Lost Bag? Overbooked Flight? 3 Air Passenger Rights You Didn’t Know You Had

Domestic and foreign air travel in the U.S. has reached an all-time high. That means airports are more crowded, and flights are frequently delayed or overbooked. And the worst part? Not knowing what to do when your reservation is affected. Airline passenger rights are complicated, and even frequent travelers dont know all of them. (I sure learned a few things while researching this article!) Dont wait until youre at the airport, fuming, frustrated and running out of options....

December 18, 2019 · 3 min · 505 words · Thomas Moore

Got Less than $20K in Savings? How to Still Get Paid If You’re Too Sick to Work

What would happen if you got too sick to work? Or if you got hurt and couldnt work? You depend on your paycheck for everything food, housing, keeping the lights on. It doesnt have to be due to something catastrophic, like a heart attack or a car crash. Scary to think about, isnt it? Thats why its important to secure your income in case something happens that keeps you out of work....

December 17, 2019 · 1 min · 198 words · Anthony Smith

Ask Yourself These 5 Questions Before You Start a Ridesharing Gig

You have a vehicle. you gotta supplement your income. Driving for Uber or Lyft may seem like a no-brainer. But is ridesharing all its cracked up to be? Before you sign up, take some time to answer these sobering questions. How Much Will I Really Be Making? Uber and Lyft drivers are considered independent contractors, not employees. So earnings can get a little tricky. First of all, the companies dont pay by the hour....

December 13, 2019 · 4 min · 765 words · Kenneth Nichols

Dear Penny: I’m 55 With No Savings or Life Insurance. What Are My Options?

Ive worked since age 18, however, I dont have any retirement savings. In addition, I do not have any major illnesses and I need affordable life insurance. I prefer not to purchase term insurance because I will probably outlive the terms. Do you have any ideas for me? But at 55, youre old enough that your life is expensive to insure. Statistically, youre way more likely to die than a twentysomething....

December 13, 2019 · 2 min · 278 words · Jacob Cox

Here’s How I Bought a Car for $400 (and It Wasn’t a Lemon)

I remember when my sister and brother-in-law decided to lease a new Ford Fusion Hybrid in 2015. As strictly a used-car owner, I envied how shiny and clean it was. It was quiet, complete with the latest technology and great on gas. The only downside, in my opinion, was its lease price of $390 a month. Four years earlier, Id only paid $10 morefor an entire car. Thats right, I bought a car for 400 bucks....

December 12, 2019 · 3 min · 512 words · Brett Holmes

Sell Clothes, Cars or Campers on Facebook Marketplace. Here’s How

Maybe youre moving and none of your old appliances match the new digs. Dont throw out your old microwave and hang onto that toaster, too. If not for Mother Earth, do it for the money. To create a listing on Facebook Marketplace, click the blue button on the left hand side that says “sell something.” Then choose between these three options: item for sale, vehicle for sale or home for sale or rent....

December 12, 2019 · 5 min · 1043 words · Benjamin Daniels

Spend One Minute Doing This to Earn 5 Cents/Gallon in Points to Save on Gas

There are a lot of ways to save money on gas. you could drive across town to find the cheapest gas station. it’s possible for you to obsess over finding the quickest route. We think so, too. It also lets you pay easily and securely through the app without swiping a card. Consider this: The average American driver goes through roughly 650 gallons of gas per year. No Interest Til Almost 2027?...

December 12, 2019 · 1 min · 178 words · Jade Brewer

How to Screen Roommates So You Don’t End Up in a Financial Disaster

Getting a roommate (or roommates) is a money move that can significantly reduce your housing expenses. However, living with someone whos not a good fit can be disastrous. You could be a victim of theft (stealing food counts! Getty Images ), be left on the hook for their share of bills oreven face eviction. No matter how close you are, living together and sharing financial obligations is a whole different ball game....

December 10, 2019 · 5 min · 883 words · Katherine Hoover

The Penny Hoarder’s 2019 Holiday Gift Guide

The countdown is on! Want to send your parents on an epic (but affordable) getaway in 2020? Surprise your favorite home chef with a new suite of pots and pans without busting the budget? Give yourself the gift of a better financial situation as you head into the new decade? Weve found something for everyone check out our 2019 Holiday Gift Guide here! (Can you sense my millennial sarcasm there?)...

December 10, 2019 · 1 min · 84 words · Lori Serrano

This Man Told Us How He Turned Christmas Lights Into a Lucrative Business

But Trees definitely gets the last (jolly) laugh. By my third year, I was hitting a net profit of right around $138,000. Our team has compiled alist of creative waysyou can fatten your bank account this week. Ready to work for yourself? We’ve got 49 greathome business ideas. This is a long list, so dont get overwhelmed. Go ahead and start now, but be sure to bookmark this post so you might easily return later....

December 9, 2019 · 2 min · 358 words · Karen Burch

Put Yourself in the Driver’s Seat: 4 Tips to Limit Debt When Buying a Car

Ready for a new (or new-ish) set of wheels? Were here with strategies to help you get behind the wheel with the least amount of debt. 4 Ways to Limit or Avoid Auto Loan Debt Ready to hit the open road? (And in return, I promise to stop with the car puns.) Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed....

December 8, 2019 · 1 min · 213 words · Kimberly Wong

7 Places to Find Secondhand Gifts Your Friends and Family Will Adore

Gifting your friends and family with something theyll love this holiday season doesnt require buying something brand new. Of course, youve got to consider the gift recipient and the gift. No Interest Til Almost 2027? Destiny Washington (left) shops with her friend, Frankie Alvarez, at Goodwill 34th Street Superstore. Chris Zuppa/The Penny Hoarder Arrange to meet individual sellers in safe, public places. If youre purchasing online, vet the website to ensure its trustworthy and secure....

December 7, 2019 · 2 min · 246 words · Daniel Long Jr.

Get Paid to Spread Holiday Cheer as Santa Claus. Here’s How to Find Gigs

Remember that sixth helping of stuffing you devoured? Oh, and countless heaps of grandmas cherished mac and cheese? Dont regret eating them. (We dont.) Instead, think of those extra pounds as preparation for the grandest holiday side gig of them all. (Spoiler alert: not the real one. Its actually a complex connection of Santa Claus impersonators.) If youve got what it takes e.g. How to Find Santa Claus Jobs (Mrs. Claus, Too!...

December 5, 2019 · 2 min · 262 words · Barbara Burgess