How Much House Can I Afford? Here’s How to Do the Math

Before signing the dotted line, you want to know your monthly mortgage payment,homeowners insuranceand property taxes. And thats just the beginning. Lets face it: Saving up to buy a home ishard,especially in this economy. Chris Zuppa and Sherman Zent/The Penny Hoarder If youre having trouble reaching your savings goals, consider a new income stream. How Much Money Do You Actually Take Home? The first order of businesswhen making a budgetis to determine how much of your income is available to you....

November 10, 2023 · 3 min · 500 words · Alexis Woodard

These 9 Uber Hacks Will Make You a Smarter (and Richer) Driver

you oughta think strategically. Your earnings are based on how much you’re free to work and how you manage your time. Its also easier to make bank in a big city than in the suburbs or a small town. Need a banking service that’s built for freelancers, helping you save for taxes and keep track of your expenses?Check out Found.(It’s free!) We wrote about one driver who made a quarter-million dollars one year, largely byselling jewelry to his passengers....

November 10, 2023 · 3 min · 436 words · Sheena Graham

Free Baby Stuff for Expecting Mothers in 2025 (38 Freebies & Deals!)

Parenthood is tough enough even before youbring finances into the mix. When you tally it up, youll likely spend thousands of dollars a year on babys stuff. And that doesnt even account for the crazy-high costs of child care. Getty Images Need Some Quick Cash? If youre looking to boost your income this month, weve got just the thing for you. Where Can You Find Free Baby Stuff? Get free baby formula samples from top baby formula brands:...

November 9, 2023 · 4 min · 793 words · Jonathan May

Medicare Changes Impacting Your Health Care in 2025

Each new year brings changes to your Medicare coverage. In 2025, there are some reasons to rejoice. Check out some of our favorite ways to make easy money below. Medicare Changes for 2025 1. Lower cap on Part D out-of-pocket drug costs. That $2,000 doesnt necessarily have to come out of your own pocket, either. In future years this number could go up, as the cap will be indexed for inflation....

November 9, 2023 · 2 min · 302 words · David Delgado

Dear Penny: My Handyman Says I Should Tip Him $20/Job. Seriously?

So he wanted me to know that his prices were going up and he was charging me per diem. He basically left indicating that he was not for hire again. The only indication that he was expecting a tip for his work was the story he told. I have very seldom used a handyman, and I have never thought about tipping them. Since he was the owner of the business, should he have included a tip in his bill?...

November 8, 2023 · 2 min · 318 words · Rebecca Jones

28 Toys, Treats and Other Fantastic Freebies for Your Pets

Pets are beloved members of many families, and its natural to want to spoil them. But food and toys can be expensive. Fortunately, there are loads of freebies available for your furry friends. Michael Archambault/The Penny Hoarder There are more cleverways to save money on your cat and dogthan you may think. Check out some of our favorite ways to make quick cash below and get started on your shopping....

November 7, 2023 · 2 min · 263 words · Joshua Soto

Get a Cash Offer on Your House in Days (Not Months)

Its not always a walk in the park. Sure, potentially pocketing a profit from a sale is an exciting prospect. But lets be real, theres a bunch to juggle. It could take months, evenyearsto sell a house. Navigating all of this? For example, a company calledOpendoorcan offer you a cash offer in just a few days. Selling Your Home to Opendoor Opendooris an e-commerce platform for residential real estate. Probably not as good as youd like....

November 7, 2023 · 2 min · 252 words · Brandon Dunlap Jr.

Make Extra Dough Selling Food You Make at Home

Maybe youve never fancied yourself a professional chef, but your friends go wild for your artichoke dip. Or each time youre invited to a dinner party, they beg you to bring your carrot cake. Its the absolute best, they say. Need a banking service that’s built for freelancers, helping you save for taxes and keep track of your expenses?Check out Found.(It’s free!) I would buy this. The good news is you wont be the first one to try....

November 6, 2023 · 5 min · 870 words · Mr. Preston Davis

November 2023 Class Action Settlements Involve CVS, Batiste Dry Shampoo, Navient

You could recover compensation from 10 class action lawsuit settlements accepting claims in November. These settlements resolve allegations of false advertising, data breaches and other consumer rights violations. November 2023 Class Action Settlements Deadlines are quickly approaching, so act fast. Sick of companies ripping you off? Here’s how tofight back against the worst offenders. Plaintiffs in the case claim Cash Express could have prevented the breach by implementing reasonable cybersecurity measures....

November 6, 2023 · 2 min · 386 words · Kristina White

This Company Will Pay You to Skip Laundry Day

And one company wants to say thanks in cold hard cash. The company then passes the savings on to you. No Interest Til Almost 2027? The more people you help sign up, the more money you make! OhmConnect can handle all that for you. Your whites can wait! It sounds appealing right? Check it out here!

November 6, 2023 · 1 min · 56 words · Oscar Thompson

Dear Penny: Can My Sister Use the Equity From Mom’s Home to Buy a House?

Real Answers for Life’s Money Challenges My mom and sister bought a house together 10 years ago. The reason they are both on the mortgage was so my momwould qualify for a bigger home. They verbally agreed that it was my moms house, and my sister would rent a room from her. My sister now wants to buy a house on her own. Can my sister legally do this? Trying to save up for a down payment?...

November 5, 2023 · 1 min · 124 words · Lonnie Woodard

How to Identify Vintage Costume Jewelry and Make Money From It

We have a task for you: go to your jewelry box. If youre lucky, perhaps you have a jewelry armoire. You brew coffee at home, you dont walk into Target and you refuse to order avocado toast. Photo courtesy of Laura Webb (Can you sense my millennial sarcasm there?) The same is true for costume jewelry. What Is Costume Jewelry? It can also be plated with precious metal, like gold-plated jewelry....

November 3, 2023 · 5 min · 855 words · Linda Miller

10 Things You Should Know About the Home-Buying Process

The following tips can help make the home-buying process simpler and more enjoyable. Your realtor is someone who will be on your side during the process, which is much needed. Theyll also cooperate with other industry professionals to help you get the home you want. Tina Russell/The Penny Hoarder The same can be said for homes. 7 Ways to Make Money if You Hate People Do you avoid people too?...

November 2, 2023 · 2 min · 257 words · Darren Reilly