More Women Join 401(k) Plans, but Men Save More. Here’s How to Close the Gap

Women, you already know life isnt fair. Its the same way with retirement savings, and were seeing newly published proof of that. So, how can women end the gap in retirement savings? We have seven strategies for you to follow. What Women Are Up Against Like we said, life isnt fair. No Interest Til Almost 2027? Balance Transfer = Credit Card Cheat Code 1. Get Started, Pronto If you arent saving for retirement, start ASAP....

December 13, 2022 · 2 min · 324 words · Bonnie Rogers

Highest Paying Jobs in 2023

When youre looking to start a new career, what are the factors you should take into consideration? First of all, the career should be something youre passionate about. Second, it should be able to provide you with the lifestyle you want to live. That doesnt mean an entry-level position is going to make you six-figures this year. Well outline some of the highest-paying jobs in 2023, plus how to leverage job sites likeZipRecruiterto find openings....

December 12, 2022 · 3 min · 452 words · Michael Wang

The Best Package Tracking Apps to Keep Up With All Your Holiday Gift Orders

This holiday season, there will be packages aplenty on peoples doorsteps. Just download a package tracker app and grab your tracking number. What Is a Package Tracking App? Are you worried about your holiday packages being stolen from your porch? Check out our article onhow to outsmart porch pirates this season.Did you know?You Can Get Paid Up to $140/Month Just for Sharing Your Honest Opinion No Interest Til Almost 2027? Did you know?...

December 10, 2022 · 2 min · 311 words · Ryan Banks

Dear Penny: My Employer Forgot to Fund My 401(k) for 4 Years

Real Answers for Life’s Money Challenges I am a nanny who is paid legally. Im almost 53 years old. I have been with a family for four years. These are thebiggest money secrets rich people don’t tell you. I didnt understand what every line and abbreviation meant on a pay stub. I thought for 212 years that the 4% was being taken out. I didnt realize it wasnt until someone tried to steal my identity....

December 7, 2022 · 3 min · 449 words · Andrew Robinson

Here Are Older People’s 5 Biggest Financial Regrets and How to Avoid Them

We all make mistakes, and we all have regrets. Thats part of the deal when youre a human being. We got to wondering: What do old people regret the most, financially speaking? If they could go back in time, what would they do differently especially when it comes to money? A researcher at the University of Pennsylvanias Wharton Business School recently found out. Economics professor Olivia Mitchellconducted a survey of nearly 1,800 older Americanswith an average age of 72....

December 7, 2022 · 3 min · 581 words · Tammy Sanchez

Welcome to the New Penny Hoarder Community!

Earn Badges So many badges. Even just visiting the Community site on a regular basis. Also, the more badges you earn, the more things youll unlock on the Community site. Do you have what it takes to be a top contributor? Events, Feedback and More Badges are just the beginning. Throughout 2023, well be adding more new elements to the Community site. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

December 7, 2022 · 1 min · 171 words · Jose Price

Why December Is the Most Wonderful Time of Year to Buy a Car

Whens the best time of year tobuy a car? Lets see what experts say. Hmmm, how about that? Were sensing a theme here. In 10 days,these 10 practical stepscould help you get back on the right financial track. And its vital to get the best deal you possibly can because cars are getting ridiculously expensive these days. Lets go over the details. And When in December? Traditionally, December car sales incentives are more generous than the rest of the year....

December 7, 2022 · 3 min · 485 words · Sarah Davis

6 Ways to Save Money on Home Entertainment

Cuddling up on the couch and watching television is one of lifes pure pleasures. But what if you could enjoy blockbuster movies and stellar TV shows while saving money on your home entertainment? Weve got great news for you you might do just that. We also have options for book and audiobook lovers. Download thesefree TV appsif you want to keep your costs at $0. No Interest Til Almost 2027? However, there are many ways towatch NFL gameswithout an expensive cable package....

December 6, 2022 · 1 min · 178 words · Danielle Sanchez

Beyond the Cup: 27 Surprising Uses for Coffee Grounds and Coffee

They usually hand out the days leftover grounds for free. Here are 27 uses for coffee grounds and coffee. No Interest Til Almost 2027? Adobe Stock Try thisaward-winning recipethat combines both coffee and bourbon for a smoky chili base. Not to be cliche, but coffee is literally the secret sauce to … well, sauces. Did you know? Coffee grounds are especially good at nurturing carrots and fast-growing plants. Most yards are in a constant battle with pests of one variety or another....

December 6, 2022 · 3 min · 493 words · Frank Moreno

5 Bill Pay Services to Make Budgeting Easier

There are several options to get the job done. Whatever route you choose, enjoy the assurance of knowing your monthly bills are covered. No more stressing about late payments. What Are Bill Pay Services? Its pretty self-explanatory: Theyre automated online services that facilitate paying your bills via website or app. The money, of course, is still coming from your account. Our team has compiled alist of creative waysyou can fatten your bank account this week....

December 5, 2022 · 2 min · 350 words · Eric Bruce

5 Things to Do Instead of Borrowing Money from Family

And it doesnt get weird if you stop communicating with them regularly. Sure, family members probably wont charge you interest if you borrow money from them. Borrowing money from family and friends is never fun. There are other options. Its just getting rich by ripping you off with high interest rates some up to 36%. But a website calledAmOnewants to help. Youll be left with one bill to pay each month....

December 5, 2022 · 2 min · 313 words · Andrew Travis

Here’s Why Your Coworkers Always Seem to Have More Money Than You

Is it as simple as better pay? Could your coworker really be making that much more than you while doing the same job? How do they afford all the exotic vacations, fancy cars and the prized ZIP Code they call home? Better pay might be a factor. These are some of the most impactful things your coworkers are probably doing. They Cancel Their Car Insurance Heres the thing: your current car insurance company is probably overcharging you....

December 5, 2022 · 5 min · 1012 words · Mario Thomas

Inflation Is Costing You $433/Month. Here Are 8 Slick Moves to Make It Back

We all know inflation is draining our bank accounts, but have you wondered just how bad its gotten? How much more are you spending right now just to stay alive? Suddenly weve got an answer: $433 a month. Four hundred and thirty-three bucks!No wonder were all broke. Thats not sustainable, so everybodys got to make changes. Below weve got a list of eight changes some big, some small to make up that difference....

December 5, 2022 · 3 min · 557 words · Jacqueline Mcclure