When and How To Use “To Whom It May Concern” In a Letter

Its certainly formal, but definitely not personable. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill? Ask one of these companies to help… Is it their job to determine if youve sent it to the right or wrong person? Theres no obligation for them to respond to you....

February 28, 2022 · 2 min · 237 words · John Pierce

Dear Penny: Will My Husband’s Retirement Ruin Our Daughter’s College Plans?

We have an 18-year-old daughter getting ready to head off to college come September 2022. This has caused many arguments between us. He is adamant he will not work beyond 65. What advice do you have for us? -A. Dear A., For what its worth, I agree that your husband is being unreasonable. When you have children later than your peers, that often means you have to work longer. The federal financial aid system expects parents to contribute to their childs college education....

February 27, 2022 · 2 min · 401 words · Donna Hale

Disabled? You Could Get a Break on State Taxes With an ABLE Account

Disabled Americans face many financial hurdles, and the high cost of medical care may be the biggest. And sometimes even the amount they are allowed to earn. This post will introduce one of those rare silver linings in disability finance. An ABLE account can help withfinancial planning for parentsraising a child with special needs. The money saved can be used for medical costs or any other expenses. In addition to the perks of sheltering your assets, ABLE accounts also provide great tax benefits....

February 26, 2022 · 3 min · 448 words · Emma Tapia

Here’s How to Save up to $865 for a Future Vacation

Are you hiking to Machu Picchu? Dining on Kobe beef (in Kobe)? Sipping something strong and fruity on a white sandy beach? Perhaps youre just crossing state lines to see family or friends? Wherever your mind took you, didnt you feel a little bit more relaxed in those few seconds? No, this isnt a lesson in meditation. But verify its attainable, otherwise youll be crushed when you realize you cant afford it....

February 25, 2022 · 2 min · 402 words · Monique Olsen

How a Prescription Discount Card Lets You Compare Prices and Save Money

Medicine is one of those expenses you usually cant put off. But the cost of prescriptions can make you feel sicker than when you first walked into the pharmacy. Others simply dont fill their prescriptions, or they attempt to replace them with cheaper, over-the-counter drugs. This is bad, very bad. But you dont have to settle for high prices at the pharmacy youve been going to for ages. Comparison shopping with a prescription discount card can help you save money on the medicine you need....

February 25, 2022 · 2 min · 307 words · Jackie Becker

If Your Credit Score Is Under 700, Make These 4 Moves ASAP

Youreallytry to be responsible with your money. Yup youve got some algorithm spitting out a three-digit number thats basically controlling your entire life. We get it: Its frustrating. Dont give up just yet, though! you’re able to do all these things by the end of this week. Write a Love Letter …to your creditors. Once youve written your goodwill letter, address it using the information on the creditors website. Let This Site Show You Exactly How to Improve Your Score...

February 25, 2022 · 2 min · 407 words · John Morgan

March Class Action Settlements Involve Forever 21, Zoom, Nissan and Apple

Read on to find out if you qualify. This month, there are more claim deadlines than usual in the first week. Probably not as good as youd like. Tina Russell/The Penny Hoarder It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill? Ask one of these companies to help… Claims must be submittedno later than March 5, 2022....

February 25, 2022 · 1 min · 213 words · Susan Smith

What Is a Neobank? Your Questions Answered

But first, lets answer the most basic question: What is a neobank? What Are Neobanks? They are a new breed of financial institutions. Explore our list of thebest online banks for 2022. No Interest Til Almost 2027? However, on the back-end, your money is being managed by a traditional bank. In fact, Bank Dora is the first neobank to partner with credit unions to secure its deposits. Are Neobanks Safe? As with any monetary decision, researching your options before making a move is essential....

February 25, 2022 · 2 min · 263 words · Jim Fisher

Carvana Review: What is Carvana and How Does it Work?

you’ve got the option to also use one of their vehicle vending machines. Annoying sales tactics aside, what are the advantages of buying a car totally online? Well, turns out there are plenty. What Is Carvana? It sells used cars from trade-ins, private sellers and dealers it has partnered with. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

February 24, 2022 · 3 min · 445 words · Aaron Young

Carvana vs. CarMax: Which Site is Better for Buying and Selling Used Cars?

Some people justlovegoing to a car dealership and spending hours haggling with the sales people. Its almost a game for them. We still need to buy or sell a car, after all. What is Carvana? Carvanais an online dealership that simplifies the car buying and selling process helping people to save time and money. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

February 24, 2022 · 3 min · 443 words · Tina George

Catering Side Gigs Are the Perfect Hustle for a Reopened 2022

It can also be great news for your wallet if you explore lucrative yet underappreciated catering side gigs. The money is consistent and the perks, if you work for the right caterer, add up. You might even get to eat catering leftovers all week which could even put more cash in your pocket. During the wedding season, the best catering companies will have two to three weddings on the same day and you’ll be able to work every weekend if you want....

February 24, 2022 · 3 min · 600 words · Tiffany James

How to Get More Bang for Your Buck

Looking for new and interesting ways to make, save and grow your money? We have you covered! The increasing cost of everyday essentials doesnt help.Make these moves to give you more flexibility. How about nearly $3,000? 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. These 5 Bills Are Draining Your Bank Account....

February 24, 2022 · 1 min · 85 words · Julia Pace

How to Get Your Share of the $92M TikTok Data Breach Settlement

Just having fun, right? Well, lawsuits against TikTok claim that the video-sharing social app collected faceprints from users without their consent. The collection of data was allegedly used to recommend content and users to follow. Some suits claim that the information was gathered from draft videos never publicly shared. TikTok denies the allegations but has agreed to a $92 million payout to settle the claim. As of September 2021, TikTok has 1 billion users worldwide....

February 24, 2022 · 2 min · 241 words · Jennifer Cortez