Medicare Vision Coverage: How to Save Money on Eyeglasses and Exams

Quick Navigation Youreenrolled in Medicare, and it’s crucial that you go to your routine optometrist check-up. But then you discover that, actually, routine vision care isnt guaranteed. Many have coverage for both eye exams and eyewear. Getty Images But these are private plans that often put an annual dollar limit on vision coverage. That means you wont have your new eyeglasses frames or annual vision exam covered. But the real challenge is determining whatiscovered and what isnt, depending on what plan you have....

October 23, 2023 · 4 min · 712 words · Scott Gray

Dear Penny: If I Remarry, Will I Lose My Late Husband’s Social Security Benefits?

Real Answers for Life’s Money Challenges Im currently receiving my deceased husbands Social Security benefits. We were married 30 years when he died. I now have a partner of 14 years. Weve been discussing getting married. Will I lose the Social Security if I remarry? And if I remarry, could I get Social Security from my second husband if he should die? In this case, you’ve got the option to follow your heart!...

October 22, 2023 · 1 min · 178 words · Tim Burch

Three Circumstances Where Marriage Could Hurt Your Finances

You always hear that walking down the aisle has financial benefits. If you are lower income, dont just assume that getting married will make your financial life better. Because in all reality, its likely to make things harder until you reach a certain income level. Think that asset test sounds unfair? There is currently abill in Congressthat would up the asset test limits to $10,000 for individuals and $20,000 for couples – if and only if it passes....

October 21, 2023 · 4 min · 686 words · Kimberly Schwartz

How to Use the Debt Snowball Method for Effective Debt Repayment

Two major methods dominate the debt repayment sphere: the debt snowball and the debt avalanche. One method prioritizes paying off debts with the highest interest rate first minimizing interest payments over time. Thats thedebt avalanche method. Need a Hand With Bills? Listen, we know its tough out there. But theres no shame in asking for help. These companiesmake it easy to help yourself and your bank account. What Is the Debt Snowball Method?...

October 19, 2023 · 3 min · 502 words · Kyle Wu

Elder Financial Abuse: How to Identify It, Prevent It and Fight It

Elder financial abuse happens when someone takes advantage of a senior for their money. It could even be a family member who is constantly borrowing money with no intention of paying you back. Heres how to be proactive in protecting your finances as you age. No Interest Til Almost 2027? They either want to liquidate it or inherit it with their own interests in mind. Protect Yourself from Guardianship Nichelle Nichols....

October 18, 2023 · 3 min · 449 words · Kevin Carpenter

20 of the Best Money Books for Kids

Childrens books can be an excellent source of knowledge, distilling complex concepts into easy-to-understand real-world examples. Luckily, many childrens books can teach kids the value of a dollar and how to manage their money. Children receiving a modest allowance can benefit by learning to manage and potentially invest their money. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

October 17, 2023 · 2 min · 281 words · Melanie Lewis

5 Cheap Tablets under $330 from Apple, Samsung and Amazon Fire

Tablets can be just as expensive as laptop computers though, with most iPads costing well over $600. There are cheaper options available that let you do nearly everything you could with a pricey iPad. Yes, iPads are some of the most expensive tablets available, but hear us out. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

October 17, 2023 · 3 min · 554 words · Jennifer Oconnor

Get More Value for Your Money by Gifting These 35 Classic Toys That Last

7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. The toy market has tried, but sometimes you just cant improve upon an original. Best Toys for Kids Who Like to Build Stack it. Building toys are constantly teaching kidsessential skills, including hand-eye coordination, creativity and fine motor skills. Age: 18 months and up...

October 17, 2023 · 4 min · 852 words · Joyce Johnson

Pack It Up, Pack It In: 11 Durable, Affordable Backpacks for Students

We studied the options and narrowed them down to these 11 must-see bags. When you have a lighter load, the condenser straps cinch the bag smaller. Theres also a padded compartment for your tablet. Durability This backpack is made of durable 1200D ballistic polyester. No Interest Til Almost 2027? The padded laptop sleeve fits laptops up to 15 inches. For a smaller version, check out theOakley Bathroom Sink Backpack. This bag doesnt offer a ton of compartments if youre looking to keep your stuff separated, though....

October 17, 2023 · 3 min · 481 words · Nathan Garcia

Want to Build a Cheap Home Gym? Here’s How to Spend Less Than $100

The reasons not to go to the gym are endless: Its really cold outside. Panting in an exercise class with 15 strangers in the middle of flu season doesnt sound very fun. Maybe you just dont feel like going. Getty Images Shes a regional manager in Long Island forGYMGUYZ, the first in-home mobile personal training franchise company. She became a personal trainer seven years ago, after going through her own weight loss journey....

October 17, 2023 · 3 min · 461 words · Nicole Hall

Watch TV for Free With These Top Digital TV Antennas

Of course, well take price into account, selecting the best TV antennas that cost the least. Best Digital TV Antennas Compared What Can I Watch With a TV Antenna? The officialFCC DTV Reception Maps webpageis the best pick for identifying signal strength. Are you looking for a way to watch the NFL football games after cutting the cord? Here’show to watch the game live after getting rid of cable. The setup is effortless, with only two plugs needed for the TV antenna....

October 17, 2023 · 2 min · 388 words · Bethany Smith

Roku vs. Fire TV: Which Streaming Stick Should You Get?

But what streaming unit should you grab to plug into your television and replace your cable box? Is Your Paycheck Not Going As Far As It Used To? We get it.Everythingis more expensive than it used to be, but your paycheck hasnt kept up. When money is tight,these resourceswill help nearly everyone. What Is a Streaming Stick? Rokuand Amazons Fire TV platforms are two of the most popular hardware options available....

October 16, 2023 · 3 min · 457 words · Kayla Peterson

Dear Penny: I’m Retiring. Can Closing My Credit Cards Hurt My Credit Score?

Real Answers for Life’s Money Challenges I am 62 and about to retire. I want to start closing some of the accounts so I dont have to keep up with them. What is the best way to do this without hurting my credit score? Its true closing a card reduces your available credit and increases your apparent utilization but only temporarily. Our team has compiled alist of creative waysyou can fatten your bank account this week....

October 15, 2023 · 1 min · 194 words · Hannah Kim