This Couple Got a $600K Mortgage for Their 1st Home — Despite Unconventional Finances

Armed with a degree in finance, Tyler Varnell was dutifully building his career. At 27, he jumped out of the corporate world to pursue his dream: performing music. Hes spent the past two years playing saxophone and piano for weddings and events around the Los Angeles area. Tyler Varnell, 29, looks out the window into his new backyard from one of the four bedrooms, imagining what it will someday be. Melissa Lyttle for The Penny Hoarder...

October 12, 2018 · 3 min · 562 words · William Watkins

This is Why It’s Smarter to Buy Halloween Makeup at Ulta Than a Party Store

Ill tell you this right now: Halloween is not my holiday of choice. I usually spend the weeks leading up to Oct. 31 being a grump and refusing to dress up. It always ends up being expensive. Not this year, my friends. Although Halloween is on a Wednesday, I will be prepared and I refuse to spend too much money. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

October 12, 2018 · 2 min · 295 words · Dave Watson

How This Couple’s Side Hustles Has Made Them $160K… and Counting

My wife, Meg, and I are an average 30-something couple. Were public school teachers who live in the Chicago suburbs with our son and two dogs. In 2018, were on pace to earn over $75,000 in extra income. Meg Cahill gives a private piano lesson in the couple’s music room. Photo courtesy of David Cahill No Interest Til Almost 2027? Our rent was low and we had some money saved, but we needed a cash infusion badly....

October 11, 2018 · 2 min · 420 words · Jason Herring

10 Amazon Prime Perks That Make the $119 Membership Fee a Total Steal

They definitely had a point. Whats a membership worth if you arent getting all the perks? Here are the quick-and-dirty details. Free 2-Day Shipping Of course, we have to mention that lighting-fast delivery service. Prime Now is available in 40 cities and includes delivery from Whole Foods. 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff....

October 10, 2018 · 2 min · 268 words · Monica Good

Lonely While Working From Home? Try These 5 Tips to Stay Connected

I was one of those people who struggled after taking a remote freelance gig. Are you preparing to make the transition or currently working from home full time? I need to be around people for my own mental stability. Patrick Hill works remotely at The Dog Saloon in Tampa, Fla. Tina Russell/The Penny Hoarder No Interest Til Almost 2027? Most often, hell head to his neighborhood Starbucks in Tampa, Florida....

October 9, 2018 · 2 min · 258 words · Jose Miller

New Study Finds Health Care Costs Are Rising Almost Twice as Fast as Wages

From 2006 to 2012, premiums rose 37%, while salaries increased only 18%. Whos Affected Most by Rising Health Care Costs? Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed. Well keep it updated as offers changes or expire. Average family premiums increased 5% in the past year, while singles paid 3% more. Meanwhile, wages outpaced inflation by just 0....

October 8, 2018 · 1 min · 149 words · Bryan Brown

5 Places to Get Cheap Checks for Those Annoying Times You Need Paper

From time to time, it happens: You need a paper check. Or you park in a garage near your office that only takes cash or checks for some inexplicable reason. But its real life. Sometimes, youneedtowrite a check. (And if youre reading this, you might have already used your last one.) Whats a frugal infrequent check writer to do? Find a way around those bank fees, of course. 5 Cheap Ways to Order Checks Online You dont need to order checks from your bank....

October 6, 2018 · 2 min · 394 words · Kim Mcdonald

Keep the Kids Busy for Free at Bass Pro Shops This Halloween Season

Events will be held at Bass Pro ShopsandCabelas stores, which are owned by the company. The festivities start two weekends before the holiday. From Oct. 26 to 30, the Frankenstein craft will be swapped out for a vampire bat craft. 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. The Halloween celebration culminates the evening of Oct....

October 5, 2018 · 1 min · 204 words · Christopher Munoz

You Had Us at Glow-in-the-Dark Fangs: 9 Cheap Halloween Candy Alternatives

Dont let November 1 wind up being a day of regret. Having tons of Halloween candy left over because you overestimated how much youd need for trick-or-treaters ends two ways. Why not try out something different this year? All the better to bite you with, my dear — and nobody will get hurt from glow-in-the-dark vampire teeth, which cost $1 for 10 at Dollar General. Sharon Steinmann/The Penny Hoarder Plenty of goodies to give out to trick-or-treaters dont involve chocolate, artificial fruit flavors or sugar....

October 5, 2018 · 3 min · 427 words · Jonathan Wade

From Restaurants to the Road: How One Man Started a Food Truck in Florida

But then he read Thomas KellersAd Hoc at Home the book made him rethink his culinary approach. People still relate food trucks to roach coaches, but thats not it at all, says Dodd. A food truck is nothing more than a restaurant on wheels. T.J. Smith grabs lunch at the Street Kitchen food truck. Chris Zuppa/The Penny Hoarder Dodd has nearly a decade of restaurant experience and two years of food trucking under his belt....

October 3, 2018 · 3 min · 491 words · Michael Rosales

Hungry to Start a Food Truck? Get Your Business Road Ready with This Guide

A really, really expensive dream. But there is an option that is slightly less pricy: running a food truck business. But what exactly does it take to open and maintain your own food truck? Michael Blasco, Tampa Bay Food Truck’s chief eating officer, teaches a seminar on the food truck business. He is pictured during a dinner break at a seminar in Tampa, Fla., on Sunday, September 23, 2018. Chris Zuppa/The Penny Hoarder...

October 3, 2018 · 4 min · 825 words · Mr. David Barton DDS

VIP Voice Review: We Put This Paid Survey Site to the Test

Online survey sites are hit or miss. In this review, were focusing on one option:VIP Voice. What Is VIP Voice? Screen capture of VIP Voice’s ‘Featured Auctions’ page. Clients pay the NPD Group to collect consumer data through VIP Voice surveys. You answer the questions and get compensated for your time. VIP Voice issues more than 12 million surveys each year, according to its website. Probably not as good as youd like....

October 3, 2018 · 3 min · 560 words · Eduardo Mitchell

Roth vs. Traditional IRA: Here Are the Differences (and Why We Love Both)

And if youre ready to add an IRA to your retirement savings arsenal, thats great. Youll be glad you did! But you have to decide which jot down youre going to open. An IRA isnt an investment itself its an account with special tax advantages. The most popular types are a traditional IRA and Roth IRA. Even if you contribute to multiple types of IRAs, your total contributions cannot exceed these limits....

October 2, 2018 · 2 min · 351 words · Douglas Kennedy