This Platform Connects Businesses With People Who Want to Support Them

As the coronavirus pandemic led to self-isolation and quarantine, many small business owners worried about their futures. Before many small business owners could navigate the lengthy and confusing tool, those funds were gone. I realized quickly that she was not alone in this, says Huynh. How can we help these small businesses stay open when they are forced to be closed? With this in mind Community Carecard was born. This allows them to bring in some income even while their doors are shut....

June 2, 2020 · 2 min · 274 words · Noah Brown

Wells Fargo, HSN and Ford Are Among June’s Class-Action Settlements

Faulty transmissions, wrongful foreclosures and unsolicited telemarketing are among the subjects of this months class-action settlements round-up. Wells Fargo denied the allegations, but agreed to settle the dispute for $18.5 million. No Interest Til Almost 2027? The Ford company logo is displayed on the mesh grille of an unsold vehicle at a Ford dealership in Littleton, Colo., on Oct. 20, 2019. People who have owned or leased Ford vehicles equipped with a PowerShift transmission may benefit from an estimated $35-million class-action settlement....

June 2, 2020 · 2 min · 372 words · Kevin Logan

Save Your Money: Fast Fashion Isn’t Really a Good Deal

With these price tags, why not get that sleeveless top in four different colors? or Will I even like it when I get it home? 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. Fast-fashion consumers, not surprisingly, shop more than other consumers, Cline reported. Simply avoiding fast-fashion stores will help deter spending....

June 1, 2020 · 2 min · 388 words · Jocelyn Harvey

Dear Penny: Should Retirees Pay off Their Mortgage in a Volatile Market?

Real Answers for Life’s Money Challenges My husband and I are in our mid-70s and retired. We had about $500,000 in retirement savings before the pandemic. Our expenses before the pandemic were just covered by Social Security, pensions and our RMDs. Sheltering in place, were saving money. We are in reasonably good health and quite active in community and religious groups. Unfortunately, we have a mortgage on our home with $175,000 still outstanding....

May 31, 2020 · 2 min · 384 words · Jesse Ross

Money-Saving Habits to Hold Onto Even as You Venture Out More

Here are some money-saving habits that are worth keeping around. Cutting back on eating out doesnt mean hosting a costly dinner party. Friends can BYOB and contribute a dish. (Remember potlucks?) And whether its with a friend, the family or just solo, takeout costs less than dining out. Theres a lower tip or no tip involved, and the drinks at home are cheaper. No Interest Til Almost 2027? Balance Transfer = Credit Card Cheat Code...

May 31, 2020 · 2 min · 281 words · Dakota Ward

Here’s How to Host a Virtual Baby Shower Everyone Will Enjoy

Katie Sanders helped introduce her friends Hilary Lehman and Aaron Sharockman. She served as the officiant at their wedding. It was only fitting that Sanders would throw a baby shower for the expecting couple. Katie Sanders threw a virtual baby shower for her two friends, Hilary Lehman and Aaron Sharockman. Photo courtesy of Aaron Sharockman Local guests participated in a drive-by parade to send the couple well wishes before the party started online....

May 30, 2020 · 4 min · 762 words · Alexander Mccarthy

Stay On Top of Your Spending By Closing Out Your Budget Each Month

Im going to let you in on a little secret. In real life, peoples budgets dont match up perfectly to their actual spending. Maybe you budgeted $400 and overspent or budgeted $500 and came in under. Or perhaps, you budgeted $450 and got real close. Its hard to predict how youll spend every cent you make. Life doesnt work that way. Mark down where youre over budget and under budget so you’re free to take action....

May 30, 2020 · 2 min · 274 words · Mia Montgomery

Here’s Exactly How to Determine if Credit Card Annual Fees are Worth It

We all like to get something for nothing, and in some ways credit card rewards fit the bill. So, the question is: Are cards that carry an annual fee worth it? 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. Cash back cards offer statement credits. The types of perks vary hugely from one card to another, Davis-Kean said....

May 29, 2020 · 2 min · 257 words · Ashley Olsen

6 Money Moves to Make If You’ve Already Spent The Stimulus Check

If your coronavirus check is long gone, we know exactly how you feel. Stop Paying Your Credit Cards If you have credit card debt,you know. Its just getting rich by ripping you off with high interest rates. Carmen Mandato/ The Penny Hoarder But a website calledAmOnewants to help. No Interest Til Almost 2027? Balance Transfer = Credit Card Cheat Code The benefit? Carmen Mandato/ The Penny Hoarder Youll be left with one bill to pay each month....

May 28, 2020 · 3 min · 472 words · Diana Rogers

Going to College This Fall? Here’s How to Plan Around a Pandemic

In before times, you could almost set your watch by acollege-boundhigh school seniors life. First there were the standardized tests. Then college applications and the agonizing waiting game followed by a decision about where to go. Getty Images Graduation came next and then prepping, packing, and tearful send-offs. Its just the uncertainty. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

May 28, 2020 · 2 min · 348 words · Kimberly Wilson

Thinking of Calling a Mental Health Hotline? Here’s What to Expect

Talking to your doctor is a great way toget a referralfor the help you need. But when youre depressed and struggling, making and keeping that appointment may seem impossible. Fortunately, help is only a phone call away. Getty Image You wont even have to put on your shoes to get it. I know it sounds like a cliche, but its true. Mental health counselors across the country are available to help you around the clock every day of the year....

May 28, 2020 · 2 min · 420 words · Jeremy Pearson

Ask Yourself These Three Questions Before Signing Up For a Credit Repair Service

This whole credit thing can feel overwhelming. Justbuilding a credit score in the first placeis a mystery to a lot of people. The availability of credit and the opacity of the industry can make keeping your score intact seem impossible. Credit repair services come in with flashy ads and over-the-top promises of fixing all these problems for you. The proposition is tempting. Regardless of your situation, however, you might always improve your credit without spending any money....

May 27, 2020 · 2 min · 362 words · Debra Sanders

BBVA Bank Review: Good Mobile Banking, But Watch Out for Those Fees

That said, we found its offerings to be surprisingly mediocre for such a powerful financial institution. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings. Getty Images But what if your car breaks down, or you have a sudden medical bill? Did you know? However, youll be charged $12 per day each day the bank has to make such a transfer....

May 27, 2020 · 1 min · 138 words · Douglas Hicks