How to Invest Even if You Have No Idea Where to Start

Lets be honest: Investing can be kind of scary. The stock market itself is difficult to understand you earn money by spending money? Seriously, who thinks this is a good idea? Chris Zuppa/The Penny Hoarder. Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed. Well keep it updated as offers changes or expire. So whats the best way to get started with your own investments?...

January 23, 2023 · 4 min · 736 words · Diane Murray

Make Your Freelance Business a Success Using These 9 Easy Steps

Ready tojoin the ranks of the gig economyand start your own freelance business? Being your own boss has a lot of advantages, but there are some pitfalls. Heard of These Money-Making Hacks? Ready to find out how some folks effortlessly earn the big bucks? Millions of Americans ignorethese easy tipsthat could have you padding your wallet in no time. What Is a Freelance Business? Most start their freelance journey as independent contractors hired for a specific project or paid an hourly rate....

January 23, 2023 · 3 min · 433 words · Susan Wood

Sezzle Review: Everything You Need to Know About the Buy Now, Pay Later App

That was until Sezzle came along to give a bit of sizzle to shopping. A buy now, pay later service, Sezzle helps make large purchases more accessible. To learn more about the financial service, lets dive into this Sezzle review. What Is Sezzle? Sezzle is one of many buy now, pay later services. There is no lack of merchants either, with over 40,000 available to shoppers. How does the Sezzle purchase process work?...

January 23, 2023 · 3 min · 488 words · Ashley Cunningham

Dear Penny: I’m Getting an Inheritance, but Grandpa Forgot About My Sister

Half of his estate (minus personal property) goes to our mother, and half goes to me. My mother is to be the trustee. Lastly, do you have any advice on what to do with the money itself? These are thebiggest money secrets rich people don’t tell you. I dont think inheritance can be put in a 401(k), though. What other options are there? Sharing your inheritance with your sister falls into that category....

January 22, 2023 · 2 min · 316 words · Kim Brown

Dear Penny: Should We Cut Out Kids’ Sports if We’re Always Broke?

Real Answers for Life’s Money Challenges We are a two-parent household with three children under 10. We make about $7,500 a month combined but still struggle and end up living paycheck to paycheck. We have no savings. These are thebiggest money secrets rich people don’t tell you.Don’t Miss:6 Companies That Send People Money When They’re Asked Nicely We do not have credit cards, and our student loans are paid off....

January 20, 2023 · 3 min · 575 words · David Mccarthy

What to Expect in the Housing Market in 2023

But the one constant about real estate investing is that nothing ever stays the same. Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed. Need a change of scenery? These11 places will pay you to move there. Go ahead and start now, but be sure to bookmark this post so you could easily return later....

January 20, 2023 · 2 min · 323 words · Michael Smith

You Could Double Your Tax Refund by Entering This Free Sweepstakes

Unfortunately, federal income tax refunds are expected to be smaller this year for millions of Americans. Wouldnt it be nice to double your refund? Even if youre not getting a big refund, the minimum prize if you win is $1,500. Ready to tackle your taxes? We’ve reviewed thebest tax software, including the free versions. Additionally, every week 40 runner-up entrants will be randomly selected to win $400 apiece. Hows that for a nice tax season surprise?...

January 20, 2023 · 2 min · 258 words · Mariah Moore

Your Car Insurance Is Going Up — Again. Here Are 12 Ways to Lower Your Bill

Consider this a friendly heads-up: Yourcar insurancebill is about to go up. Well, thats not fair, youre thinking.What can I do about it? Weve got a dozen ideas for what you could do about it. Getty Images A number of reasons, namely inflation and a nationwide increase in fatal auto accidents. When Insurance Falls Short… Unfortunately, insurance doesnt covereverything.These resourcescan help you manage those unexpected expenses. And no, Im not going to suggest anything that requires a drastic life change....

January 20, 2023 · 3 min · 628 words · Christine Anderson

Best CD Rates of 2023

During that time, your deposit earns a fixed interest rate. Usually, the longer the term, the higher the interest rate. When the CD term is up, you receive your initial deposit back plus the interest earned. Unlike a savings account, CDs typically dont let you withdraw money whenever you want. CD accounts require you to leave funds untouched for a fixed period or else face an early withdrawal penalty. you could buy a certificate of deposit from a bank or credit union....

January 19, 2023 · 5 min · 1060 words · Alex Allison

How to Make Money Podcasting in 2023

These days, everyone and their ex-boyfriend has a podcast. But do they actually make money with it? There are plenty of ways to make money podcasting, from placing ads to selling merch. The most popular podcasters make millions, but even hobbyists can make some extra cash. Take David Weinberger co-host ofShonen Flop,for example. We take a look at a lesser-known manga that ran in the popular Japanese magazineShonen Jump, he said....

January 19, 2023 · 4 min · 740 words · Ellen Griffith

What Employers Really See When They Run a Credit Check

You survived the interviews. You deftly explained where you see yourself in five years. You managed to sparkle even when you talked about your greatest weakness. Now theres just one thing standing between you and your dream job: a credit check. But what happens when you have a lacklustercredit score? Will past missteps haunt your career prospects for years to come? What Shows up on a Credit Check for Employment? First the good news: Employers dont see your credit score when they run your credit....

January 19, 2023 · 2 min · 381 words · Robert White

Americans With Less Than $9,000 in Savings Should Do These 7 Things

When you log into your bank account, how do your savings look? Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill? Ask one of these companies to help…. 1. But this one actually gives you the chance to win up to $83 every time you play....

January 18, 2023 · 4 min · 784 words · John Morris

How Digital Estate Planning Protects Your Online Legacy

In a modern world, our financial lives are increasingly digital. Online banking accounts, investment apps, trading platforms and crypto exchanges hold the keys to our personal wealth. But like they say: You cant take it with you. Getting your affairs in order? Here arefive estate planning movesyou can make today — even on a budget. So what happens to the money in those online accounts after you die? Who gets it and how does that work?...

January 18, 2023 · 4 min · 790 words · John Jones