many libraries have a used book collection you’re free to take home to keep, for free.

Streaming servicescost anywhere from $5 to $35 per month.

Library computers usually pack otherwise expensive programs like Microsoft Word that can help you build yourresumeor complete school projects.

Wi-Fi hotspots and tablet computers are often available for loan.

Expect a wait list, so plan ahead.

Who knew a library card could help you get into college?

Can You Survive 10 Days of Budgeting?

If you oughta wrangle your budget, it may be time to consider a savings challenge.

Libraries offer all that and more.

Makerspaces

Ever wanted to learn how to sew or record a podcast?

Did you look into it only to find out about the pricey technology and supplies needed?

Your local library can help with that.

Expensive audio visual equipment and digital creation software are available in many makerspaces.

If you have a project that requires high-priced technology and creative tools, check with your local library first.

You could complete it for free!

Events for the Whole Family

Libraries arent just great for young kids.

Skip the pricey pizza play place or the movies and go to the librarys free storytime instead.

Not only will the kids be engaged for free, the programming is usually sneakily educational.

Tax Prep

Are you prepared for the next tax season?

Tax aides will meet with you at the library branch to help organize and file your taxes.

Appointments are usually required and they can go fast, so get on the list early.

Language Development

Libraries can be an ideal place to learn a new language without buying language learning software.

Software and online options are available for both adults and kids.

Tutoring

Tutoring can be a high-price to pay to help your kids to excel in school.

Check out the options from your local library instead of spending money on costly sessions.

Mosttutoringis available only through online resources, but sessions are one-on-one with a knowledgeable tutor.

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She covers lifestyle topics for The Penny Hoarder.