So how do we fight inflation? The easy answer is to cut expenses, earn more money and make smarter short- and long-term investments. But in a tough economy with mass layoffs and surging housing costs, how can weactuallydo this? Getty Images But just how fast inflated prices will fall is up for debate. In the meantime, American families are looking for ways to cut expenses and earn more money. Here are 32 ways you’re able to combat inflation until prices drop:...

Today, SoFi offers many banking services with great benefits for consumers with or without student debt. SoFi does not offer standalone checking or savings accounts. SoFi Checking Account SoFi has many attractive features as a checking account. Individual and joint accounts are available, which is rare among online banking accounts. It might be most appealing to SoFi customers who use its other products, likeautomated investingandstudent loan refinancing. Keep in mind, SoFi doesnt offer a general cash back option for all your purchases....

If you want to whip your finances into shape, heres a good goal: improving your credit score. A lot of goal-setting efforts fail because theyre so extreme. Think of all the bonkers weight-loss and money-saving goals that never go anywhere. No extreme measures are required. But there arent any shortcuts. Building good credit is a goal you should probably commit to long term. How to Build Good Credit in 10 Steps Ready to finally prove your creditworthiness?...

Each new year brings changes to Social Security. Even if youre decades away from retirement, its important to keep tabs on whats happening. After all, Social Security gets a chunk of each paycheck during your working years. 5 Social Security Changes to Know About in 2023 Whats ahead for Social Security in 2023? Here are the five biggest changes you should probably know about in the new year. The 8.7% COLA is the biggest since 1981....

But is paying more the only way to get a safe ride home? Weve got a few tips. 5 Ways to Avoid Uber Surge Pricing on New Years Eve 1. Be that friend on New Years Eve; keep an eye on all ride-sharing services. Download Uber, Lyft, Via or whichever app floats your boat. By having multiple options, you increase your chances of avoiding surge pricing. Probably not as good as youd like....

Turning to a freelancing website is an excellent option when you need extra money. Here are the best freelance websites to find your next side gig. Usually, the hardest part is making sure the freelance work is legit. Need a banking service that’s built for freelancers?Check out Found.(It’s free!) There are plenty of freelance websites out there, but plenty of those job sites are scams. So we did the hard part for you and vetted some of the top freelance websites....

Dear Reader, Every week I count on you to send your thorniest money questions my way. And once again, you certainly delivered. Some themes from my inbox in 2022: Got a burning money question? Here arethe biggest money secretsthat can help you stop wasting precious funds and get your finances back on track. Check back on Wednesdays and Sundays to see if I answered your letter. Thanks for reading and for trusting me with your most perplexing money questions....

What difference can saving your pennies make? A lot, it turns out, if youre doing the penny challenge. This money-saving challenge helps you put aside $667.95 in a year or $671.61 in a leap year. To participate in the challenge, stick to this: Start by saving one penny on the first day. Each day that follows, add one cent to the amount you saved the day before. For example, on day two, youd add $0....

OK, so it hasnt been a great year for our precious nest eggs. But, theres never been an economic downturn we havent recovered from, eventually. But even if youre not worried about a little economic turbulence, that doesnt mean you shouldnt buckle up. In this case, your seatbelt is a carefully diversified portfolio of assets. Do it right, and you could be funding many generations to come. There are some investments that can even protect you in times of economic uncertainty....

Its time to flip our perspective and think of saving money as a fun challenge instead. Lets push ourselves to beef up ouremergency fundsand stack our cash reserves. Lets fight for better financial futures one dollar at a time. 5 Money Challenges to Boost Your Savings Need a game plan on your journey? Here are five money-saving challenges that can help you boost your bank account in 2023. The Pantry Challenge...

7-Step Home Maintenance Plan for 2023 1. Dont Ignore Your Houses Cries for Help Your house cant talk but it can send you messages. If its crying for help, ignoring the message could cost you money later. Getty Images Dont ignore home repairs, and youll save in the long run. Here are seven you cant afford to put off. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

The crisis started over Christmas weekend. By Tuesday, thousands of flights all over the country were being canceled or delayed. The chaos and mayhem and piled-up baggage at American airports were expected to continue this week. Hey, weve been there and done that. Here are eight of our best survival tips: 1. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

One change increasing the required minimum distribution age from 72 to 73 goes into effect Jan. 1. Others wont roll out for a few years. Here are some of the highlights. 8 Changes That Make Managing Your Retirement Plan Easier 1. Employees are more likely to save for retirement if they dont have to navigate the often confusing sign-up process. Employees can then opt out of participation if they want....