From our eighth-floor balcony, my wife and I watched the full moon rise over the ocean.

The total cost of our luxurious stay at the Hyatt was about $30 for drinks and tips.

The room cost onlypoints from a credit card.

how to feel rich

You just have to learn how to live large on a small budget.

Here are 10 ways to do exactly that.

Go to the Symphony for Free

Many symphony orchestras have a free night every year or other free events.

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For example, the Nashville Symphony has theirFree Day of Musiceach year.

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2. you might find decent suits, and dresses tend to go especially cheap.

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Ive also bought decent outdoor clothing at thrift stores, including a North Face vest.

For other great places to buy quality used items, see this post onreselling clothing online.

Take an Inexpensive Cruise

When we moved to southern Florida, we wanted to get out on the water.

Later, we found a coupon for theBig M Casinocruise.

Yes, we played a few penny slot machines and a game or two of bingo.

But the entire day still cost less than $50.

They say the key to inexpensive cruises is shorter itineraries and older ships.

Buy Cloth Napkins

Little luxuries at home can make you feel richer.

If you really want to dress up the table, learn how tofold napkins into fancy shapes.

Stay in Luxury Hotels Cheap or Free

Travel credit cards and hotel cards can make nice places pretty inexpensive.

We used the points from ourChase Hyatt Cardfor the night in Daytona Beach.

You might consider aMarriott Rewardscard too (I just signed up).

Buy Quality Used Art

Want better paintings on your walls?

Try rummage sales, flea markets and thrift stores.

So if you think you cant afford a luxury vehicle, think again.

Watch for auctions on eBay for starters, and check resale sites likeTradesy.

it’s possible for you to often find quality watches and jewelry at shops that sell coins and collectibles.

And, as always, check those thrift stores.

Thats how one shopper got adesigner handbag worth $500,000 for just $30.

More likely finds are quality items for five or ten dollars that cost 10 or 20 times that new.

Consider Naples, Florida, which shows up on more than onelist of cities with the most millionaires.

And there are a lot of nice things that come with living in a town full of wealthy people.

Eat Cheap at an Expensive Restaurant

Is there an expensive restaurant that you would really like to visit?

Steve Gillman is the author of 101 Weird Ways to Make Money and creator of EveryWayToMakeMoney.com.

Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?

Ask one of these companies to help…