How to Sell Digital Downloads

This story was originally published in June 2023 Running an online storecan be hard work. You have to manage inventory, package items and ship regularly. Say you sell digital downloads. A digital planner created by Andrea Wong. Photo courtesy of Andrea Wong You dont have to deal with all of the nuances that come with inventory management. TakeKatacosmic Design, a digital planner store on Etsy, for example. Andrea Wong is the woman behind the online business, but she used to be a disorganized teenager....

June 17, 2023 · 5 min · 997 words · Anthony Wilcox

House Swapping: Save on Your Next Vacation by Trading Your Home

Its a bit of a fantasy swap your home with a stranger for a vacation in a desired location. They stay at your house and you at theirs, and theres no money exchanged. And hey, maybe youll meet your true love in your dream destination, likein the movies. House swapping not your thing, but you still want to save on travel? Here’sour guideto alternative travel. Plus yousave moneyon lodging and maybe even a car rental....

June 16, 2023 · 5 min · 854 words · Jacob Butler

Want to Travel for Free? Enter These Travel Contests to the UK, Portugal, Greece and More

Lets face it: Were all clamoring for a vacation. Theres just one small problem: Vacations are expensive. And theyve only gotten more so since the pandemic. Not feeling lucky? Check out ourguide to alternative travelfor tips on traveling the world for less. Thats likely driven in part by increased demand. Heres our humble suggestion: apply to a travel contest. These sweepstakes contests still very much exist and can reap some real benefits....

June 16, 2023 · 4 min · 752 words · Jocelyn Lloyd

​​Hit the Bull’s-Eye With These 12 Tips for Earning Target Discounts

Data shows consumers are makingfewer high-end purchasesof items like appliances and furniture. Chances are theyre spending more on necessities like food and household staples as rising inflation stabilizes. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill? Free same-day delivery isalso availableon certain Target purchases such as grocery items and household essentials....

June 16, 2023 · 3 min · 434 words · Jeffrey Pierce

CarMax Review: What You Should Know before Buying a Used Car

CarMax offers a hassle-free used car shopping experience that gives you more options, more confidence and more convenience. But its also more expensive. So is CarMax worth the cost? Until late 2021, you could buy new and used cars at a CarMax store. However, the retailer has since moved exclusively into the used vehicle space. Scroll on for our thorough CarMax review. And with some new car orders still being delayed by several months, used vehicles continue to be attractive....

June 15, 2023 · 3 min · 511 words · Amanda Flynn

Crush Debt (And Your Savings Goals) With the 70/20/10 Budget

But a paycheck-to-paycheck lifestyle isnt always the result of not earning enough money. What Is the 70/20/10 Budget? No Interest Til Almost 2027? Making bank but still living paycheck to paycheck? You’re definitely not alone. Seeour tipsfor breaking the cycle and getting your personal finances back on track. Did you know? See if there are some fixed expenses you might save money on, like insurance premiums. Making minimum payments on high-interest-rate credit card debt or car payments?...

June 15, 2023 · 3 min · 488 words · Brooke Walker

Here’s Why Google Owes You Money From a Class-Action Lawsuit

If you Googled anything between 2006 and 2013, then Google owes you money for violating your privacy. Those are the terms of a class-action lawsuit that Google has settled for $23 million. How much money does Google owe you? Well, it depends on how many people come forward to claim their share of the settlement. The current estimated payout is about $7.70 per person. Of course, that number could go up or down before its all over....

June 15, 2023 · 2 min · 344 words · Jesse Burnett

Wildfires? Hurricanes? What to Do If Finding Property Insurance Is Tough

State Farm and Allstate have stopped accepting new applications for property and casualty insurance in California. Allstate quit months ago. State Farm recently announced its decision, which doesnt affect auto insurance. Paying too much for homeowners insurance? Theseproperty insurance discountscould help lower your premium. Instead flood insurance is mainly sold and backed by the federal government through FEMA. Homeowners in Florida have seen similar premium spikes, too, following devastating storms in the last several years....

June 15, 2023 · 2 min · 235 words · Anthony Johnson

Dear Penny: I’m 74. I Love My 24-Year-Old Boyfriend, but He’s Awful With Money

Real Answers for Life’s Money Challenges I am 74 and have fallen for a 24-year-old. He says he wants to get married, but he has only the house he inherited. Im self-employed but have only a meager income. It makes me uneasy that I have to pay for everything. He may be able to work eventually, but for now all he finds are part-time jobs. Should I break off this relationship due to poor finances?...

June 14, 2023 · 2 min · 349 words · Thomas Walker

6 Programs That Offer Free or Reduced-Cost Food for Seniors

That means around one in ten older adults who live alone struggled to put food on the table. you might access free or reduced-cost food through various programs. However, living on a fixed income in retirement doesnt mean you should sacrifice the quality of your food. Photo courtesy of Meals on Wheels Here are six benefits programs that could help you stay healthy and fit without breaking the bank. 7 Ways to Make Money if You Hate People Do you avoid people too?...

June 13, 2023 · 2 min · 342 words · Matthew Weber

6 Ways to Find Affordable Health Insurance If You’re Self-Employed

Without the traditional benefits offered by employers, finding affordable and comprehensive coverage can feel daunting. While it may be tempting to go without health insurance, thats a disaster waiting to happen. Try these six resources to find affordable health insurance when youre self-employed. 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff....

June 13, 2023 · 3 min · 546 words · Jacob Wilson

6 Ways to Get Military Travel Discounts

Soldiers spend years putting others before them, serving their country and often living miles away from their families. 6 Ways for Active Duty Military Members and Retired Military to Save on Travel 1. 7 Ways to Make Money if You Hate People Do you avoid people too? More well-deserved perks: Check out this list of tons moremilitary discounts. Enough small talk.Here are some waysto earn extra cash, without all of the social stuff....

June 13, 2023 · 2 min · 336 words · Jacob Deleon

10 Ways That Budget Meal Planning Can Save You Money Right Now

If spending your Sunday night chopping veggies isnt your thing, not to worry. Spend a few minutes several times a week planning meals. And thats another way to incorporate some savings into your food budget. Stock up onpantry essentialsand make cooking home meals easier and more economical. What do you and your family enjoy eating? Can you make a double batch of a favorite recipe and save the rest for lunches?...

June 12, 2023 · 2 min · 352 words · Kristina Keller