TruTV Game Show ‘Paid Off’ Tells the Sick, Sad Truth About Student Loans

Actor Michael Torpey hosts the show, which he co-created with production company Cowboy Bear Ninja. In a series of trivia rounds, low-scoring contestants are eliminated. Paid Off is not as fast-paced as it promises, and the canned laughs can be cringeworthy. But were only one episode into the show. Have you ever seen the first episode of Wheel of Fortune? I didnt think so. The game show is basic in premise, but it underscores the haunting reality of student loan debt....

July 13, 2018 · 2 min · 417 words · Caleb Atkins

We Don’t Talk Much About Debt and Depression. This Blogger Is Changing That

Melanie Lockert remembers checking the traffic for her blog,Dear Debt, and feeling shocked at the results. Someone had found her site by searching, I want to kill myself because of debt. Lockert started Dear Debt in January 2013 after spending the previous year feeling depressed about her student loans. After writing her own breakup letter with debt, Lockert then published an estimated 100 breakup letters with debt from her readers. Photo courtesy of Melanie Lockert...

July 12, 2018 · 3 min · 493 words · Amy Delgado

Want to Deliver With Uber Eats? Here’s Everything You Need to Know

The gig economy includes a little bit of everything from Uber and Lyft partners to TaskRabbiters to Airbnb hosts. And it makes up a chunk of our overall economy. Approximately 4 million of these gig workers have made money driving with Uber and Lyft. One money-making option that you might not hear about as much? Balance Transfer = Credit Card Cheat Code How Does Uber Eats Work? Delivering food through Uber Eats is similar to giving rides through Uber....

July 11, 2018 · 2 min · 315 words · Dale Barnes

How to Create a Budget in Excel (Even if You’re Spectacularly Bad at Excel)

Cant find a budgeting app you like? Prefer to manually type your transactions or control the layout of your budget? A lot of other people do too! And because Microsoft Excel has its own app, your budget spreadsheet is no longer bound to your rig. Its up to you, but I recommend starting small and getting more complex as you improve. Budgeting isnt something youre good at right off the bat; its a continual lesson in delayed gratification....

July 10, 2018 · 3 min · 560 words · Michael Garcia

This App Rewards You for Paying Your Bills on Time Like a Grown-up

Now all you get for doing that is a kitchen thats clean for, like, 15 minutes. Much like that childhood allowance, its basically bribing you to be good. No Interest Til Almost 2027? And itll reward you for that, too! You Gotta Pay Your Bills Anyway, Why Not Get Rewarded? So, pay your bills on time, andget free gift cards. Now that youre a grown-up like the rest of us, this is how you earn your allowance....

July 10, 2018 · 1 min · 110 words · Lisa Preston

This Is Why It’s So Crucial to Have Short-Term AND Long-Term Savings

You hear a lot about saving for retirement and having an emergency fund. Short-Term vs. ## No Interest Til Almost 2027? It can include money for goals like a buying a new laptop or a down payment on a house. Its also for occasional unplanned expenses like repairs, replacements or low-cost medical emergencies and procedures. A short-term savings account should be easily accessible. In case of emergencies, its recommended that you have three months of expenses saved....

July 10, 2018 · 1 min · 188 words · Stacy Lee

This Twitch Streamer Shares How He Turned a Hobby Into a Six-Figure Career

Cory Michael doesnt recall the exact moment he realized he could make a living playing video games. Four years ago, he started streaming his game sessions and commentary on the internet as a hobby. With that kind of audience, Twitch accepted his partnership software and agreed to pay him to play. When the video game Destiny came out, his channel blew up. 7 Ways to Make Money if You Hate People Do you avoid people too?...

July 10, 2018 · 3 min · 460 words · Michael Brown

A Guide to Mutual Funds for People Who Don’t Speak Wall Street

This article was reviewed by Robin Hartill, CFP. Heck, wed buy them at $100 a share. Compiling an investment portfolio would be like taking on a second job. Thankfully, the mutual fund was created so people could invest without being experts on individual stocks. 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff....

July 9, 2018 · 3 min · 570 words · Jacqueline Garrett

How to Save for a Home, Even When It Feels Like You’ll Be Renting Forever

Monopoly made it seem so easy. In fact, the median cost of a two-bedroomapartment rentalin the U.S. is $1,178. Thats 35% of median take-home pay when you subtract taxes from themedian household income. (Lets call them the Joneses.) Yet repeatedly, surveys show that homeownership is still a staple of American financial ambition. Onestudy from 2017found that 68% of millennial homeowners plan to own multiple homes throughout their lives. Heres where to start if youre one of the millions trying to save for a home....

July 9, 2018 · 3 min · 508 words · Suzanne Bernard

This Quiz Will Tell You If You Should Dress Like a Cow for Free Chick-fil-A

Then dont miss your chance to snag your favorite dish onCow Appreciation Day for free. Mark your calendar to show your appreciation for cows (and chicken sandwiches) onTuesday, July 10. Stores will celebrate from open until 7 p.m., and a full cow costume isnotrequired. Kristy Gaunt – The Penny Hoarder Your little ones can also get a kids meal for their efforts. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

July 9, 2018 · 1 min · 176 words · David Wiggins

What to Expect When You’re Expecting to Retire: 6 Ways to Do It Right

Bill Poznanski didnt want to retire. My job was fun, and I could handle it physically, Poznanski says. I had over 4,000 customers. Carol Gentry (left) and Sandy Tuite (right) attend the ASPEC social at Eckerd College in St. Petersburg, Fla. Tina Russell/The Penny Hoarder My job was easy. But then an accident left his wife in need of a new hip. They said if you ever want to come back, youre more than welcome, Poznanski says....

July 8, 2018 · 3 min · 606 words · Gail Stewart

How This Guy Turned His Obsession With Snakes Into a Career Milking Them

Have you ever witnessed a room full of 50 first-graders suddenly go pin-drop silent? Bardendoes presentationstwice a day Thursday through Saturday and once on Sunday. Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed. Go ahead and start now, but be sure to bookmark this post so you could easily return later. Well keep it updated as offers changes or expire....

July 7, 2018 · 3 min · 522 words · Cheryl Lewis

Lucky’s Market Saves You Money AND Lets You Drink Beer While You Shop

AndLuckys Markethas plenty to offer. House-brand frozen mixed berries come with the bonus nametag, Sir Mix-a-Lot of Berries. A sign claiming Butter makes everything better hangs above the dairy cooler. The Lucky’s Market baked in-house rolls and buns were priced at $2.79 during their soft opening. Chris Zuppa/The Penny Hoarder The store cuts bacon instead of ribbons when it opens a new location. The store is cheeky, but also serious about offering good prices on good food....

July 6, 2018 · 2 min · 368 words · Tonya Chang