Reduce the Financial Stress of Moving to a New City: A Checklist

So youve made the decision to uproot your life and move to a new city. Congrats on your exciting new adventure! Add these six steps to your checklist when moving to a new city. Using a small truck for a local move might cost you $20 to $40 plus mileage and fees. But if you’re moving to a new city across state lines, you might end up spending several hundred dollars for a one-way drop-off....

September 23, 2020 · 3 min · 508 words · Jessica Black

Stop Making a Budget. Use This App, and It’ll Tell You Exactly What’s Safe to Spend

Making a budget and sticking to it isnt easy. But after two months, you end up deleting them, feeling more confused than financially savvy. So why are we going through the hassle of downloadingmoreapps, creatingmorepasswords and losing control of our spending anyway? Thats why its calledSimple Finance. How Much Can You Spend on Takeout This Weekend? and goals, then show how much money you’re free to drop on delivery tonight....

September 23, 2020 · 1 min · 179 words · Jamie Walsh

This 1-Minute Move Could Cut Your Home Insurance Bill by 25% This Year

Owning a home is great and all, but it comes with some extra not-so-fun bills like homeowners insurance. No, were not telling you to cancel your home insurance. Its important to have. Basically everything you own everything youve worked hard to afford is inside your home. What if someone breaks in? Or theres a fire? A massive water leak? Thats why its important to shop around and check that youre getting a fair deal....

September 23, 2020 · 2 min · 228 words · Melinda Collins MD

4 Moves to Make If You Have Under $600 in the Bank Account

When money is tight, you’ve got the option to feel like youre drowning. You finally make that late payment on one bill, and the next one shows up in the mail. You turn to credit cards to stay afloat, but those bills pile up, too. Want to see if you’ve got the option to win money at it? A free app calledSolitaire Cashlets you play for real money up to $83 per win....

September 22, 2020 · 2 min · 309 words · Kevin Navarro

How to Launch a New Tech Career Earning $85K+ in Less Than a Year

Have you ever thought about starting a new career? Weve all been there. Maybe your pay isnt great. Maybe youre not advancing. Or maybe youre just ready for something new. But what are your options? You cant just up and quit your job; you need that paycheck. And going back to college and starting from scratch is daunting. And the bootcamps cost less than a semester of college. Enough small talk....

September 22, 2020 · 2 min · 325 words · Denise Evans

Take Care: How to Ask for Work Benefits When You’re an Elder Caregiver

Usha Tewari has two full-time jobs, but she only gets paid for one of them. Thats when I realized I cant depend on other people. I have to figure it out myself. With help from her friend Peggy Gustave, left, Usha helps her mother take a stroll around their neighborhood in Orlando. Living downtown lets Usha be close to her job. Tina Russell/The Penny Hoarder Probably not as good as youd like....

September 22, 2020 · 3 min · 504 words · Melissa Olson

This Research Company Pays via PayPal for Opinions (Cash Out as Soon as Today)

You know how it is with these online survey sites. It takes forever to get paid, and then you get a gift card not even cash. But weve found a legitimate survey site where you’ve got the option to get paid inrealmoneytoday. Or, if not today, at least really soon. Its calledSurvey Junkie, and it pays out a lot faster than other survey sites. Thats probably why more than 12 million people have signed up for it so far....

September 22, 2020 · 2 min · 389 words · Michael Velez

Here’s How 56% of College Students Could Save on Student Loans

Need some motivation to go to class? Well, slacking off could cost you $25,000. Thats how much you might expect to pay for taking an extra year to graduate from a public university. (The price only increases with private and for-profit colleges.) But getting that tassel within four years isnt easy. Fortunately, we have tips to help you no matter where you are on your college journey. No Interest Til Almost 2027?...

September 21, 2020 · 2 min · 321 words · Heather Todd

Dear Penny: I Was Out of Work for 5 Months. How Do I Catch Up on My Bills?

Real Answers for Life’s Money Challenges I lost my job mid-April. After applying to nearly 100 jobs and interviewing for more than a dozen positions, Ive finally been hired. Ill start working the last week of September. My problem is that Im behind on a lot of bills from being out of work for five months. I didnt have much savings because I was focused on getting out of debt....

September 20, 2020 · 2 min · 371 words · Mrs. Ashley Griffin

One of The Biggest Mistakes Young Investors Are Making Right Now

Instead, focus on the long term. The cost of waiting for the perfect time to invest is high. Youre missing out on long-term growth. 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. Her advice: Take the long view. Were still in a recession, but the stock market has recovered....

September 20, 2020 · 1 min · 202 words · Denise Massey

A Second Stimulus Check Is Unlikely. What to Do If Money is Tight

Are normal Americans like us going to get a second stimulus check or not? Its totally up in the air. What happens if you dont get another $1,200 check? Getty Images Clean Out Your Closet Take a hard look at your closet. Over the years, youve probably collected all kinds of things you dont really need anymore. You dont need to go through the hassle of having a garage sale, either....

September 19, 2020 · 3 min · 437 words · Laura Foster

How To Make a Budget (and Stick To It) When Times Are Turbulent

No 100-line spreadsheets or major lifestyle changes required. Heres how it works: Take your total after-tax income each month, and divide it in half. Thats your essentials budget (50%). Getty Images Thats your 50/30/20 budget. Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed. Well keep it updated as offers changes or expire. If you add up all your essentials and its way over 50%, its time to reevaluate....

September 18, 2020 · 2 min · 342 words · Christine Brown

Remember Home Ec? Use Those Lessons Now to Manage Your Money Better

Remember home economics class? Cooking Eating out or ordering takeout several times a week gets costly. Thats why its good to hone some of those cooking skills from home ec. No Interest Til Almost 2027? you could use this skill to make money too. Learn how this woman took a baking hobby andturned it into a full-fledged business. If you slept through those lessons from home ec, check out this post forsimple sewing tips for beginners....

September 18, 2020 · 1 min · 200 words · Sandra Rice