Its all over the news these days interest rates continue to rise. Student loan borrowers with variable rates and borrowers with credit card debt will certainly feel the pinch. However, all is not doom and gloom when it comes to rising interest rates. Does market volatility make your stomach churn? We’ve got8 of the best low-risk investmentsto help your money grow safely. No Interest Til Almost 2027? Balance Transfer = Credit Card Cheat Code...

Having teen drivers in the house can be anxiety-inducing in more ways than one. Unfortunately, you cant escape all the financial fallout of adding a teen driver to your car insurance policy. But there are ways to score teen driver discounts and minimize the impact on your premiums. Getty Images How Much Does Car Insurance for Teens Cost? Even an excellent family driving record wont buffer the cost of adding a teen driver to your car insurance....

A familiar product is being recalled. How concerned should you be? What do you have to do? Its important that consumers are aware of recalls to protect themselves physically and fiscally. First, dont panic. Sometimes responding to a recall is as easy as throwing an item away. Its important to understand a recall so you dont end up paying for repairs unnecessarily. Can You Be Compensated After a Product Recall? There is no compensation for your time bringing your car to be repaired, for example....

Getting free stuff is amazing. But snagging those zero-dollar deals on community buy-sell pages is tough. Free items can get marked as sold in a matter of minutes, so you oughta be quick. Fittingly, its called the Freebie Alerts app. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill?...

Watches dont just tell time anymore; they have gone smart. But smartwatches can be expensive. Smartwatches are the next evolution of the old-fashioned timepiece, helping individuals keep time and stay connected. Apple just announced theApple Watch Ultraand other new devices. Should you upgrade? With a smartwatch, you carry a miniaturized smartphone version on your wrist. Why would you want this? A smartwatch eliminates the need to grab your phone every time a notification or call comes through....

Real Answers for Life’s Money Challenges I just got a new job. I decided I can afford the cut and its worth it. Maintenance, gas and insurance are all covered. Does your balance sheet need a reset? Try thesesmart ways to organize your finances. Heres the dilemma: I already have two cars. One is a commuter car, newer with lots of amenities and a reasonable monthly payment. Ive only had it for one year....

Its even scarier without dental insurance. And about a third of Americans dont have dental insurance. But you know how important it is to take care of your teeth. A website calledDentalPlans.comcan verify you have a plan that fits your needs and offers the biggest savings. In fact, it saves people an average of 50% on their next visit to the dentist. Without dental insurance, a lot of people tend to skimp on dental care....

This is why New York City has some of the best thrifting in the country. Most vendors are up for bargaining. More than 50 vendors offer a wide selection of mostly vintage goods. Photo courtesy of Sam Hollenshead Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed. Go ahead and start now, but be sure to bookmark this post so you could easily return later....

Our cultural background and upbringing often shapes how we navigate our lives including our financial lives. No Interest Til Almost 2027? Balance Transfer = Credit Card Cheat Code 2. Investopedia named Rosa among one of thetop financial advisers of 2022. Did you know? Now this personal finance guru runsViva La Budget & Financeto bring financial education to her community. Beatriz Acevedo of SUMA Wealth Beatriz Acevedois an Emmy-award winning Latina media maven and entrepreneur....

When customers lamented their experiences with taxis, Uber and Lyft offered a new way to get around town. (Lack of safety is just one of many myths about online banks.) Our team has compiled alist of creative waysyou can fatten your bank account this week. You don’t need every feature, so think about your needs before choosing an account. Opening accounts with multiple institutions could help you secure the best features....

You have a big idea and are ready to publish your first book. But the traditional publishing process may appear intimidating. Luckily, theres more than one way to get the next great American novel in front of readers. Tamara Lush estimates she spent about $1,000 per self-published book on editing. Chris Zuppa/The Penny Hoarder As of late, self-publishing has provided a way for authors to bring their words to the masses....

Cutting back on spending? You might be doing it all wrong. Here are some of our favorite finds from Reddit. Saving Money on Running Gear? Love It Trying tosave money on the best running shoesis already a challenge. Just look at this no-brainer free solution instead. 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff....

Should you take out loans? Today, nearly half of all U.S. adults who attended college say theyleft school with loans to repay. That shouldnt come as a surprise considering the average annual cost of college ismore than $35,000. Check out ourultimate guide to saving for collegeand beyond with a 529 plan. If youre headed to college, you dont have to end up with a mountain of student loan debt. In fact, heres how to pay for college without loans....