Applying for a Mortgage? Here’s Exactly What to Bring With You

Having anall-star realtorand switching to an all-star lending professional made the process much more bearable for me. Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed. Well keep it updated as offers changes or expire. I asked Wheeler-Wellman what specific circumstances such as these may require additional documentation. The letter must indicate any salary/title changes....

March 23, 2018 · 1 min · 173 words · Janice Lindsey

My 20-Year-Old Just Moved Back After Roommate Drama. How Do I Kick Him Out?

Hes been paid twice since being home and blown through all of it! How can I help him without it being just a big fight? Any books or online classes or support groups you could suggest? Sorry, sorry, sorry. How much of your helping has been asking him questions versus lecturing him? So its time for a softer approach way softer. Ask him what hed like to do next or where he sees himself in six months....

March 23, 2018 · 1 min · 202 words · Ashley Lyons

Follow These 6 Steps for Negotiating With Your Boss for More Vacation Time

Want more vacation days? (Who doesnt?) Then make yourself irreplaceable. Getty Images Thats the advice of Amanda Basse, and she should know. Actually, Basse negotiated for nine additional vacation days, plus her birthday off, plus work-from-home flexibility. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill?...

March 22, 2018 · 3 min · 633 words · Patricia Daniel

Why You Should Think Twice About Buying Something Because It’s on ‘Sale’

Todays retail competition is nothing short of ferocious. So the pressure is on to keep prices low and the discounts flowing. That is, until shoppers catch on. The team discovered disturbing pricing at 17 of the 19 stores sampled. No Interest Til Almost 2027? Did you know? If something is being offered at a 60% discount, whats the point of comparing prices elsewhere? Braslers summary of the report asks. Repeated sales delude shoppers into thinking they can get good deals all the time, Jones said....

March 22, 2018 · 2 min · 218 words · Daniel Graham

Fly (Like an Eagle) With These 16 Flexible Side Gigs in Philly

All right, Philly. Youre proving 2018 is going to be a successful year after that big Super Bowl win. Heck, you even managed to climbgreasedstreet light poles. Photo courtesy of Airbnb And you partied outside a Wawa. But now its time to focus on yourself and your finances. If youre looking for flexible ways to make money in Philadelphia, weve got you covered. 16 Ways to Make Money in Philadelphia Perhaps you already work a full-time job....

March 21, 2018 · 5 min · 1057 words · Tricia Phillips

This Woman Has Made More Than $300 Shopping With Ibotta. Here’s How

For Colleen Rice, the benefits of using a cash-back app were obvious. It kept me from living on Ramen, she says. Although shes made it through that tough time, she still uses the app religiously. Colleen Rice has been using Ibotta since she moved to Florida and she’s earned back more than $300. Tina Russell/The Penny Hoarder She loves that shes earning cash back on something shed be doing anyway (spending money)....

March 20, 2018 · 3 min · 449 words · Daniel Welch

We Can’t Afford to Live Like Rich Neighbors, So My Husband Wants Me to Lie

My husband is 62 and somewhat retired, and I am 58 and working full time. The problem is my husband gets so angry about me saying why we cannot go. He also makes me be the deliverer of the message. This drives me crazy. There is nothing wrong with wanting to save for our retirement after spending so much cash on this remodel! He says it is none of their business and wants me to make something else up....

March 16, 2018 · 2 min · 407 words · Scott Miller

7 Free Apps We’ve Put to the Test to Save, Invest and Manage Our Money Every Day

Alotof apps exist to help you manage your finances. We know we learn about new ones every day. So we decided to save you a little time and tell you which money management apps weveactuallytried out. mediaphotos/Getty Images 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. Go ahead and hang up....

March 15, 2018 · 3 min · 589 words · Craig Blair

Dear Penny: I’d Rather Have a Root Canal Than Blow Money at My Friends’ Online Parties

Its intimidating and clearly designed to guilt you into buying. Online Party Pooper Social media has made it especially hard to hide from independent sales consultants of all types. I have prepared for you a two-step plan to freedom. Step 1: Ignore everything. Let us raise our voices in praise of Facebook for doing this one good thing for us. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

March 9, 2018 · 2 min · 306 words · Veronica Hughes

Put the Brakes on High Auto-Repair Bills With This Do-It-Yourself Manual

Taking your car to a mechanic can be a pricy ordeal. Its no wonder car owners dread trips to the auto repair shop. Well, it may not be as difficult as you may think. And you’ve got the option to potentially save hundreds of dollars. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill?...

March 5, 2018 · 2 min · 249 words · Christina Carpenter

19 Quick Ways You Haven’t Tried Yet to Make and Save Money

Weve all done a million different things to make money, right? Because Ive rounded up some quick ways that Im betting you havent tried yet. Chances are youre seriously overpaying with your current policy. valentinrussanov/Getty Images If its been more than six months since your last car insurance quote, you should look again. Yep in just one minute you could save yourself $715 this year. Thats some major cash back in your pocket....

February 26, 2018 · 7 min · 1390 words · Valerie Le

5 Major Money Moves You Need to Make Before Saying “I Do”

Between tasting cake and trying on dresses, being financially responsible is probably the last thing on your mind… But before walking down the aisle, its essential you and your fiance get on the same page. Specifically, here are some financial steps to take after getting engaged to help get you there. vgajic / Getty Images If you havent, better late than never. Our team has compiled alist of creative waysyou can fatten your bank account this week....

February 16, 2018 · 4 min · 650 words · Peter Davis

How to Talk Finances When You Want Your Love (and Money) to Last Forever

Our first money talk started with pad thai. When the check came, I instinctively pulled out my wallet and offered to split it. He chased away my offer with his Visa. I felt slightly embarrassed for my reverse chivalry. Itd just been my modus operandi for years with friends and past boyfriends. Had I oversteppeda money boundaryon one of our first dates? Back in the car, Ian admitted he thought the opposite....

February 14, 2018 · 4 min · 790 words · Renee Randolph