Be Prepared: You Might Be Forced to Retire Earlier Than You Think

As we get older, a lot of us say to ourselves, I cant afford to retire. Ill work until Im 70. Or even simpler: Imneverretiring. Want to save for retirement but don’t know where to start?Our guidebreaks down savings strategies by age and shows you how to make your retirement a priority. Ill just work till Im dead. But the truth is, it rarely works out that way. That may be a bummer, but thats how it is....

May 29, 2023 · 3 min · 443 words · Teresa Mason

Dear Penny: Should I Buy a New Home to Get Rid of My Controlling Mother?

Real Answers for Life’s Money Challenges Im 52 years old and married with two kids. My parents are living with us. Theyre almost in their 70s. Does your balance sheet need a reset? Try thesesmart ways to organize your finances. I dont want to kick them out. My mom doesnt get along with my wife, and its very stressful. She thinks Im still her little boy. I have rental property....

May 28, 2023 · 3 min · 547 words · Terry Spencer

How to Get Cheap Concert Tickets

When music artists announce their tours, fans collectively scramble to get the best seats or seats at all. The big question: Is it possible toget cheap concert tickets? But the Federal Trade Commission has only enforced the law once, according toRolling Stone. However, if battling the bots doesnt deter you, here are our tips for acquiring cheap concert tickets. Make Quick Money to Pay for Cheap Concert Tickets Cheap is a somewhat subjective term....

May 26, 2023 · 3 min · 580 words · James Coleman

45 Awesome Summer Jobs for Teens With Better Pay Than Ever

Its almost time for summer, which means its time to think about summer jobs. Teen jobs traditionally pay minimum wage or a little higher depending on the work and where you live. We found that average hourly wages for typical teen jobs are up from 2020, in some cases significantly. Tina Russell/The Penny Hoarder you could do the math. 45 Best Summer Jobs for Teens What will you do for work this summer?...

May 25, 2023 · 7 min · 1389 words · Janet Duke

Get a Wendy’s Junior Bacon Cheeseburger for 1 Cent and Other Burger Day Deals

When youre hungry, nothing hits the spot like a hamburger. Beginning Friday, Wendys is selling junior bacon cheeseburgers for a penny thats right, apenny. Theyre normally $3.39. We found thehealthiest items under $5 at 12 popular fast-food chains, including Wendy’s.No Interest ‘Til Almost 2027?Credit Card Interest? Never heard of her.These cards offer 0% APR for up to 21 months.That’s almost two years to get your finances togethe. Balance Transfer = Credit Card Cheat Code...

May 25, 2023 · 1 min · 191 words · Mrs. Ariel Roberts

Want to Share Your Netflix Password? It’ll Now Cost You $8 a Month

So the $7.99 charge is something of a surprise. A Netflix account is for use by one household. But now it says its been losing too much money to the practice. No Interest Til Almost 2027? Mike Brassfield is a senior writer at The Penny Hoarder. Michael Archambault is a former senior writer at The Penny Hoarder. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

May 25, 2023 · 1 min · 101 words · Joshua Carrillo

Dear Penny: Should I Buy Life Insurance on My Deadbeat Brother?

Real Answers for Life’s Money Challenges My younger brother is very irresponsible. He has a job with benefits, and he lives only for today. I believe his parasite girlfriend is his beneficiary for the life insurance from his job. If you have more than $1,000 in your checking account,make these moves. I would list myself, then my daughter, as the beneficiaries. What do you think? K. Dear K., It doesnt matter what I think here....

May 24, 2023 · 3 min · 502 words · Robert Jones

Here’s Why Adding a ‘Granny Flat’ Behind Your House Can Pay Off

Some people call them backyard cottages. Others call them in-law suites or even granny flats. Theyre accessory dwelling units, also called ADUs, and theyre rapidly growing in popularity everywhere theyre allowed. Getty Images Others build ADUs for extra space or to rent them out either on a monthly basis or as Airbnbs. Its a lot more than just a shed. A typical accessory dwelling unit contains a living space, a kitchenette and a bathroom....

May 24, 2023 · 3 min · 623 words · Traci Gutierrez

How to Get a Job With the Senior Community Service Employment Program (SCSEP)

Keep reading to learn whos eligible and how to apply. What Is the Senior Community Service Employment Program? The SCSEP was created more than 55 years ago as part of the Older Americans Act of 1965. The SCSEP is the only Department of Labor-funded workforce program specifically designed to meet the employment needs of older workers. It allocates those funds to various state agencies and 19 national nonprofit organizations. Probably not as good as youd like....

May 24, 2023 · 2 min · 366 words · Cheryl French

Alternative Travel: See the World for Less

ways to get out of town by embracing alternative travel. We have several ways for you to create your dream trips without having to max out the credit cards. 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. Read on for definitions and the pros and cons of these alternative ways to travel....

May 23, 2023 · 4 min · 712 words · Robert Taylor

How to Become a Professional Organizer

Most people feel dread. Maybe you should become aprofessional organizerand get paid to help the rest of us out. It was a mess, she laughed. Want to start a business but professional organizing is just not your thing? Here are10 business ideasyou can launch with less than $1,000. Her coworkers would strategically steer clients away from it when showing them around. After a few months of me working there, they would bring clients through, Smith said....

May 23, 2023 · 4 min · 718 words · Aaron Turner

7 Ways to Beat The Heat for Free or Cheap This Summer

If youre worried about cooling costs (ordont have air conditioning), dont sweat it. Because we found plenty of ways to stay cool without spending your hard-earned cash. You brew coffee at home, you dont walk into Target and you refuse to order avocado toast. Grabcheap movie ticketsand discounted snacks with our guide to scoring more than a good seat at the theater. (Can you sense my millennial sarcasm there?) Extreme heat is an extended period of temperatures above 90 degrees....

May 22, 2023 · 2 min · 344 words · Abigail Golden

Get Free Stuff Online by Joining a Local Buy Nothing Group

Instead ofspending tens of thousands of dollars, Jilishitz found a cheaper (free!) alternative: Buy Nothing groups. The name might seem a little misleading. Its not that youre getting nothing. Its that youre notbuyingit. Ive seen people give out grills and furniture from bed frames to couches, Jilishitz said. Ive gotten a baby bassinet as well as tons of clothing and shoes for the kids. Yes, its as good as it sounds....

May 22, 2023 · 3 min · 585 words · Jane Benjamin