Shipt Review: Is It Worth the Added Cash for Convenience?

Ill be the first to admit it: I despise grocery shopping. Its right there on the top of my list of adulting chores Id rather not do. It was the all too familiar feeling of a nasty cold getting ready to take me down. Comparetto walks in with the groceries she got using Shipt, a grocery delivery service, in St. Petersburg, Fla. Tina Russell/The Penny Hoarder So, I decided it was time to giveShipta try....

June 22, 2017 · 3 min · 443 words · Bryan Brown

10 Ways to Get Clothes for Your Kids For Free or Cheap

Children are constantly growing, and their clothing needs change nearly every season. But buying new clothes each time the weather changes can get expensive. Luckily, there are ways to slash your kids clothing budget. Getty Images Host a Community Clothing Swap This is a fun way to exchange clothes. Gather together for a few hours of light refreshments and swapping. Invite friends, neighbors and community members who have children within a certain age category....

June 21, 2017 · 3 min · 437 words · Laura Baldwin

Dave Ramsey is Wrong: Why You Should Use Credit Cards Instead of Cash

Financial guruDave Ramsey says, Responsible use of a credit card does not exist. He advises using cash instead. While he may have good advice to offer in other areas, hereRamsey is just plain wrong. Protection on No-Return Items A few months ago I was overbilled for a computer repair. I like having a credit card company to help me out at times like this. Some stores dont allow returns, or specify that clearance items are non-refundable....

June 21, 2017 · 3 min · 611 words · David Wilson

How This Recent Grad Paid Off $14,000 in Student Loans in 7 Months

My name is Kelly Russell, and I have $92,670 in student loan debt. Its not as bad as it sounds, though. Last October, that number was $104,105. I also paid off the remainder of my $7,000 car loan in September. But while theaverage student loan debtis around $30,000, many of us have a much higher balance. Heres how Im working on paying off my student loans without making a huge salary or working two jobs....

June 21, 2017 · 3 min · 460 words · Michelle Torres

Love Don’t Cost a Thing: 11 Cheap Date Ideas for Cash-Strapped Parents

Yet we all know that quality time is essential for a successful relationship. Finding a Sitter The first challenge to enjoying alone time is often findinga babysitter. Schedule a Playdate Ask the parents of your childrens friends if theyd be willing to trade playdates. One night, you host all the kids; another night, its another parents turn to host yours. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

June 21, 2017 · 2 min · 391 words · Scott Green

Replace These 6 Beauty Products With Coconut Oil and Save $360 per Year

Most people have heard about the health benefits ofcooking with coconut oil. But did you know you could use coconut oil as a beauty product? Here are the products I replaced, and how I used coconut oil instead. Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. Vitamin E not only makes lips shiny and soft, it repairs cracked and chapped lips. Tackling these problems is where coconut oil really shines....

June 21, 2017 · 1 min · 145 words · Diana Velazquez

Struggle to Save Regularly? 4 Tools That Turn Loose Change into Savings

I dont know about you, but its virtually impossible for me to save regularly. So how can I save the money I know Ishouldbe putting in the bank? Thats right youre going to be hoarding pennies. No Interest Til Almost 2027? Balance Transfer = Credit Card Cheat Code 1. Digit Digitis a service that links to your checking account, monitoring your daily spending habits and income history. The company is so confident in their math that they have ano-overdraft guarantee!...

June 21, 2017 · 3 min · 506 words · Keith Schultz

These 5 Budgeting Myths are Total BS. So Stop Using Them as Excuses

Most people dont really keep a budget, even though we know we should. Thats the boat I was in not long ago. But my wife and I could seewe were heading toward a financial cliffand really needed some help. Without even realizing it, we were spending a lot more than we were bringing in every month. We were overdrafting our account at least once a month, and our credit card balances kept creeping higher....

June 21, 2017 · 3 min · 523 words · Kevin Walton

This Woman Shows Us How She Eats Vegan for a Ridiculously Cheap $25/Week

Ill admit it: I have no idea how vegans do it. I love chicken, and dont get me started on seafood. (I grew up on the beach in Florida). Russell cuts bananas for her vegan empanada recipe. Sharon Steinmann/The Penny Hoarder And how am I supposed toaffordit?! Dont get me wrong I love veggies. But fresh produce can get downright expensive. So how do vegans do it without going completely broke?...

June 20, 2017 · 3 min · 580 words · Roberto Horne

The Gig Economy is Growing — But Is It All It’s Cracked Up to Be?

In other words, there are awhole lot of peopleout there working as independent contractors and freelancers. In the job market, however,popular jobs arent always lucrative ones. No Interest Til Almost 2027? Balance Transfer = Credit Card Cheat Code The results arent pretty. Researchers found that 85% of gig workers make less than $500 per month. Apparently Airbnb is where the money is. The room-sharing service ranked number one on Priceonomics list of top companies in the side gig market....

June 16, 2017 · 1 min · 192 words · Abigail Alvarez

Office Snacking is Making Us Fat. Here are 7 Healthy Foods to Take to Work

If you like to snack between meals, a day at the office can turn into an all-day graze-a-thon. Its not just a personal problem. We office types are all in this together. Do you love to snack at work? Apples and peanut butter are an inexpensive and healthy snack. Tina Russell/The Penny Hoarder A recent CareerBuilder survey found that73% of American workerssnack on the job. Trip to the vending machine?...

June 13, 2017 · 2 min · 239 words · Jason Perez

8 Subtle Ways to Save Time & Money Shopping at Sam’s Club

Penny Hoarder staff writer Lisa McGreevy has been an expert Sams Club customer since the early 90s. And its not just the wholesale prices that help her save. (Also, see the video above.) Download the Sams Club Scan & Go App. McGreevy estimates she saves at least 30 minutes each shopping trip by using theSams Club Scan & Go app. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

June 12, 2017 · 2 min · 279 words · Andre Brown

These 8 Cheap DASH Diet Recipes Are Winners for Your Body and Your Wallet

With all the different diets out there, your options can begin to sound like alphabet soup. (… Is alphabet soup allowed on your diet?) If youre hoping to dash your way to a healthier you, read on. Barbecued pork chops with roasted potatoes and kale. Photo by Jamie Cattanach What is the DASH Diet? DASH is an acronym, which stands forDietaryApproach toStopHypertension. It also includes lean meats, beans and low-fat dairy....

June 10, 2017 · 3 min · 637 words · Tina Young