EdFinancial Services Student Loans Review 2022: Pros & Cons

EdFinancial has been in the student loan industry for more than 30 years. What Is EdFinancial Services and How Does it Work? You might even have multiple companies assigned to service your student loans if you have more than one loan. But the federal government is the lender behind all federal student loans, regardless of where you make payments. 7 Ways to Make Money if You Hate People Do you avoid people too?...

June 14, 2022 · 2 min · 413 words · Lori Sanchez

Dear Penny: Is It Weird That My Mom Still Spies on My Bank Account?

It makes driving a little difficult, but not entirely impossible. My mother insists that her name be on all of my bank accounts. She loves to spy on me and see how Im spending my money. Thankfully, my doctor refused to sign off on the disability. What should I do? And its a false narrative. Youre a rational, responsible adult. I wish I could tell you to close thisbank accountand open a new one without your mothers name attached....

June 12, 2022 · 3 min · 496 words · Regina Hill

Apple Pay: The Essential Guide to Paying With a Digital Wallet

youll feel like youre in Blade Runner whenever you make a purchase. you’re able to even send money to family and friends with no fees. What Is Apple Pay? To use Apple Pay, youll need an iPhone 6 or newer with iOS 8.1 or later installed. An Apple Watch series 3 or newer can also be used with Apple Pay. Certain Macs and iPads can also utilize Apple Pay for online transactions....

June 11, 2022 · 4 min · 671 words · Molly Smith

How to Explain Your Reasons for Leaving a Job

How and why you leave a job matters, especially to a potential employer whos considering hiring you. Even if they arent looking for red flags, theyll still know them when they see them. Even if you have great reasons for wanting a career change, its still important to frame it correctly. You Want More of a Challenge Ambition is almost always a good thing at work. You Dont Find the Work Meaningful...

June 10, 2022 · 3 min · 433 words · Vanessa Davis

This Bank Has One of the Highest Earning Rates — And It’s Totally Free

Yet the money you earn in interest at most banks these days is downright pitiful. Youll be lucky if you earn a quarter at the end of the year. That could be some serious interest in your account every month. Other high-yield savings accounts interest rates dont come close the closest is more than 50% less. Security is also top notch. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

June 10, 2022 · 1 min · 136 words · Robin Baker

9 Smart Ways to Save Money on Dog Food

From a gallon of gas to a gallon of milk, the cost of everything is going up. The price of caring for our pets has not been immune to rampant inflation. Here are nine of our favorites: 1. Getty Images 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. Chat with your vet about their pet food recommendations within your target budget....

June 9, 2022 · 4 min · 684 words · Richard Fletcher

Finding the Most Popular and Highest-Paying Trade Jobs

All it takes is the ambition to carve out a prosperous and rewarding career in a trade. Youll spend less time tackling written assignments and more time engaged in immersive, hands-on learning. After you graduate from a trade school, youll receive a diploma or certificate in your field. And from there, where you head next will depend on the skilled trade you pursued. No Interest Til Almost 2027? Most will want some combination of licensure and on-the-job training....

June 9, 2022 · 2 min · 407 words · Chelsea Bryan

The Best Places for Employers to Post Jobs for Free

Why pay for something if you’re able to get it for free? That goes for job candidates, too. Ah, but thats the problem. There are so many of these free job posting sites now. It seems like there are more every day. How can you possibly know which ones are worth your time? These are useful job boards if you have a little recruiting money. The right job title and keywords will help job seekers find it....

June 9, 2022 · 6 min · 1159 words · John Fisher

These Are the Best Job Boards for Finding Employees

Do you gotta find some new employees? How are you supposed to know which one is best for your needs? Finding employees can be tricky business. But these days you oughta go beyond that way beyond. Welcome to the world of social recruiting. These are the recruiting tools of today. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

June 9, 2022 · 5 min · 944 words · Ruth Robinson

Dear Penny: Should I Use My 401(k) to Pay Off My $100K Student Loan Debt?

Most of my loans are federal, but I also have around $10,000 in private student loans. Is that even possible? -A. Dear A., Its possible to use your 401(k) to pay off student loans. For starters, a $55,000 distribution wouldnt translate to a $55,000 reduction in your debt. The rules for Roth 401(k) distributions are a tad complicated. Your Email AddressSend Your Question DISCLAIMER: Questions will appear in The Penny Hoarders Dear Penny column....

June 8, 2022 · 2 min · 422 words · Kyle Meyers

How to Start a Calligraphy Business and Write Your Own Ticket

In a time whencursive handwritinghas faded from many classrooms, calligraphy is making a surprising resurgence. Maybe youve always received compliments about your handwriting or practiced calligraphy as a hobby over the years. Want to take up calligraphy as a part-time gig? Getty Images Heres how to maximize your success. But be prepared youll probably find yourself wanting more supplies rather quickly. Ink colors alone could be a budget-buster. You also usually get basic tools to take home....

June 8, 2022 · 4 min · 706 words · Haley Beard

How to Trade in Your Car: 6 Steps You Need to Take

Learning whats involved in trading in a car will help you get the best deal possible. How to Trade in a Car 1. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill? Ask one of these companies to help… Thats because the dealership has to make a profit on the trade in....

June 8, 2022 · 2 min · 353 words · Amber Wallace

One Thing Inflation Hasn’t Ruined: This $1.50 Hot Dog Deal at Costco

The average American consumer just cant seem to catch a break. From gasoline to eggs to airplane tickets, the cost of everyday goods keeps going up. Yet a few things remain untouched by historically high inflation. Here are seven otherweird discountsyou can take advantage of with a Costco membership. Costco Wholesales hot-dog-and-soda combo is a prime example. Its still just $1.50. The price of Costcos famous food court offering has remarkably stayed the same since 1985....

June 8, 2022 · 2 min · 333 words · Wendy Henderson