If You’ve Ever Prepped for a Hurricane, Here’s How to Save $500/Year on Home Insurance

If you live in Florida, you get it. During hurricane season, youve had to board up your windows. Fight crowds at Publix. Chris Zuppa/The Penny Hoarder Track the cone of uncertainty, and worst of all pay thousands of dollars a year in homeowners insurance. What if we said you could potentially be paying $500lesson your policy? A company calledKinis helping people in hurricane-prone areas protect their homes with more affordable homeowners insurance options....

May 18, 2020 · 1 min · 210 words · Justin King

Is Graduate School Worth More Student Loan Debt? Here’s How to Decide

If it seems like everyone is heading back to get their masters degree, its not just your imagination. Compare that to overall college enrollment, which declined by 1.5 million during the same period. But youre old enough to know better than to use the argument everyone else is doing it. Instead, consider the cold, hard facts when deciding whether its worth going to graduate school. No Interest Til Almost 2027? So how do you decide if graduate school is worth your time, effort and money?...

May 18, 2020 · 2 min · 304 words · Sara Harmon

Dear Penny: Should I Use Student Loan Forbearance to Pay Off Other Debt?

With COVID-19, I am able to work from home and have not any reduction in income. What is my best option? -S. Dear S., For scores of people who are struggling right now, forbearance offers much-needed relief. Payments are suspended through Sept. 30. No interest is accruing. But Im not convinced you should do either of these things. You say youre able to work from home and havent lost any income....

May 17, 2020 · 2 min · 295 words · Michele Martinez

Here’s How Long These Fruits and Veggies Last (and How to Make Them Last Longer)

The key to understanding the life cycle of your weekly fresh produce haul is thinking about its moisture content. A berry is going to go bad much faster than an apple because berries are mostly water. But it doesnt have to be this way. Fresh for: 1 to 3 Days 1. Place a plastic bag loosely over the top, and your asparagus could last for up to a week. No Interest Til Almost 2027?...

May 16, 2020 · 3 min · 475 words · Dale Allen

9 Worst Ways You’re Unknowingly Sabotaging Your Savings

One way or another, we all sabotage ourselves. Its the human condition. We put obstacles in our own way. Getty Images We make excuses to ourselves. We are our own worst enemies. Its the same with money. We undermine our own chances of financial success. Were stealing from ourselves. Here are 10 ways people sabotage their own finances, and what you’re able to do instead. What do they have in common?...

May 15, 2020 · 4 min · 781 words · Luke Jimenez

Can’t Afford College Right Now? Here Are 3 Options to Consider

Youve been dreaming about packing up and heading off to college for so long. But you were also planning to pay for college with income thats suddenly gone. That was Mackenna Kerrigans plan. Mackenna Kerrigan’s summer job at a local restaurant was eliminated due to the COVID-19 pandemic, so she reached out to the University of North Florida for additional financial assistance. Chris Zuppa/The Penny Hoarder 7 Ways to Make Money if You Hate People Do you avoid people too?...

May 15, 2020 · 2 min · 370 words · Kimberly Alvarado

Nurses: Check Out These Student Loan Forgiveness Options Just for You

Sorry, couldnt help myself.) It also requires a lot of money to complete a degree. No Interest Til Almost 2027? The good news is that there are other options for student loan forgiveness for nurses. Heres what you gotta know. Did you know? Youll need to be a licensed registered nurse, advanced practice registered nurse or nurse faculty to qualify. Submit your program through theBureau of Health Workforce portal. Youre eligible for the program if you work full time or part time....

May 14, 2020 · 2 min · 253 words · Gina Frost

Weight-Loss App Noom is on a Hiring Blitz. Here’s How to Land a Remote Job

And that army of about 1,700 virtual coaches is growing. Michaelides said the software page closes temporarily from time to time. But the company reopens it and starts accepting new applicants again. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill? Heres whats entailed in landing a Noom health coach job....

May 14, 2020 · 2 min · 322 words · Jacqueline Larsen

This Easy 3-Step Guide Will Help You Learn How to Write a Cover Letter

When youre writing a cover letter, all of your deepest insecurities can surface. You start to question your writing skills, your professional experience and, really, your entire life. How do you introduce yourself? Do you repeat whats on your resume? How much should you talk about yourself? How can you mirror your whole being on to this one page? To tackle yours head on, you first need to understand its purpose....

May 13, 2020 · 4 min · 700 words · Stephen Evans

9 Ways to Help Family and Friends Without Digging a Hole for Yourself

We could all use a little help these days maybe more than ever. Chances are we also have loved ones who need assistance too. Paying an overdue bill for someone or loaning money when youre struggling yourself will only spread the pain. But even if youre short on funds, theres still plenty you’re able to do. Here are nine ways to help loved ones without spending money. Or you could talk them through placing an online order, and then pick up the goods for them....

May 12, 2020 · 2 min · 346 words · Brian Rivers Jr.

SSI Recipients Waiting for Stimulus Checks Should Get Paid This Week

If you receive benefits by paper check, your check will be mailed by Friday, May 15. 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. This post refers to stimulus checks issued in 2020. For the most up-to-date info, check out ourrecent tax articles. If youre still waiting on your coronavirus check in this case, SSI may not be the culprit....

May 12, 2020 · 1 min · 152 words · David Patterson

Here’s Who Should Submit Bank Info ASAP to Avoid Longer Stimulus Check Wait

Yeah, we know: Submit it using Get My Payment hasnt been helpful advice for many people. If youre still having trouble with the feature,these hacksmay help. Who Still Needs to Submit Their Direct Deposit? If youve closed the bank account the IRS has on file, your bank will reject the deposit. The good news here is that theyll process a paper check for you within 14 days. Probably not as good as youd like....

May 11, 2020 · 1 min · 195 words · Carl Williams

Dear Penny: Will Making My Daughter an Authorized User Help Her Credit?

She was denied because she has no credit. But those days are long gone. Youll need to check with your credit card company about whether it does. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill? Ask one of these companies to help…...

May 10, 2020 · 2 min · 306 words · Eric Huffman