I’m Going Back to School… but I Have $7K of Medical Debt

I will be working part time, so I will be able to cover the monthly fee. Do you think that is a good idea? What are the pros and cons of doing this? Will it affect my credit score drastically? Dear E.,Theres no reason to feel embarrassed when youre figuring out your finances. But I understand your hesitance to talk to your mother about it. But well get back to that....

January 4, 2019 · 1 min · 186 words · Courtney Pierce

You Can Make a Living With a Music or Theater Degree. These 8 People Do

At least, thats what were often led to believe. After college, she worked fast-food jobs before eventually opening her own acting school. But Pedersons true success came when she stumbled into stand-up. Photo Courtesy of Stacy Pederson That $10K gig didnt come overnight, however. Pederson has worked hard to get where she is. My biggest career advice is dont quit, she tells me. You have to develop a healthy mindset around failure, rejection and plain old hard work....

January 4, 2019 · 3 min · 547 words · Angela Williams

If You Own an RV, You’ll Want to Read How This Couple Made $37K

Patrick Atherton has been around mobile homes and RVs his whole life. As a teen, he worked alongside his stepdad repairing units. This passion for motorhomes has seeped into his adulthood. Patrick Atherton assists a customer at his R.V. storage facility. In 2018, the couple has made $37,830.55 with RVshare. Tina Russell/The Penny Hoarder Theyve serviced an array of clients, some who rented their RVs out through Craigslist. This piqued the couples interest itwouldbe nice to turn an idle travel trailer into some income....

January 3, 2019 · 4 min · 649 words · Courtney Flores

A Job Shouldn’t Rule Your Life. Here’s How to Find Fulfillment Outside Work

Throughout history, our sources of purpose have shifted. First, our purpose was simply to survive. Then we built families and embraced religion. People hang out at The Bricks Ybor on Sunday, September 2, 2018. Chris Zuppa/The Penny Hoarder But now, we increasingly look to our jobs as a source of meaning. And who could blame us? Its really that simple. Most employment is conditional. No Interest Til Almost 2027? Balance Transfer = Credit Card Cheat Code...

January 1, 2019 · 3 min · 614 words · Jamie Frederick

The Perfect Weekend Getaway? It Might Just Be Puerto Rico

When youre wandering around Old San Juan, youll feel worlds away from the United States. I recently spent 10 days in this tropical paradise. The storm caused$90 billionin damage, according to the National Oceanic and Atmospheric Administration. A view of Old San Juan in Puerto Rico. Photo courtesy of Susan Shain Many residents went without power for almost a year. No Interest Til Almost 2027? What would it look like?...

December 31, 2018 · 3 min · 617 words · Michael Watkins

The Financial Movement for Anyone Who’s Sick of Working 9 to 5

The typical road to retirement looks like this: Graduate college. Fill it with stuff. Work for at least 40 years to pay for the stuff. Shane and Melissa teach classes at the same CrossFit gym where they work out. Chris Zuppa/The Penny Hoarder For many people, this path has lost its appeal, and theyre turning toward a different one. Its called financial independence, or FI for short. Our team has compiled alist of creative waysyou can fatten your bank account this week....

December 30, 2018 · 3 min · 518 words · Joel Gonzales

My Controlling Ex-Husband Wrecked My Credit. How Do I Rebuild?

My ex managed our money. He said I was bad with money and that he was the one who knew how to handle finances. (So much for me being the one who was bad with money.) Instead, the bank offered me a secured credit card. Should I go ahead and sign up for it? What else can I do to repair my trashed credit? Thanks in advance for any advice it’s possible for you to offer....

December 28, 2018 · 2 min · 235 words · Arthur Robinson Jr.

How to Find Affordable Care if You Need Treatment for Opioid Addiction

No one wants to miss out on medical care they need. But the financial burden can be enough to make a patient hesitate. Those seeking care for addiction recovery face the same challenge. “When someone walks in the door, I never give them a time frame,” Dr. Michael Strolla said. “If a place is doing therapy and treatment right, they take it one day at a time.” Tina Russell/The Penny Hoarder...

December 27, 2018 · 3 min · 496 words · Gary Green

Are Winter Tires Worth the Investment?

Like it or not, winter is coming. And it will keep coming year after year. Similarly, 53% of respondents didnt see the need for winter tires if they had all-wheel drive. FatCamera/Getty Images Winter tires, by design, solve for both of those problems. Arecent studyeven showed that winter tires can decrease braking distance in wintry conditions by 35%. No Interest Til Almost 2027? Cost is typically the biggest inhibitor to getting winter tires....

December 25, 2018 · 2 min · 277 words · Makayla Garcia

Want to Sell Goods Online? Here Are 4 Online Marketplaces to Consider

Eh, not quite. There are a lot of factors to consider when choosing an online marketplace: What are the costs? Do they charge a flat, up-front payment or ongoing fees? Jennifer Boaro, owner of The Cat Ball, sells on multiple platforms: Amazon, Etsy and Shopify. Photo courtesy of Jennifer Boaro Are there restrictions on who can join and what can be sold? What bang out of products do well? What is the overall ease of use?...

December 25, 2018 · 4 min · 699 words · Michael Obrien

These 6 Tips Can Help You Move From From Part-Time to Full-Time Employee

Wishing for more from your part-time or seasonal gig? For workers whod prefer to be full-time, the difference goes beyond a bigger paycheck. Thats 2.9% of the labor force. Career strategist Emily Kapit advises part-timers to prepare carefully and consider long-term goals before asking a current employer for full-time work. Photo by Missy Mulkeen Photography Our team has compiled alist of creative waysyou can fatten your bank account this week....

December 23, 2018 · 2 min · 361 words · Derek Patterson

This Nonprofit Is Making Thousands of Kids Happy, One Skateboard at a Time

Kayden Batson kept asking his great-grandmother when he could pick out his very first skateboard. His great-grandmother showed him two skateboards, and the 4-year-old picked the one with the rainbow sticker. I love it, said Debra Griffen, Kaydens 65-year-old great-grandmother. Jeremiah Van-Vaerenbergh, 13, installs the trucks and wheels on a deck during the Vans Board Drive Build and Distribution at the Skatepark of Tampa on Sept. 29, 2018. Chris Zuppa/The Penny Hoarder...

December 22, 2018 · 2 min · 246 words · Deborah Torres

I Need a Car, but My Credit Is Awful. Will I Get Ripped Off?

Ill probably get $100 for it. I have no money saved, and Im recovering from wrecking my credit in college. But I need a car ASAP. Public transportation where I live is a joke, and my job requires me to travel across three counties. But Im terrified of negotiating with a used-car salesperson. My parents worked out the terms of the deal when I bought this car as a teenager....

December 21, 2018 · 2 min · 281 words · Lori Kelly