Bank of America Faces $250 Million Punishment for Fake Accounts and Junk Fees

These practices are illegal and undermine customer trust. The CFPB will be putting an end to these practices across the banking system. It also came in at No. 6 on our list of theworst banksin the country for its sheer number of customer complaints. The CFPB is accusing Bank of America of the following. Federal officials have been cracking down on illegaljunk feesover the last year. Probably not as good as youd like....

July 12, 2023 · 1 min · 201 words · Patrick Frazier

Dear Penny: Do I Have to Buy Wedding Gifts if I’m Spending a Ton on Airfare?

Real Answers for Life’s Money Challenges An old friend is getting married. I live in the Northeast, and she lives in California. I couldnt attend the engagement party, so I sent a card and a bottle of wine. These are thebiggest money secrets rich people don’t tell you.Don’t Miss:Get Paid $225/Month While Watching Movie Previews Im flying in for the bridal shower and then will fly in again for the wedding....

July 12, 2023 · 2 min · 401 words · Brian Smith

14 Best Personal Loan Lenders of 2025

Personal loans can help you pay a big expense or consolidate debt. But you’re gonna wanna choose your lender wisely to get the best deal. Heres our guide to personal loans and the best lenders of 2025. What Is a Personal Loan? You borrow a lump sum and repay it in fixed monthly payments over a set period. Other common uses include covering a big expense like a wedding or vacation....

July 11, 2023 · 2 min · 417 words · Patrick Schultz

Funnel Cakes, Ferris Wheels & $15,000: A Dream Job for State Fair Lovers

If fried food and Ferris wheels are your thing, weve got a dream job for you. Its a sweet gig for families that like state fairs. The hotel brand AmericInn by Wyndham is looking for a State Fair Family. You have until July 25 toapply for the gigwith either an essay or a short video. Theyre looking for a social media-savvy family with active social media accounts TikTok and Instagram preferred....

July 11, 2023 · 1 min · 210 words · Samuel Kelley

Use This Simple Grocery Price Comparison Spreadsheet to Save on Food Every Time

With food costs surging, groceries can quickly eat up your monthly budget. But we all need to eat in the end. So, what can we do? Click for a larger version you can print out. Coupons can help, but they are no substitute for shopping at the right stores. This way, youll automatically get the most bang foryourgrocery budget buck no matter whats on your list. How to Use the Grocery Comparison Worksheet So, heres the thing....

July 11, 2023 · 3 min · 447 words · Dawn Brown

Does Carrying a Small Credit Card Balance Really Help Your Credit Score?

You probably know that paying down debt is good for your credit score. But theres a persistent myth about credit card balances and credit scores you should know about. Some people say carrying a small balance from month to month helps your credit score. The idea that carrying a balance helps your credit score is completely false. But does the balance hurt your credit score instead? Read on to learn the facts about how your balance affects your credit score....

July 10, 2023 · 3 min · 445 words · Robert White

Here’s Why More Seniors Are Sharing Their Homes With Strangers

I had a master suite that wasnt being used anymore, so I thought, Well, why not? Its made all the difference. I wouldnt be able to stay here if I didnt have them, Marilyn said. What is house hacking, and how can you hack your house for free (or cheaper housing)? The Benefits of Home Sharing Its not uncommon for young people to have roommates. It helps the homeowners stay in their homes, and it helps renters who cant afford an apartment....

July 10, 2023 · 4 min · 647 words · Fred Bowen

How to Become a Babysitter and Get Paid Up To $21 an Hour

Babysitting can be a great side hustle to earn quick money. But this popular child care job isnt for everyone. You obviously need to love children and have some real-life experience caring for them. Need a banking service that’s built for gig workers and freelancers, helping you save for taxes and keep track of your expenses?Check out Lili.(It’s free!) Many people start their babysitting careers at a young age by watching their own siblings or family members....

July 10, 2023 · 5 min · 902 words · Leah Kelly

Subway Is Giving Away Free 6-Inch Sub Sandwiches on July 11

Only one free sandwich per customer. Whats the Deal With Subways Giveaway? So, why is Subway giving away free food? We found69 places that will give you free stuff— including food — just by proving your email address. Theyre doing this to draw attention to their new lineup of deli-style sandwiches. They have a lot riding on these sandwiches. Our team has compiled alist of creative waysyou can fatten your bank account this week....

July 10, 2023 · 1 min · 198 words · Edward Wallace

Dear Penny: Should I Take a 401(k) Loan to Pay Off $10K of Debt?

Real Answers for Life’s Money Challenges Im 61 years old and still working full time. My job allows loans onour retirement plan. I have just over $120,000 between my retirement and pension. Not nearly enough to retire on, obviously. Would it make sense to pay off all my debt of $10,000 from my retirement? It wouldconsolidateeverything into one. The interest rate is about 5%. Basically, Id be paying myself back....

July 9, 2023 · 2 min · 343 words · Lauren Smith

5 Sneaky Ways to Spot a Fake Amazon Review

The problem: How do you spot fake reviews onAmazon? Companies that promote their products with fake reviews have gotten a lot more sophisticated. Instead, theyre creating private groups on platforms like Facebook to recruit people to buy their products. We found11 ways to score free stuff on Amazon— and not just from product reviews.50 Effortless Methods to Boost Your Income This WeekIf you needed extra money, like, yesterday, you’ve come to the right spot....

July 7, 2023 · 3 min · 619 words · Ruth Clark

Do You Have to Pay Taxes on Gambling Winnings? (Spoiler Alert: Yes)

Apps and online platforms make it easier than ever to gamble away your money. Americans gambled with over $54.93 billion in 2022 a record-breaking amount. Gambling winnings are considered taxable income by the federal government. Lots of things are considered countable income, includingmoney from survey sites.Don’t Miss:6 Companies That Send People Money When They’re Asked Nicely It doesnt matter if you won it at the horse track or on DraftKings....

July 7, 2023 · 2 min · 425 words · Matthew Donovan

Don’t Have Air Conditioning? 9 Clever Tricks to Stay Cool This Summer

Its not your imagination. Its literally hotter than ever. Even if you have AC, some of these tips can help you stay cool. Cooling the many pulse points on your feet can bring down the temperature throughout your body. Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. Be cautious, though. Start with cool tap water, and add some ice if you need the boost....

July 7, 2023 · 2 min · 331 words · Alan Thomas