Dear Penny: How Can We Recover the $300K My Husband Lost on Penny Stocks?

Real Answers for Life’s Money Challenges I am nervous. Im 54 years old. I only make myself about $20,000 a year. He makes quite a bit of money like 10 times my salary. But Im nervous that he will continue to make bad financial decisions. He gets angry if I venture to talk to him about it. I dont know what to do, but it seems like a damn shame....

May 14, 2023 · 3 min · 527 words · Tiffany Brennan

How to Start a Home Cleaning Business

Where theres muck, theres money. Cleaning houses can net you more than $50 an hour if youre smart about it. You just have to be willing to get your handsdirty. Cleaning not your thing? Here’s our list of29 of the best side gigs,plus resources to help you succeed. Cheyenne Street started a home cleaning business as a part-time gig. We just wanted to make some extra money on the side, her husband, Jeremiah Street, said....

May 13, 2023 · 5 min · 869 words · John Rose

Cosmetics on the Cheap: 16 Ways to Score Free Beauty Samples

And the clutter of half-used bottles creates chaos not just in the bathroom but also in our budgets. How Much Do We Spend on Beauty? Its an ugly truth, but someone has to break it down. Carmen Mandato/The Penny Hoarder Research from the SkinStore indicates the average American willspend up to $15,000on skincare products in their lifetime. The first thing on the chopping block according to the survey? Theres good news, though....

May 11, 2023 · 3 min · 605 words · Jeffrey Logan

How to Become a Wedding Planner: Everything You Need to Know

Wedding planners oversee nearly every aspect of wedding day festivities to create an unforgettable celebration for their clients. It sounds dreamy, but its really hard work. Theres no specific path to become a wedding planner and no formal education is required. Are you a bride-to-be? A wedding planner is just one of many expenses for your big day. Here’s how you cancut costs without sacrificing the wedding of your dreams....

May 11, 2023 · 3 min · 544 words · Jasmine Medina

No Gym Class? No Sweat. Teens Can Go to Planet Fitness for Free This Summer

No, wait, thats not right! Youve got to get that kid moving this summer its important for their own physical and mental well-being. So what if theres no gym classes in June and July? Here’s our list ofseven gym memberships that are so cheap, your budget won’t break a sweat.No Interest ‘Til Almost 2027?Credit Card Interest? Never heard of her.These cards offer 0% APR for up to 21 months.That’s almost two years to get your finances togethe....

May 11, 2023 · 1 min · 172 words · Joseph Richardson

Creating a Single Mom (or Single Dad) Budget: 10 Tips for Financial Success

Raising a child or children is an incredibly rewarding experience. What Is the Average Budget for a Single Mom? The typical monthly budget for a single mom is a tricky financial situation. Lakisha Simmons downsized her home. She sold her five-bedroom house and moved into a small two-bedroom apartment. Photo courtesy of Lakisha Simmons Single mothers earn significantly less than married couples or single fathers. And thats long before we consider the cost of health insurance or other insurance premiums....

May 10, 2023 · 4 min · 667 words · Gloria Barron

Dear Penny: Do I Have to Get Mother’s Day Gifts for My 2 Selfish Daughters?

Real Answers for Life’s Money Challenges I have two daughters with kids. Last year for Mothers Day, I got nothing from one daughter. No card, nothing. If you have more than $1,000 in your checking account,make these moves. The other invited me out to get our nails done, which I dont do or value. Am I supposed to give presents to my children for Mothers Day? K. Dear K., Im a fan of giving what you get out of relationships....

May 10, 2023 · 2 min · 329 words · Max Herrera

Got $100 to Spruce Up Your Outdoor Space? Here Are 6 Ideas to Get it Done

Need Some Quick Cash? If youre looking to boost your income this month, weve got just the thing for you. Each of these project ideas will only set you back around $100. Getty Iamges Instead, grab a few bags of gravel. Design Your Own Outdoor Rug Outdoor rugs can get expensive fast. The good news is that you could purchase cheap ones and make it your own by painting on them....

May 10, 2023 · 2 min · 373 words · Terry Sullivan

How to Protect Your Credit Score in Retirement

Retirement is the time to put your feet up and enjoy the fruits of your labor. But that doesnt mean you should let your guard down and completely neglect your finances. You brew coffee at home, you dont walk into Target and you refuse to order avocado toast. Check out these12 ways to save on home improvement projects. (Can you sense my millennial sarcasm there?) So if you havent already, contact your financial institution to see what steps to take....

May 10, 2023 · 2 min · 369 words · Susan Fletcher

If the Debt Ceiling Isn’t Raised, Will Your Social Security Check Be Late?

you’re free to count on it. But now lawmakers in Washington, D.C., are having a big fight over something called the debt ceiling. If that happens, will your Social Security check still arrive on time? The answer is Probably, but who knows for how long? Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill?...

May 10, 2023 · 1 min · 201 words · Brenda Higgins

Does TurboTax Owe You Money? 4.4M Customers Are About to Get a Check

Did you use TurboTax to file your federal tax return a few years ago? If you did, they might owe you money. Checks will be mailed starting this week and will continue through May. Speaking of settlements… if you’ve had a Facebook account during the last 16 years, you’re eligible for a payout from a $725 million class-action lawsuit.Here’s what you need to do.5 Companies That Send People Money When They’re Asked NicelyWhen you log into your bank account, how do your savings look?...

May 9, 2023 · 2 min · 258 words · Susan Perez

Investing In Retirement: 6 Lower-Risk Options to Add to Your Portfolio

If youre investing inretirement, youll want to be careful. Need Some Quick Cash? If youre looking to boost your income this month, weve got just the thing for you. Investing in Retirement? Here Are 6 Lower-Risk Options to Add to Your Portfolio 1. Bonds In simple terms, bonds are debt obligations organizations issue to raise money. On the bonds maturity date, you get to collect the bonds face value. Bonds target return rates vary depending on the duration and throw in of bond....

May 9, 2023 · 2 min · 388 words · Luke Luna

Don’t Spend $100 on a Massage. Here’s How to Find Cheap Ones

The only thing better than a massage is a free massage or at least one thats on sale. Here are the tricks to snagging cheap or free massages. Unlike regular massages, you may not be able to request a specific gender for your therapist. Cheap massages are just the start! We’ve racked up nearly 200 military discounts that military personnel (and their families) can take advantage of. No Interest Til Almost 2027?...

May 8, 2023 · 2 min · 287 words · Lisa Buck