Plan Ahead to Snag the Best Travel Deals on Cyber Monday With These Steps

Cyber Monday is coming. Have your passport and budget ready because the steady roll of deals waits for no one. Whatever the destination, Cyber Monday is chock full of deals that budget-savvy travelers wont want to pass up. Chris Zuppa/The Penny Hoarder No Interest Til Almost 2027? Keep it stress-free by making it something it’s possible for you to afford. Set your budget and stick with it, Tiacoh said. Let your budget be your purchasing guide....

November 15, 2018 · 3 min · 535 words · Thomas Choi

She Ditched Her Debt Collectors — and Raised Her Credit Score Nearly 200 Points

Tabatha Pankop spends long days on her feet. She waits tables, sometimes working double shifts for 15 hours at a time. Like most hardworking Americans, she has dreams of financial stability and homeownership. There was just one problem. Some old, and apparently unpaid, bills had hurt her credit. They included an old cell phone bill and an old power bill, among others. Pankop dreamed of buying her own townhouse, but that looked out of reach....

November 15, 2018 · 2 min · 244 words · Nicole Fuller

Survey Junkie Review: We Put the Paid Survey Site to the Test

Taking online surveys seems like easy money at first. In this review, were focusing on one option:Survey Junkie. What Is Survey Junkie? Once youve created a profile, youll get matched to surveys. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill? you could sign up with an email address or by connecting to Facebook or Google....

November 13, 2018 · 3 min · 479 words · Kimberly Johnson

Your New Baby Will Cost More Than You Imagined. Here are 5 Ways to Save

The parenting books tell when it’s possible for you to expect your baby to reach physical milestones. The parenting classes teach you the proper way to bathe an infant and change a diaper. Mistake No. Its important to build up a savings buffer. 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff....

November 13, 2018 · 2 min · 273 words · Rebecca Shea

Create a Clever Resume of Your Favorite Character to Win a $1K Scholarship

Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed. Well keep it updated as offers changes or expire. What do you think other resumes of fictional and nonfictional characters might look like? The fake resume shouldnt be longer than two pages or include anything aboutyourexperiences or personal information. It needs to be entirely about your fictional or nonfictional character of choice....

November 12, 2018 · 1 min · 194 words · Connor Pierce

The Art of the Pitch: How to Land Your First Bylines as a Freelance Writer

In the paradoxical world of freelance writing, your first few stories are essential. After all, they dont know you yet. Clips are all they have to go on. Pictured here are books that Rick Wilber has written or edited. Chris Zuppa/The Penny Hoarder Well, that and the pitch itself. It all comes together with the pitch, said freelance writer Susan Shain. She shared her insider tips with us. A lot of it is luck, Shain said....

November 12, 2018 · 4 min · 659 words · Cody Davila

The Big Picture: How Two Muralists Make a Living With Their Art

Bekky Beukes had a plan for completing her mural in a week. Beukes works three 10-hour days each week designing marketing materials for a nearby community college. She lives just a few blocks from a rented garage that serves as her studio. Beukes paints her mural during the SHINE Festival in St. Petersburg, Fla., on October 6, 2018. Chris Zuppa/The Penny Hoarder It has electricity, but no running water or bathroom....

November 12, 2018 · 5 min · 1014 words · Christopher Edwards

Boost Your Career With Credentials — Here’s How to Pick the Right Ones

And those credentials are just the start for what the registry plans to include. There are at least 334,114 unique credentials in the U.S., Samson says. We anticipate that [the actual number exceeds] 500,000. PeopleImages/Getty Images 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. Employers are saying, Were willing to look at these, but… they have to have value....

November 11, 2018 · 2 min · 395 words · Ashley Stuart

These 11 Easy DIY Alternatives Will Save You Money on Household Products

I thought I needed specific store-bought products until years of being broke forced me to find affordable DIY alternatives. I learned to forgo some items all together. Deodorant I didnt waste money on deodorant for years because I didnt need it. Dissolve table salt into a glass of water for a mouthwash replacement. Tina Russell/The Penny Hoarder Why buy something I didnt need? I did need it eventually and found an inexpensive natural alternative that blew my mind....

November 10, 2018 · 5 min · 1019 words · James Abbott

Are You in a Dying Field? We Found Alternatives to 6 Declining Jobs

History shows us that advancements in technology and market shifts can lead to the phasing out of certain occupations. We took it one step further. First, he checked the latestemployment projectionsfor jobs showing a decline over the next decade. Mail carriers begin their shift at the United States Postal Service in downtown St. Petersburg, Fla. Tina Russell/The Penny Hoarder Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

November 9, 2018 · 2 min · 247 words · Brittany Proctor

Skip the Hand Turkeys — Here Are 4 Crafts to Make With the Kids Instead

These four Thanksgiving crafts use inexpensive items youre likely to have at home already. Mini Salt Dough Cornucopia The cornucopia is a popular Thanksgiving symbol. Usually the horn of plenty is filled with fruits and vegetables of the harvest. Heather Comparetto/The Penny Hoarder Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed. Go ahead and start now, but be sure to bookmark this post so you might easily return later....

November 9, 2018 · 1 min · 211 words · Cindy Fowler

Where Should I Put Money Now to Help My 6-Year-Old Niece Later?

Im 32, unmarried and child-free. Her college will be paid for through the G.I. Bill, so a 529 savings plan doesnt seem necessary. Ive considered life insurance, but Im not sure whether its worth buying at my age. Plus, Id like something she can take advantage of when she turns 18 or maybe after college. Are there options out there Im missing? Thanks for your help! I Believe Your Children Are Our Future...

November 9, 2018 · 2 min · 289 words · Johnny Davenport

Own a Small Business? Try These 16 Tools to Help It Run More Smoothly

Running your own business is a full-time job. But that doesnt mean you cant recruit some help to simplify it, right? And the best part? PeopleImages/ Getty Images Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed. Well keep it updated as offers changes or expire. Setting up a basic business profile is completely free, so why not take advantage of it?...

November 8, 2018 · 3 min · 492 words · Madeline Foster