Make a Point to Shop at These 15 Retailers With the Best Return Policies

But dont think youre stuck. Zappos allows returns for up to 12 months after the original purchase date. This is a nice way of saying your feelings wont be hurt if it is returned. These 50 Brands Will Fix or Replace Products You Buy From Them (Keep this in mind during the holiday season just a few months away.) And keep these retailers in mind when you shop all year round....

August 21, 2021 · 3 min · 524 words · Dylan Baker

Turn Your Brilliant Idea Into a Business With This 10-Step Guide

We all get them from time to time. We think about them for days or even weeks. Then we get busy with other things, and those ideas fall to the wayside. Need a banking service that’s built for freelancers, helping you save for taxes and keep track of your expenses?Check out Found.(It’s free!) But what if we took concrete steps to turn those ideas into reality? Is Your Bank Holding You Back?...

August 20, 2021 · 6 min · 1255 words · Amanda Levine

6 Tough Lessons to Take From the Pandemic — And How to Protect Your Future

Weve learned some tough financial truths over the past year, too. Dont let these hard lessons go to waste. Have you thought about how your family would manage without your income after youre gone? How will they pay the bills? Send the kids through school? Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill?...

August 18, 2021 · 2 min · 352 words · Roberta Zhang

Dear Penny: Should I Be Worried About My Husband’s Secret Bank Account?

Hes been transferring it to a new bank account in his name that I dont have any information about. We are both on Social Security and pensions. I take a total of $1,400 every month, but he gets $6,100 total every month. He pays for the mortgage, water, electric bill, food and house maintenance. I also help my four adult children; he is their stepfather. Should I be worried? You should definitely be concerned....

August 18, 2021 · 2 min · 371 words · Christopher Snyder

There’s Still Time to Win the $100K Prize for Morgan & Morgan Jingle

Do you or a loved one have a knack for writing catchy songs that sear into peoples brains? You may be entitled to cash compensation but you better hurry to claim it. Personal injury attorney, businessman and multimillionaire John Morgan is on the hunt for an unforgettable jingle. The deadline to enter is midnight Sept. 26 Eastern time. 7 Ways to Make Money if You Hate People Do you avoid people too?...

August 18, 2021 · 1 min · 161 words · David Martinez

This 30 Second Step Can Help You Pay Your Bills — Even if You’re Too Sick or Injured to Work

What would you do if you were forced to miss work after getting hurt or sick? That means you could easily go into debt if your paychecks stop. And while many employers offer discounted short term disability insurance, a lot dont. And even if they do, it might not be enough to keep your lights on. No Interest Til Almost 2027? Even better: once you submit a claim online, you could get paid in about a week....

August 18, 2021 · 1 min · 197 words · Amanda Shields

This Free App Lets You Track Your Credit Score and Financial Health from Your Phone

Take it from us: Your credit score is more important than you think it is. Your credit score is a three-digit number ranging from 300 to 850. Landlords and potential employers look at your score, too. So whats your score, and how can you raise it? It also gives you insights on the major factors that contribute to your credit score. No Interest Til Almost 2027? Balance Transfer = Credit Card Cheat Code...

August 18, 2021 · 1 min · 210 words · Christine Harrison

4-Point Strategy on How to Save Money as a Teen Making the Big Bucks

It might sound far fetched, but it seems as though teenagers are coming to the rescue. Most of those jobs seem to be in retail and hospitality businesses. As in, teens can make more money upwards to $17 per hour in addition to signing bonuses. To make this good news even better, some employers are lowering the minimum age for applicants. With your guidance, they could start off on the right foot financially....

August 17, 2021 · 2 min · 338 words · James Hatfield

Credit Union vs. Bank: 8 Key Differences

Managing your finances involves a lot of big decisions: How should you invest your funds? How should you structure your budget? Where the heck should you evenstore your money? Small and community banks, like Mount McKinley Bank in Fairbanks, Alaska, tend to rank higher with customers than big banks because of the personalized attention. Tina Russell/The Penny Hoarder Credit Union vs. Bank: Whats the Difference? They use that money to grow the company and pass along dividends to the owners....

August 17, 2021 · 2 min · 370 words · Timothy Lee

This Smart Thermostat Could Cut Your HVAC Energy Usage by About 23% — And You Could Get it for Free

Take a look at your electricity bill from last month. Is it in the hundreds? Is unplugging the toaster really going to make a difference? The answer lies in technology. Andyou may even be able to get one of these smart devices for free. Want to know how much using a smart thermostat could save you? Use thesavings calculatorto get an estimate. Sounds like a no-brainer. 7 Ways to Make Money if You Hate People Do you avoid people too?...

August 17, 2021 · 1 min · 165 words · Stephen Rodgers

Many Americans Are Potentially Missing Out on Millions in Passive Income Because They Don’t Realize They Qualify for This Type of Investment

Its more money in their accounts without sacrificing much if any of their very expensive time. So while side hustles are great,truepassive income can be even better. There are lots of ways to do this, including investing in real estate. Only about 5% of projects they source are ultimately selected for inclusion on the Marketplace. 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk....

August 16, 2021 · 2 min · 214 words · Shannon Moses

Rideshare vs. Delivery Jobs? The Good, the Bad and the Ugly

Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill? Need a banking service that’s built for freelancers, helping you save for taxes and keep track of your expenses?Check out Lili.(It’s free!) Ask one of these companies to help… It would take roughly two to three deliveries to earn the same....

August 14, 2021 · 3 min · 565 words · Victoria Rivas

10 Surprising Things You Can Return To Retailers

An open bottle of wine. A number of retailers will accept returns like these and many more. It pays to know a stores return policy, whether a brick and mortar location or online. Alexandra Vincent/The Penny Hoarder It never hurts to ask. Who Knew You Could ReturnThat? Exercise clothier Athleta offers its customers a pretty impressiveGive-It-a-Workout-Guarantee. used products, for afull refundwithin 90 days with a receipt. 7 Ways to Make Money if You Hate People Do you avoid people too?...

August 13, 2021 · 3 min · 507 words · James Torres