Dear Penny: Did My Wife Make a Huge Mistake by Investing Her Inheritance?

Real Answers for Life’s Money Challenges My wife and I are middle class or maybe upper middle class. I make pretty good money. She is a social worker and only makes enough to cover her personal needs and spending money. We also have some real estate holdings, which will fund our retirement when liquidated in 15 years. We are in our early 40s. She inherited about $60,000 from her grandfather....

October 16, 2022 · 2 min · 424 words · Kathryn Pham

How to Build a Capsule Wardrobe That Saves Money, Space and Time

A capsule wardrobe isnt just an effort to buy and wear a specific number of coordinated outfits. Its a minimalist approach to fashion that anchors your daily decision about what to wear with timeless pieces. What Is a Capsule Wardrobe? Photo courtesy of Meach Zavodny/ More by Meach Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed....

October 14, 2022 · 4 min · 689 words · Amy Christian

How to Cancel a Credit Card Step by Step and Why You Might Not Want To

Put the scissors down. Lets look first at the steps you oughta take to cancel your credit card. The first step to canceling a credit card is to stop using it andeliminate any debt on the account. Getty Images so that achieve the first step of paying off your balance, you gotta look into step two. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

October 14, 2022 · 4 min · 641 words · Steven Miller

How to Save Money on Everything Medicare Doesn’t Cover

Did you knowMedicaredoesnt cover all your health care costs? So what does Medicare not cover, exactly? When Insurance Falls Short… Unfortunately, insurance doesnt covereverything.These resourcescan help you manage those unexpected expenses. However, theamountof coverage for these services varies from plan to plan and can be limited. What does Medicare not cover? For the most part, it doesnt include dental care, hearing aids,eyeglassesor prescription medications. Here are four smart ways to save money on dental care with Medicare without sacrificing that dazzling smile....

October 14, 2022 · 5 min · 908 words · Jeffrey Robbins

Netflix to Launch Cheaper Plan With Ads for $6.99 a Month

However, you soon will have a way to decrease your monthly subscription price with a new ad-supported tier. Netflix has said this is due to licensing restrictions and it is working on the issue. Netflix Basic with Ads will launch at 9 a.m. PT on Nov. 3. If you’re looking to cut how much you spend each month on streaming services, check out our guide onthe best free TV appsyou can download....

October 14, 2022 · 1 min · 201 words · Samantha Benton

How to Buy a House: A Guide to Navigating Your Biggest Purchase Ever

But its not impossible. Well walk you through the process of buying a house step by step. Think youre ready to embark on your home buying quest? Getty Images Heres how to buy a house in nine simple steps. Whip Your Credit Score Into Shape A strongcredit scoreis crucial to securing a low interest rate on your mortgage. 7 Ways to Make Money if You Hate People Do you avoid people too?...

October 13, 2022 · 3 min · 632 words · Michael Wolfe

Think You May Have Been Scammed? Here’s What You Should Do Right Now

The risk of becoming a scam victim or falling prey to fraud is more common than you may believe. The Federal Trade Commission received over2.8 million fraud reportsfrom consumers in 2021. A simple scam can evolve into full-on identity theft if swift preemptive measures arent taken. Heres a step-by-step guide for what to do if youve been scammed. Just look at this long list of scams involving: No Interest Til Almost 2027?...

October 13, 2022 · 2 min · 350 words · Jason Williams

Win up to $83 Just for Playing Solitaire on Your Phone

Lots of us already play Solitaire on our phones for fun. Want to see if it’s possible for you to win money at it? A free app calledSolitaire Cashlets you play for real money up to $83 per win. For each game of Solitaire, youll compete against at least five other players. Everyone gets the same deck, so its all about skill. The top three players can win real money anywhere from $1 to $83....

October 13, 2022 · 1 min · 164 words · Jessica Carrillo

Yes, You Can Make Money Playing Video Games. Here Are 12 Ways to Do It

Over the years, gaming has become increasingly popular with almost all age groups. Perhaps whats more surprising is that the typical gamer may not be who you think. In the U.S., more women play video games than teenage boys. Getty Images Turns out, there are plenty. How Much Money Can I Make Playing Video Games? Frederick Aldeco was the youngest of three boys who loved to game. He could only play when his older brothers let him....

October 13, 2022 · 5 min · 923 words · Mr. Lucas Wallace

Dear Penny: Can I Take My Ex-Wife’s Social Security if I Already Get SSDI?

Real Answers for Life’s Money Challenges I am 63 years old, disabled and collect SSDI. We were married from 1980 until 2017. She was the plaintiff in the divorce and filed on the basis of irreconcilable differences. I dont have a copy of our marriage license, but I do have the divorce decree. I have no way of obtaining her Social Security number. She currently lives in Florida. (Her return address on the alimony checks is a Florida address....

October 12, 2022 · 2 min · 411 words · Sarah Barber

Is Now the Time to Get an Adjustable Rate Mortgage? What the Experts Say

In fact, theyre more popular than theyve been in 15 years. ARMs have since become more heavily regulated and are less likely to break the economy into a million pieces. But is an adjustable rate mortgage the right move for you? What Are the Pros and Cons of an Adjustable Rate Mortgage? Not so with an adjustable rate mortgage. Lets look a little closer at the pros and cons of an adjustable rate mortgage....

October 12, 2022 · 2 min · 303 words · Michael Miller

Forget to Roll Over Your 401(k)? Find It in This New ‘Lost & Found’

Did you forget something when you left your last employer? Not the threadbare office sweater your 401(k). Forgetting that could cost you. Thinking About Taking Money From Your 401(k)? Here’s What You Should Know 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. Its a little more complicated than that....

October 11, 2022 · 2 min · 267 words · Kelly Green

Get Paid to Tell Brands Exactly What You Think of Them

Heres the thing: Filling out online surveys is really easy. It practically requires zero effort or skill. So, why arent more people excited about getting paid to do it? Why is Netflix and surveying not a thing? Well, guess what? Is Thrifty Pig Trustworthy? Thrifty Pig is legit. With Thrifty Pig, youll have tons of survey opportunities, which means even more potential to earn. Plus its super easy to use....

October 11, 2022 · 2 min · 217 words · Anna Drake