Maximize That Costly Sam’s Club Membership With These Tips

Paying to shop for groceries might sound like a ripoff to the uninitiated bulk shopper. Warehouse clubs charge you to get in, but the deals are better. At least, thats the idea. Customers shop at Sam’s Club in St. Petersburg, Fla. Sharon Steinmann/The Penny Hoarder But is it true? Is a Sams Club Membership Worth It When you might Just Shop at Walmart? Probably not as good as youd like....

July 26, 2023 · 4 min · 651 words · Tiffany Phillips

Our Genius 9-Point Guide to Help You Make Money With Online Sales

When it comes to ways to make money, sometimes its as easy as looking at your immediate surroundings. Those items you purchased years ago that no longer have a use may, in fact, have one. But for that, we have a solution: sell them online! Getty Images Online selling is a big business. In 2022, retail e-commerce sales were expected to reach more than $5.7 trillion worldwide, according toStatista. The largest portion of those online purchases come from online marketplaces like Amazon, based on 2022 data....

July 25, 2023 · 4 min · 724 words · Ashley Daniel

The 8 Best Cell Phone Plans Under $30 — Plus 3 Other Options

Unlimited data can raise your bill even higher and do you even need it? According to a recent report fromWhistle Out, many Americans pay for unlimited data plans they dont need. Whistle Out estimates that ditching an unlimited cell phone plan could save about $50 per month. Not sure which family cell phone plans will meet your needs? Check out our tips to lower costs and find the rightcell phone plan....

July 25, 2023 · 4 min · 682 words · James Gonzales

What to Do About Private Student Loans if You’re Struggling to Pay

If you have privately held student loans, you might be feeling a little jealous right now. However, you do have options if youre struggling to make your private student loan payments. Federal Loans vs. Private Loans There is a significant difference between a federal student or parent loan and a private student loan. 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff....

July 25, 2023 · 3 min · 471 words · Christopher Mosley

These Are Everyday Items That You Can Recycle for Money

Why toss things in the trash when you might recycle them and make a little money in return? Weve also included information on how to recycle items for the sake of good will. Businesses also should look at the recycling market for extra cash. Got some items to recycle and want to make money from them on Etsy? Here’s astep-by-step guide. Restaurants can sell used or rancid cooking oil. And old cars and vans can be scrapped for money, as well as large appliances....

July 24, 2023 · 5 min · 952 words · Linda West

Having Grocery Sticker Shock? These 12 Apps Will Save You Money on Food

We all have to eat, am I right? But wow, our grocery bills are just eye-poppingly expensive these days. Food prices have been rising noticeably over the last two years, according to the federal consumer price index. Ultimately, theres no way to avoid that supermarket checkout lane. All of these apps are free, although one or two have premium paid versions with extra features. Which one offers the best deals today?...

July 22, 2023 · 5 min · 868 words · John Reeves

5 Ways to Improve Your Credit Utilization & Raise Your Credit Score

Trying to improve your credit score? That magic three-digit number plays a critical role in determining the terms youll be offered. Your credit utilization ratio is one metric that significantly impacts your credit score. Getty Images What Is a Credit Utilization Ratio? Also called your credit utilization rate, your credit utilization ratio is the amount of available credit youve used. Your available credit is the maximum amount of revolving credit you’ve got the option to use....

July 21, 2023 · 3 min · 492 words · Rodney Reed

Overpaying for Wireless Service? 10 Tips to Find Cheap Cell Phone Plans

Many households pay an astonishing amount to wireless providers for extensive coverage and unlimited plans. But are you actually using the cell phone service youre paying for? Probably not as good as youd like. We did the math so you don’t have to. Use our guide to compare across major carriers and see whichcheap phone planworks for you. It always seems like an uphill battle to build (and keep) a decent amount in savings....

July 21, 2023 · 2 min · 364 words · Benjamin Wilkinson

30 Clever Uses for Baking Soda

Rather than saving it for special baking occasions, consider some new baking soda uses around your house. Honestly, after reading this, you will never have too much baking soda at home. For cleaning and health, baking soda can be your best friend. Getty Images Its hardworking, safe, good for the environment and cheap. You brew coffee at home, you dont walk into Target and you refuse to order avocado toast....

July 20, 2023 · 2 min · 355 words · Annette Cook

How to Win Free Chipotle During the Women’s World Cup

Do you like free food? Do you like Chipotle? Do you like soccer? Have we got a deal for you! (If the U.S. team is behind, unfortunately their goals wont win you any free food.) When Are the Games? This offer is good for the U.S. teams first three games during this years FIFA Womens World Cup. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

July 20, 2023 · 1 min · 134 words · Jason Hernandez

Netflix Just Killed Off Its Cheapest Ad-Free Plan — What It Means for You

The company recently dropped this plan in Canada, too. If youre already on the Basic plan, however, dont worry. Not to mention your choice of thousands of movies. Getting booted off your buddy’s Netflix account? You don’t have to leave your watchlist and watch history behind. Here’show to transfer your Netflix profile. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

July 20, 2023 · 1 min · 159 words · Jimmy Lloyd

Yes, You Can Still Get Free or Cheap Dental Care on Medicare

Affording dental work can be tough if youre an older American on Medicare. Thats because Original Medicare which covers a majority of beneficiaries doesnt include routine dental care. Here are seven ways to get free or reduced dental care. Getty Images Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed. Go ahead and start now, but be sure to bookmark this post so you could easily return later....

July 20, 2023 · 3 min · 550 words · Brian Simpson

Dear Penny: Should I Tell My Boyfriend I Stole His Identity?

I used my boyfriends Social Security number to open a credit card in his name. I was out of work and couldnt get a credit card on my own. I havent made any new charges since I got a new job. Trying to climb out of debt? Here are50 ways to bring in extra money this month. The balance is around $4,800. Ive always made the minimum payment (about $245 right now) on time....

July 19, 2023 · 3 min · 445 words · Shelby Taylor