How to Buy an Engagement Ring (Without Going Broke)

First comes love, then comesmarriage… Well, almost. In between those two things comes a pretty big purchase: the ring. Though it pales in comparison to finding The One, finding the right engagement ring is no simple task. Heather Comparetto/The Penny Hoarder Knowing how to buy an engagement ring is a science in itself. From stones to tweaks, it can quickly get complicated, overwhelming and expensive. Worst of all, its easy to get duped if you dont know what youre doing....

January 4, 2017 · 5 min · 992 words · Victoria Boyd

7 Businesses That Sound Like Jokes — But Actually Turn Serious Profits

My partner just paid $14 to mail his son a message on a potato. …and other sentences youll only hear from a hipster in the 21st century. That sounds like a ridiculous purpose for a business, doesnt it? But its real and it works! He soon sold the business for $42,000. Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed....

January 3, 2017 · 3 min · 470 words · Jason Pearson

Hit With Unexpected Medical Bills? Crowdfunding Them Might Not Work

People have gotten creative in what they ask friends, family and strangers to pay for via crowdfunding. Unfortunately, crowdfunding is a pretty ineffective way of alleviating medical debt, according toa recent NerdWallet study. Sometimes it seems like the only option. No Interest Til Almost 2027? Think of all theodd things you might crowdfund! Theyre all dwarfed by medical crowdfunding. The number seems staggering, until you break it down. Serious illnesses and diseases are the most common reasons for medical crowdfunding....

January 3, 2017 · 2 min · 276 words · Christine Sims

This Family’s Drastic Decision Will Help Them Pay Off $100K in Debt in 5 Years

Let me back up a bit and explain. I was married to an incredible guy. Our families lived nearby (but not too close). Our northern New Mexico mountain community was beyond perfect for us. The cost of living was a bit high, but we lived well within our means. We loved the intimacy of a cultured, small town with the amenities of the city not far away. We had a supportive and wonderful church family....

January 2, 2017 · 3 min · 490 words · Joanna Martin

12 Sneaky Ways to Save Money While Still Having an Awesome Social Life

Friday night is coming up, and all your friends are getting together for dinner and a movie. You just paid off your credit card bill (well done!) and in your excitement you set up a new budget that doesnt include a $50 evening out. M_a_y_a/Getty Images Hang out with your crewandstick to your savings goals by being sneakily frugal. Here are 10 ways to be cheap on the sly. Dont miss out on those special occasions because of a temporary budget setback....

December 28, 2016 · 3 min · 447 words · James Harris

People Might Call Me Cheap, But I Live a Rich Life. Here’s How I Do It

Its a habit we maintained even when we made six figures. We buy cheap new furniture or high-quality used furniture to keep costs down. What do we lose because of our frugality? But what do we gain by being cheap? We live without debt. Even ourhome is paid off. Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed....

December 27, 2016 · 2 min · 326 words · Donna Miller

Here’s How I Make an Extra $200/Month on Etsy — Without Making Anything

Unless youre a crafter or vintage item dealer, youve probably never considered selling onEtsy. Traditionally, items sold on Etsy have to be either handmade or vintage. But if you sell tools or supplies to make things, neither of those requirements apply. Heres what Ive learned, so you could do the same. Find Your Niche This is key to masteringhow to sell on Etsy. Cross-stitch is a hobby of mine, but selling completed cross-stitch projects isnt a moneymaker....

December 26, 2016 · 3 min · 534 words · Michelle Moore

Here’s How That Stuff Collecting Dust in Your Garage Can Make You Some Cash

I used to rent out rooms in my house andan extra parking spacein my driveway. Thats right turn your stuff into an income source by renting it out through websites likeZilok.com. Or at least thats the theory. Lets take a closer look at how the sites work and what you could earn. He might be happy to rent yours for $10 per day. Makes sense, right? Our team has compiled alist of creative waysyou can fatten your bank account this week....

December 23, 2016 · 2 min · 337 words · Zachary Mcconnell

The Major Money Move No One Wants to Talk About — But Absolutely Should

Did you know parents will spend about$245,000 raising a childto adulthood? Youve considered the costs and planned ahead. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill? Do you oughta Consider Life Insurance? Perhaps its due to a sense of invincibility, or maybe a notion that life insurance is forourparents....

December 23, 2016 · 3 min · 588 words · Mary Boyd

I Launched My Mom Blog in January. 10 Months Later, It Brought in $6,000

For more than two years, I worked for Fortune 100 companies like Walt Disney World and General Electric. Deep down, however, I knew the corporate world wasnt my style. Once my daughter started school, I planned to return to work. In the meantime, my husband could support us with his engineering salary and the money we saved up. What Home-Based Business Has Low Startup Costs? Instead, I wanted to use that time productively and make money....

December 6, 2016 · 2 min · 380 words · Paul Miller

This Woman Makes $300 Every Christmas Writing Letters From Santa

Imagine, instead, that Mr. Claus wrote to you. Shed always been interested in writing, though mostly shed written nonfiction articles for newspapers or magazines. 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. Over the years and through social media, Ive gotten to know people from different countries, she said....

December 4, 2016 · 2 min · 365 words · Ronnie Aguirre

Don’t Wait Til You Turn 65: 19 Senior Discounts That Start Early

Is 50 the new 65? When it comes to saving money, it can be. Many companies offer senior discounts on everything from restaurant meals to clothing purchases and more. Youth has its advantages, and some of us dont want to be considered senior before our time. But when it comes to your budget, why not take advantage of any available discounts for seniors? Dont let pride or a label come between you and extra cash in your bank account!...

December 2, 2016 · 2 min · 348 words · Justin Miranda

I Survived No Spend November! Here’s What I Learned — and How Much I Saved

I paid for a $5 yoga class with No Spend-exempt laundry quarters. I successfully survived No Spend November. And no, it wasnt easy. Penny Hoarder writer Jamie Cattanach bought this bike on sale for only $120 on Amazon, down from about $300. Sharon Steinmann / The Penny Hoarder But it was so, so worthwhile. I guess thats what I get for making an impulse purchase!) 7 Ways to Make Money if You Hate People Do you avoid people too?...

December 2, 2016 · 3 min · 470 words · Angelica Shaw