How to Turn Your Own Experience and Success Into a Career Coaching Gig

Yet a stream of young professionals are now giving that term new meaning. How did they get started? Where did they find clients? Jenni Gritters started her own coaching business where she offers one-hour sessions on the business of freelancing. Photo courtesy of Jenni Gritters And, perhaps the most perplexing question in the work-for-yourself world, how did they decide what to charge? Both have a presence on social media and had written viral articles about their professional experiences....

January 28, 2021 · 3 min · 603 words · Julie Adams DVM

If You Want to Waste $1,825 This Year, Don’t Use This Free Tool When You Shop Online

Are you a billionaire who uses twenty-dollar bills as wallpaper in one of your thirteen-and-a-half bathrooms? Then keep moving along this tip isnt for you. But were guessing youre not that and that you actually care about your money. And saving as much of it as it’s possible for you to. Well, us too. And luckily theresa free toolyou can use every single time you shop online to help you do just that....

January 27, 2021 · 2 min · 323 words · Alan Alvarez

Instacart Is Cutting In-Store Shopper Jobs. What’s That Mean for Your Gig?

Instacart unveiled the shift to a new Partner Pick model in aposton Medium. Under that model, Instacart will rely more on grocery store employees to fulfill orders. The result is that the current in-store Instacart employees will no longer be needed at many locations. What Do the Instacart Layoffs and Changing Services Mean for Your Side Gig? The other major side gig, full-service shopping, is indirectly affected. In-store shoppers are W-2 employees of Instacart, and they work embedded in partner grocery stores around the country....

January 27, 2021 · 2 min · 299 words · Charlotte Hunter

The Sneaky Way the Pandemic is Costing You Money — and the Secret to Fixing It

Americans shopping habits have changed profoundly. Thanks to COVID-19, many of us have journeyed way, way deeper into the world of online shopping. Nearly 70% of Americans shop online now, according to a new NPR poll. Of those, more than 90% have bought something from Amazon. Sure, its super convenient to have boxes of stuff appear on your doorstep. But no matter what youre buying online, you may be paying too much for it....

January 27, 2021 · 2 min · 239 words · William Sexton

Turn Your Memories Into Cash: How to Sell Travel Photos

If you travelled a lot prior to the pandemic, dig through your old photos. Pause when you find the ones that take your breath away. Heres how to sell travel photos. Then, the agency connects those shopping for images with your work. For each photo sold, youll earn a royalty. You usually wont be able to list your images on more than one site. There are many microstock agencies that pay pennies for each photo sold....

January 26, 2021 · 2 min · 239 words · Joshua Smith

Shopping for a House? Here are 7 Key Home-Buying Numbers to Know

Here are seven all-important home-buying numbers to know. But theres more to consider, he said. While cost per square foot is an important metric, you should also consider the layout of the home. No Interest Til Almost 2027? Did you know? Interest Rates Since most home purchases involve a mortgage, youll want to familiarize yourself with current interest rates. This is the amount of debt you owe per month as compared to your gross monthly income....

January 25, 2021 · 2 min · 230 words · Cindy Lewis

Dear Penny: Should I Expect to Get Social Security if I’m in My 30s?

My husband is 39 and has been saving for some time. My question is about Social Security. Should someone in our age group expect to receive it at all? Im always hearing about how Social Security is going broke. Were both somewhat behind on where we should be on retirement. At 37, Im just a tad older than you. I expect to get benefits someday, and you and your husband should, too....

January 24, 2021 · 3 min · 439 words · Thomas Kirby

Here’s How to Turn Your Food Pantry Haul Into Something Tasty and Nutritious

I keep an arsenal of canned beans in my pantry at all times, she said. 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. Wendy Wesley, a registered dietitian and nutritionist, recommends using canned goods and kitchen staples when making a cheap meal. One affordable meal Wesley enjoys making is black bean soup....

January 23, 2021 · 2 min · 233 words · Cheryl Jones

3 Ways to Turn Your Second Language into a Side Hustle

Are you fluent in another language? I dont mean I spent a semester abroad in Italy fluent. Or Ive spent the pandemic building up an impressive Duolingo streak fluent. Its something thats often born of intense study and requires extensive exposure to native speakers. Fluency is not something easily achieved. But if you have it in your toolbox, there are plenty of ways to monetize it. you might even make money using your foreign language skills remotely during the pandemic....

January 21, 2021 · 4 min · 658 words · Jennifer Robertson

Unemployment Benefits Explained: How to Get the Benefits You Need

Job loss is scary business. There is help available, but to claim it youll need to keep moving forward. That means if you were fired for cause you probably wont qualify. Make Money Other Ways, Too Losing your job is stressful, terrifying and many other things. If you should probably make quick money in-between jobs, check out some of our favorite ways below. What if I Resigned or Quit? In any of these situations, its ideal to have documentation to prove your case....

January 20, 2021 · 2 min · 349 words · Keith Silva

I Just Paid Off My $12K Debt in 12 Weeks. Here’s Exactly What I Did

My 2020 New Years resolution was to become debt-free. But we all know what happened next. Just to be clear, Ive been lucky during the pandemic. Ive kept my job. I havent gotten sick. I havent lost income. I can easily work from home. But seeing 40 million people suddenly out of work was a wakeup call. Not knowing how bad things could get, I started saving more and made minimum debt payments....

January 19, 2021 · 7 min · 1423 words · Ronald Lawrence

Unemployment Benefits Expiring? Here’s How to Extend Them for 11 More Weeks

Most states offer Unemployment Insurance for 26 weeks. Here are two important things you should probably know: One, unemployment extensions are available. But, two, theyre not automatic. The second stimulus package passed in December revived PEUC, extending UI benefits for 11 more weeks. Data from the Department of Labor proves that. More than 4 million Americans have exhausted their state UI benefits and are relying on the federal extension. No Interest Til Almost 2027?...

January 19, 2021 · 2 min · 403 words · Terry Guerrero

The Outrageous Way Banks Are Penalizing You for Paying Off Debt

Look at you, so responsible. Except… verify you dont get charged a prepayment penalty. Now wait just a minute, you say. Im paying the money back early early! and my lender thanks me by charging me a fee? Well, in some cases, yes. That interest is how they make their money. No Interest Til Almost 2027? Balance Transfer = Credit Card Cheat Code What Is a Loan Prepayment Penalty? A prepayment penalty is a fee lenders charge if you pay off all or part of your loan early....

January 18, 2021 · 2 min · 234 words · Barbara Gill