4 Things to Consider Before Taking Advantage of the Coronavirus Tax Extension

During the 90-day window, taxpayers wont be charged interest or penalties for what they owe from last year. Wondering if youll qualify for the extended timeline? Here are a few things to keep in mind, though, if you havent filed your return. This post refers to the 2019 tax season. For the most up-to-date info, check out ourrecent tax articles. Our team has compiled alist of creative waysyou can fatten your bank account this week....

March 17, 2020 · 2 min · 219 words · Amber Dyer

In the Middle of a Crisis? 6 Ways to Manage Your Finances to Avoid Debt

During a crisis, every decision can feel overwhelming. But the decisions you make during a traumatic event could leave you dealing with long-term financial consequences. At that point, even my few thousand dollars in credit card debt seemed overwhelming. 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. Were I to do it again, Id do it differently, she said....

March 17, 2020 · 2 min · 260 words · Tonya Riley

7 Tips From Real Moms on Working From Home With Kids (and Doing It Well)

Unless youve ever actually tried to do it. Dinner will be a nightly exercise in improvisation. Still, there is a way to balance parenting and freelancing. People do it every day. Here are a few tricks from successful work-from-home parents for finding that elusive balance. 7 Tips From Work-From-Home Parents on How to Balance Work and Kids 1. 7 Ways to Make Money if You Hate People Do you avoid people too?...

March 16, 2020 · 2 min · 296 words · Willie Newton

Doing These 2 Things to Your House Could Save You Up to 20% on Homeowners Insurance

If you own a home, homeowners insurance probably isnt something you think about regularly. Heres the thing, though: Youre probably paying too much for your current policy. Whens the last time you checked prices, anyway? You probably didnt realize how many discounts are available. We suggest taking 60 seconds toget a free quote from Hippo Insurance, an online insurance company. It saves users up to 20% on premiums. Plus, your old insurer should issue you a refund....

March 16, 2020 · 2 min · 301 words · Brenda Myers

How Does a Spousal IRA Work?

Lots of people have jobs where they dont earn any income. If theyre married, a spousal IRA could be an option. How a Spousal IRA Works There is no special account for a spousal IRA. Its just a regular or Roth IRA in a spouses name. Its not titled a spousal IRA. Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed....

March 15, 2020 · 2 min · 247 words · Darryl Wagner

Gig Companies Respond to the Coronavirus. Here’s What Workers Can Expect

The new coronavirus is shaking things up in the gig economy. Due to being classified as independent contractors, gig workers typically dont receive benefits including sick leave. And because of the very nature of gig services, they cant simply bring their work home. Delivery Gigs Delivery orders are surging nationwide. Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed....

March 14, 2020 · 2 min · 381 words · Jennifer Jackson

These Banks Are Offering Assistance for Customers Affected by Coronavirus (Updated)

The coronavirus is proving to be more than just a health threat. Late payment fees, overdraft fees or penalties for early withdrawals can escalate a situation from bad to worse. Conversely, waiving fees and penalties can ease a hard situation. The banks are also advising customers to take steps to protect themselves from scams, especially phishing scams. Go directly to the banks website or call the bank if you have questions or concerns....

March 13, 2020 · 2 min · 358 words · Cody Gonzalez

5 Ways to Cope With Coronavirus Isolation Without Wrecking Your Finances

Those disease-avoidance tactics sound basic, but dealing with a viral outbreak is no simple task. Your coronavirus concerns may have you dipping into youremergency fundand thats okay. Those savings are meant to help you in situations that are unexpected and urgent. This circumstance pretty much fits that bill. Still, weve got some suggestions to help you avoid overspending while taking coronavirus isolation precautions. Think about what you could easily make to eat if you werent feeling well....

March 12, 2020 · 2 min · 355 words · Sarah Gibson

This App Will Show You If Your Car Insurance is Ripping You Off by $887/Year

How would you feel if you found out you were wasting nearly $900 this year? From now on, Jerry will automatically do that for you. Also, it wont cost you anything its free. Their prices are all over the place, so you never know if youre overpaying. No Interest Til Almost 2027? Balance Transfer = Credit Card Cheat Code But we get it. Not many of us have time to do this....

March 10, 2020 · 2 min · 224 words · Paul Long

Your Free Credit Score Is Different From What Lenders See. Here’s Why

I once read some advice from a random person on the internet that concerns me. Shocking, I know. Youve got my attention. No Interest Til Almost 2027? But its not exactly what they see. Lets find out why. They keep track of your financial activity and produce reports that list your credit history. They use the same information credit reports from the three major agencies but weigh various factors differently....

March 9, 2020 · 2 min · 285 words · Mr. David Lee

Teaching Your Kids These 4 Financial Lessons Will Help Them Avoid Debt

Hey kids, who wants to learn about interest capitalization and amortization? So maybe teaching your kids about debt isnt on the list of fun weekend activities. But it can help them succeed throughout their lives. Certified financial planner Hali London suggests using concrete, relatable numbers when speaking to your children about finances. Photo courtesy of Hali London And not teaching them financial literacy now could really cost them in the future....

March 8, 2020 · 2 min · 338 words · Paul James

This Program Helps Low-Income Families Buy Homes – No Down Payment Needed

You want to own your own home. Its part of the American dream, right? But saving up that magical 20% for a down payment seems impossible. Even 10% would take years. All you want is a nice, affordable house in the suburbs, or even out in the country. You might be in luck, thanks to a little-known mortgage program. If you qualify, it could help you buy your dream home with a $0 down payment....

March 7, 2020 · 2 min · 407 words · Shannon Moody

Dear Penny: Should I Use My Savings to Pay Off My Boyfriend’s Payday Loan?

He got a few payday loans totaling around $1,300 to make ends meet. Hes had to roll it over several times and now the balance is over $2,500. He can only afford the monthly charge each month to roll it over again. Trying to climb out of debt? Here are50 ways to bring in extra money this month. Weve always kept our money separate and split bills 50/50. My partner hasnt been irresponsible with money in the past....

March 6, 2020 · 3 min · 515 words · Lisa Oneal