Say No to Temptation: 5 Life Events You Should Not Go Into Debt For

You know those once-in-a-lifetime moments you cant put a price on? Hey, Im as sentimental as the next person, but big life events shouldnt sink your finances. Big moments in your life should be special, but not at the expense of your financial future. Here are five that shouldnt land you in debt. Your Wedding Day Youre engaged? Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

January 23, 2020 · 2 min · 350 words · Holly Roman

Dear Penny: Should I Secretly Check My Boyfriend’s Credit to Find His Hidden Debt?

Real Answers for Life’s Money Challenges Ive been living with my boyfriend for eight months. We keep our finances separate. He gives me his 50% for the bills each month, and hes never late with his share. I have some debt too, so Im not judging him for having it. Im pretty sure I could get the info needed to pull up his credit report. I know it seems wrong, but isnt this important info to have about someone youre living with?...

January 17, 2020 · 2 min · 379 words · Jeffrey Madden

Are You Thinking of Commuting by Bike? We Break Down the Costs and Savings

I love my commute. But before you turn too green with envy, (get it? Ill stop) theres a dark secret you should know about biking to work. It isnt as cheap as you might think. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill?...

January 15, 2020 · 1 min · 171 words · Jeffrey Hayes

Find the Discount RV Club That Works for You and Hit the Road

Seeing the country out the window of an RV has a reputation for being a frugal way to travel. Some of them, like keeping fuel in that gas-guzzling beast, are hard to get around. Are Discount RV Clubs Worth the Money? No Interest Til Almost 2027? Joining is usually simple and can be done online in a few minutes. But which of those RV clubs are worth their membership fees?...

January 14, 2020 · 1 min · 124 words · Samuel Keller

Working for Tips? These Strategies Will Help You Earn Even More

Theminimum wage for tipped positionsis $2.13 per hour in more than 17 states. Seven states require that employers pay tipped employees the full state minimum wage before tips. The remaining states require employers to pay tipped employees a minimum cash wage above $2.13 an hour. Need a banking service that’s built for freelancers, helping you save for taxes and keep track of your expenses?Check out Found.(It’s free!) Use these preferences to help narrow down that list....

January 14, 2020 · 3 min · 483 words · Meredith Martinez

Accident Insurance: What It Is, and How to Determine If You Need It

Preparing for unforeseen circumstances is what insurance is all about. You pay a monthly premiumjust in casesomething happens. When it does, your coverage pays your benefits, saving you from financial ruin. But there is a wide range of insurance products available, and you cant afford everything. So, what about accident insurance? What is it, and do you need it? What Is Accident Insurance? Our team has compiled alist of creative waysyou can fatten your bank account this week....

January 13, 2020 · 2 min · 259 words · Tonya White

Have Less Than $25K in Your Retirement Account? Make These 6 Moves

Do you have less than $25,000 in your retirement account right now? Youre far from alone, my friend. But, hey, were not here to lecture you or instill fear in you. Were here to cheer you on and show you how to get back on track. Weve got six ways to boost your balance and sock away more savings for your golden years. Bonus: you’ve got the option to start doing most of these things today!...

January 10, 2020 · 3 min · 513 words · Christine Phillips

10 Tips to Help You Stick to Your Resolution to Save More Money

We often start the new year with grand plans. And if youre like most of us, those plans include improving your finances. Were hoping this is one resolution everybody sticks to. Here are some money-saving tips that will aid in your success. Maybe you need anemergency fundso you wont fall further into debt the next time your car needs a repair. Perhaps you want to save up so you might finally afford a nice vacation....

January 9, 2020 · 2 min · 389 words · Greg Graham

The IRS Just Made It Way Easier for Gig Workers to Do Their Taxes

Filing taxes will now be a little bit easier for gig workers, freelancers and independent contractors. The portal also includes tax information for businesses that hire gig workers. Quarterly tax requirements and an online payment tool. This post refers to the 2020 tax season. For the most up-to-date info, check out ourrecent tax articles. Links and explanations to the different types of income forms, with instructions on subtracting expenses. Last-minute reminders and a list of online, in-person and snail-mail filing options....

January 9, 2020 · 1 min · 169 words · Douglas Pierce

Don’t Buy, DIY: Make These 6 Beauty Products at Home to Save Money

Youll not only save money, but youll also skip unnecessary chemicals and take control of your beauty regimen. Lets dive into the ultimate at-home beauty hacks. Weve got some ideas for you. Pexels Save on car insurance, internet, at the pump and more with our favorite ways to save. Volumizing Sea Spray Get that breezy, beachy hair even when youre miles from the coast. Just mix hot water, coarse salt (like sea salt or Epsom) and your favorite softening agent....

January 6, 2020 · 2 min · 384 words · Justin Thomas

Do VW, Wyndham or Others Owe You Money in a Class-Action? Find Out Here

VW denies any wrongdoing, but agreed to the settlement to avoid continued costs of litigation. 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. Carmen Mandato/ The Penny Hoarder File a claim by the April 25, 2020 deadline. You could be eligible for part of a $6 million class action settlement....

January 4, 2020 · 2 min · 274 words · Johnathan Poole

5 Reasons Why Studying Abroad Is a Shrewd Career Move

Studying abroad no doubt ticks all three boxes. So why were they banned? By dive deeper, Haynes wants students to articulate exactly how their study abroad experiences translate to tangible skills. Chris Haynes greets students and faculty during an education abroad fair at the University of South Florida St. Petersburg on November 6, 2018. Haynes encourages students to talk about how study abroad translates into tangible experiences. Chris Zuppa/The Penny Hoarder...

January 3, 2020 · 3 min · 508 words · William Carter

This Cell Phone Company is 3x Cheaper Than the Average (Plus, Unlimited Data)

Parents, youre all too familiar with how expensive cell phone service is. If youve got lines for the entire family, its probably a huge chunk of your monthly bills. One way to cut this cost is to buy a family bundle. We found a company thatll give you four lines of cell phone service for $100 a month. Thats $25 per phone number three times cheaper than the average. And its unlimited everything: unlimited data, unlimited minutes, unlimited texting....

January 3, 2020 · 1 min · 192 words · Sydney Mckinney DDS