Beware! Your Newest Facebook Friend Could Be a Debt Collector

Tired of having debt collectors inundating your mailbox and voice mail? Get ready for them to start contacting you via text, email and social media. There might not be an emoji angry enough to show your reaction to that news. The Fair Debt Collections and Practices Act (FDCPA) hadnt been updated since 1977. In our digital age, that meant we were largely protected from having debt collectors harass us online....

December 9, 2021 · 2 min · 325 words · Robert Alexander

Stash vs. Acorns: Which Investing App Is Right for You?

They both offer easy, automated ways to invest small amounts of money into a taxable brokerage account. But these micro-investing rivals differ in a few key ways. Specifically, investing with Acorns is completely automated while Stash can offer a more DIY, hands-on experience. Acorns and Stash aren’t your only options. Check out our review of thebest micro-investing appsto see how they compare. However, these apps differ in a few key ways....

December 9, 2021 · 4 min · 664 words · Karen Johnson

Tornado Review 2023: Pros and Cons

Tornado is one of many investment newcomers that seeks to shake up traditional investment practices. But is a Tornado account actually worth the cost? And how does Tornado compare to other investing apps like Robinhood, Webull, M1 Finance and Public? Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill?...

December 9, 2021 · 3 min · 476 words · Katrina Love

Dear Penny: Who Pays for Dad’s Massive Debt When He Dies?

Were supposed to sell it and pay his sizable debts, and then we get to split any leftovers. Are my sister and I responsible for the debt that isnt paid off from the sale of the house? Are we then financially responsible for his massive spending habits when he was alive? But the good news is that you and your sister wont inherit a mountain of bills. In these circumstances, you could be on the hook for his debt....

December 8, 2021 · 2 min · 276 words · Rachel Hernandez

How to Buy Bed Sheets Without Losing Sleep Over the Price Tag

Quick Navigation The best bed sheets dont come cheap. But do sheets need to be super-expensive to provide a good nights sleep? Not necessarily but getting what you want from that set of sheets is important. Maruchi Azorin, owner of Villa Rosa Linens in Tampa, Fla., explains thread count and sheeting fabrics to Penny Hoarder writer Lisa Rowan. Heather Comparetto/The Penny Hoarder And its also important to know that not all sheets are created equal....

December 8, 2021 · 6 min · 1076 words · Heather Russell

You Can Earn Money Visiting Theme Parks as a Disney Nanny. Here’s How

This cool side gig lets you turn your passion into profit at the most magical place on Earth. Disney nannies help vacationing families navigate theme parks and babysit kids while their parents play. Trained babysitters can accompany families to theme parks to lend a helping hand. Alison FitzGibbon of Theme Park Nannies takes her daughter to Disney World during a training day. To be a theme park nanny, you’ll need an annual pass....

December 8, 2021 · 5 min · 929 words · Matthew Alvarez

8 Budgeting Questions to Keep Your Spending in Check

Your spending isnt necessarily the same month after month, so your budget shouldnt be either. How Did My Actual Spending Compare to My Projected Spending? Did your actual spending match up with the amount of money you intended to spend in each budget category? It’s important to have an emergency fund to pull money from when the unexpected occurs. Check out these steps tostarting an emergency fund. Where did you overspend?...

December 7, 2021 · 3 min · 548 words · Michael Glenn

Wealthfront Review 2022

Quick Navigation Wealthfrontis a low-cost robo investment platform with features that appeal to new and experienced investors alike. Launched in 2008, Wealthfront remains a leader in the industry. you’ve got the option to also tweak individual investments inside your portfolio. If you’re new to investing, check out ourInvesting for Beginners guideto learn about the building blocks of growing wealth.5 Companies That Send People Money When They’re Asked NicelyWhen you log into your bank account, how do your savings look?...

December 7, 2021 · 5 min · 1063 words · Amanda Mcdonald

Barclays Bank Review: Online Savings Accounts & CDs

Online banking is a great way to manage your money without having to schlep to a brick-and-mortar location. Manyonline banksoffer a full range of financial products, including regular deposit accounts. Barclays offers a competitive onlinesavings accountand CDs that can help you achieve your medium- and long-term financial goals. Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed....

December 6, 2021 · 2 min · 290 words · Lisa Miller

COVID Put a Dent in Americans’ Ability to Save for Retirement, Survey Finds

The survey polled 1,001 people in October 2021. Among Americans who reported saving more, 44% live in the Northeast. The numbers tell a different story in the South. 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. Pre-pandemic numbers already pointed to a sizable gender gap in retirement savings. But the pandemic introduced new challenges for working-age women, especially those with children....

December 6, 2021 · 2 min · 257 words · Ellen Rodriguez

Dear Penny: Are We Stuck Paying My Husband’s Friend’s Student Loan Forever?

The best friend convinced my spouse to take over his student loan. The friend promised to reimburse my spouse monthly for the debt. The debt is in bank draft form. Each month the payment comes out of our account. Unfortunately, the friend is several months behind with what seems to be no intention to pay. Any advice for a promise gone wrong? That means hes on the hook for payments....

December 5, 2021 · 3 min · 546 words · Karen Sanders

These Are the 8 Banks That Won’t Steal Your Money for Bouncing a Check

Capital One is different from Ally and Alliant, however, because of its sheer size. Those three banks are JPMorgan Chase, Wells Fargo and Bank of America. 7 Ways to Make Money if You Hate People Do you avoid people too? Looking for a new checking account? We’ve got recommendations for thebest checking accountsat banks and credit unions. Enough small talk.Here are some waysto earn extra cash, without all of the social stuff....

December 3, 2021 · 2 min · 274 words · Joseph Hubbard

December Class Action Settlements Involve Best Buy, Equifax, Raisinets and Toll House

Could you use some extra cash? Several class action lawsuit settlements have claim deadlines before the end of the year. The rest are Dec. 13 through Dec. 31. Getty Images The Class includes everyone who received a mailed or emailed notice about the 2017 Best Buy data incident. The plaintiffs claim their private financial information was obtained by hackers during the data breach. Probably not as good as youd like....

December 2, 2021 · 2 min · 300 words · Troy Morgan