Navient Settlement Cancels $1.7 Billion in Student Loan Debt. Do You Qualify?

Todays settlement corrects Navients past behavior . Heres what you oughta know about the settlement. No Interest Til Almost 2027? 5 Things You Need to Know About Student Loans in 2022 Or you’re able to call the Federal Student Aid Information Center (FSAIC) at 1-800-433-3243. More than 5 million of them are in default. If youre nearing retirement and still owe on student loans, here aresix ways to cope. Robert Bruce is a senior writer for The Penny Hoarder....

January 15, 2022 · 1 min · 100 words · Steven Carpenter

Ditch Your Old TV for These 14 Deals in Time for Football’s Biggest Game

Thats why January is the best month to buy a new TV. Retailers are offering monitors at the lowest prices of the year because they know you are shopping right now. Youll have to factor that into the savings. Here are10 ways to watch live NFL games, including the championship game, if you’ve ditched cable service. And, will you’re gonna wanna pay for set up? 7 Ways to Make Money if You Hate People Do you avoid people too?...

January 14, 2022 · 2 min · 327 words · Tony Dougherty

How to Budget When You Rely on Cash Tips: This Bartender’s Smart System

When yourely on tipsfor your income, it can be hard to save money. When you go home with cash every day, it seems to burn a hole right through your pocket. And from one day to the next, you have no idea how much youre going to make. Our Ultimate Tipping Guide Explains How Much to Leave in Every Situation On my worst shift, I owed the restaurant $45 (gotta love those dine-and-dash folks)....

January 13, 2022 · 3 min · 498 words · Kristen Bell

Take These 4 Financial Steps Before Quitting Your Job

Theyre calling it the Great Resignation, because everybodys quitting their jobs now. At least itfeelslike everyones quitting. The COVID-19 pandemic has many of us reevaluating our lives and our careers. Some of us are burned out. Some of us arent ever going back to the office. Nearly 4 million Americans quit their jobs in June alone,according to the U.S. Bureau of Labor Statistics. A surprising number of them are even willing to go into debt to do so....

January 13, 2022 · 3 min · 456 words · William Wright

This Secret App is the Easiest Way to Get Out of Debt

Credit card debt is the worst, am I right? Thats how they really make their money. Sure, its awfully handy to swipe that plastic whenever you want something. But before you know it, youve got an outstanding balance you cant pay off that month. It sticks around month after month, like a black cloud looming over your head. Then your credit card companies get to charge you stiff interest rates on your unpaid balance....

January 13, 2022 · 2 min · 409 words · Melissa Moore

Bank of America and Wells Fargo Dump Some — Not All — Overdraft Penalties

It also announced intentions to drop bounced check fees. The Bank of America action is scheduled to begin in May. Wells Fargos new rules will be in effect by the third quarter of 2022. Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed. Well keep it updated as offers changes or expire. The changes are not likely coming out of the goodness of their banking hearts....

January 12, 2022 · 2 min · 230 words · Thomas Bradley

Dear Penny: Do I Tell My Mother-in-Law Her Retirement Plans Are Screwed?

This care is part of what made me fall in love with him. Several years ago, an elderly family member became ill. It quickly became clear this task went beyond my in-laws abilities. While they didnt want our help, my partner eventually had to intervene. This family member was about to be homeless, and my in-laws were essentially clueless. My partner was able to secure federal benefits for this family member that covered large portions of her care....

January 12, 2022 · 4 min · 683 words · Erika Shaw

How to Pay Off Your Mortgage Early and Save Thousands

If you own a home, your mortgage payment is probably your biggest monthly expense. But what if you couldeliminate that huge financial obligationahead of schedule and own your home free and clear? There are a few tried-and-true ways to pay off your mortgage early. Paying off your mortgage early doesnt make sense for everyone. Its important to consider your circumstances, including your monthly budget. We Dare You to Take Control of Your Debt Up for a debt challenge?...

January 11, 2022 · 6 min · 1256 words · Kari Burns

Buying a Home or Car? You Could Overspend by Thousands if You Don’t Spend 2 Minutes Doing This

Although the COVID-19 pandemic isnt over yet, Americans are totally ready to move into a post-pandemic era. Heres how you could tell: Suddenly BOOM! way more people are interested in buying houses and cars. And CNBC reports that U.S. auto sales could increase as much as 10% this year. Areyouinterested in buying a home or a car? The higher your score is, the better deal youll likely get on your loan....

January 10, 2022 · 1 min · 188 words · Diane Meyers

Dear Penny: Will My Husband’s Bad Health Choices Drain My Life’s Savings?

Real Answers for Life’s Money Challenges My spouse suffered from a stroke three years ago. He is unable to work and is receiving Social Security and is very noncompliant about his health. I am currently and have been the breadwinner for this family. I fear he could end up in a nursing home. I have thought about divorce, but I know he would take half of my retirement. I am 62, and I hope to be able to retire at 65....

January 9, 2022 · 3 min · 496 words · Christian Stevenson

7 Banking Trends to Watch in 2022

Banking has not been immune to the volatile conditions of todays rapidly changing world. Here is a preview of what we expect to see from banks in 2022. Heres whats likely to come in 2022: 1. Getty Images But when COVID-19 shut down the economy, rates plummeted. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

January 6, 2022 · 2 min · 344 words · April Beasley

8 Steps to Making a Smooth Transition to Remote Work

Many companies that never offered it now have a remote work option. And unless you work in an industry that really cant do remote work (e.g. For many people, thats awesome news. But that doesnt mean there wont be adjustments in your transition to remote work. If working remotely is or could be part of your new routine, we have some suggestions. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

January 5, 2022 · 2 min · 393 words · Alison Brooks

Dear Penny: Will My $35K Salary Make Finding Love Impossible?

I have less than $20,000 in my401(k). In seven years at my current job, my pay increases havent even equaled $3 an hour. Ive tried so many different career paths to change my station in life, but those led to nowhere. What concerns me is that I feel like Im not a financially desirable romantic partner. It takes money to build a life with someone. My traditional family thinks finances are the mans responsibility in a relationship and not the womans....

January 5, 2022 · 3 min · 569 words · Christian Morales