Buyer’s Market vs. Seller’s Market: What You Need to Know

So what exactly are buyers and sellers markets? And what does that mean to you? Buyers Market vs. Heres our guide to understanding buyers markets vs. sellers markets. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill? Ask one of these companies to help… First, be fast....

December 9, 2020 · 2 min · 231 words · Joseph Cummings

Understanding the Debt Avalanche Method

You want the most bang for your buck, right? Even when it comes topaying off debt, youre likely not interested in spending more than you better. What you need is an avalanche. Drowning in Expenses? Maybe youre scrambling after your car broke down. Or you got a medical bill you werent expecting. Or inflation has finally pushed your budget over the edge. You dont need to go it alone. When money is tight,these resourcescan help you manage unexpected expenses without stress....

December 9, 2020 · 3 min · 590 words · Alexandra Fischer

In the Giving Spirit? 5 Online Tools That Let You Shop for Charity

You know its important to give back. No Interest Til Almost 2027? Balance Transfer = Credit Card Cheat Code 1. AmazonSmile Why not put some of those dollars youre already spending shopping on Amazon to good use by usingAmazonSmileinstead? Tens of millions of products are eligible. Just look for the Eligible for AmazonSmile donation marking on each product page. But you’re able to send the head of your favorite charityhereif theyre interested....

December 8, 2020 · 2 min · 282 words · Eric Webb

Here’s How to (Responsibly) Increase Your Holiday Spending Budget

We know you want to splurge for the holiday season. Youre far from alone here. However, this doesnt mean its time to max out your credit cards. The average credit card debt of American households is about $5,700, according to the U.S. Federal Reserve. Weve got three quick strategies for how to increase your holiday budget and how to do it responsibly. Make up the Difference Somewhere Else Heres some found money for you....

December 7, 2020 · 2 min · 315 words · Johnathan Choi

How to Cut Your Cell Phone Bill (Without Giving up Your iPhone)

During quarantine, my phone has become my MVP my Most Valuable Possession. Its no secret that were super attached to our phones. Seriously, those things are expensive! A new iPhone 12 Pro will set you back a thousand bucks. Ah, but what if there were a different way you could save money on your phone? What if you cut your monthly phone bill way back, instead? No Interest Til Almost 2027?...

December 7, 2020 · 1 min · 152 words · Teresa Ruiz

Venmo vs. PayPal: Our Honest Review of 2 Popular Payment Services

Im an Old Millennial with the brain of a Midwest mom. When I first heard Venmo me from a kid (i.e. 30-something) from the city (i.e. Venmo has a social feed that displays public interactions between your friends or even strangers. Chris Zuppa and Getty Images/The Penny Hoarder Whatever happened to an I.O.U.? Im caught up now, and I realize peer-to-peer payment services are a godsend. PayPal is the O.G....

December 7, 2020 · 2 min · 412 words · Connor James

Dear Penny: I Didn’t Pay Taxes in 2020. How Do I Deal With Monster Bill?

Im still freelancing full time and earning just enough to stay current on my bills. The big problem is that I havent set aside any money for unemployment taxes or paid freelance taxes. So that means Ive only paid taxes for about two and a half months of 2020. With 2021 almost here, Im terrified of the tax bill that will be waiting for me. Im also worried about the penalties....

December 6, 2020 · 2 min · 353 words · Andrew Gibson

The 5 Income Streams Millionaires Use — And How You Can Join Them

And the best part about these income streams? None of them are secrets or tricks. Instead, we can consider them a checklist to get you to millionaire status. Getty Images So, how many of these income streams do you have so far? And which can you get started on today? Earned Income From a Paycheck Oh, millionaires. Theyre just like the rest of us. At one point maybe even still they earned a paycheck....

December 4, 2020 · 3 min · 594 words · Jamie Weaver

Underpaid Jobless Benefits: You Might Qualify for Back Pay

Among many things, the agency took aim at the implementation of PUA. DOL officials told us that most states took this approach. According to the GAOs analysis, its likely that about 27 states used this method. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill?...

December 4, 2020 · 2 min · 289 words · Robert Allen

Depop or Poshmark: Which Is Best for Reselling Used & Vintage Fashion?

Want to become a mini fashion mogul? It could be as simple as cleaning out your closet and turning on your phone. you’re able to share new items to get them in front of users through their feeds. Tina Russell / The Penny Hoarder Depop and Poshmark are two popular social shopping apps for designer clothes. In this review, well compare the two to help you choose the best home for your dazzling duds....

December 3, 2020 · 3 min · 439 words · Casey Mata

8 Ethical Clothing Brands That Are Actually Affordable

Thats why we pulled together a list of ethical clothing brands that are affordable. It carries clothing for men, women and children, and almost everything is in solid colors. Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. The clothing is made from sustainable materials like recycled polyester, organic cotton and Lenzing Modal. Shop:AlternativeApparel.com Nobodys Child This British company aims to waste no fabric when producing clothes....

December 2, 2020 · 2 min · 317 words · Amanda Newton

Kia, KitchenAid Among December’s Class Action Settlements

Read on to find out more about these and other class action settlements. Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed. Getty Images Go ahead and start now, but be sure to bookmark this post so you could easily return later. Well keep it updated as offers changes or expire. Claim forms are dueby Feb....

December 2, 2020 · 2 min · 247 words · Debra Robinson

Best of Both Worlds: How to Find a Part-Time, Work-From-Home Job

Now thats a win-win! Millennials, in particular, value flexible workand the ability to work from home or remotely while traveling. Heres how to achieve part-time, remote job search success. Getty Images No Interest Til Almost 2027? Youll have to decide which (and how many) hours will best fit into your current schedule. It all depends on what else you are working around. Did you know? If not, it will go straight to the no pile....

December 1, 2020 · 2 min · 252 words · Kristy Reyes