Garage Sale vs. Estate Sale: Which One Best Fits Your Needs?

On any given weekend, you may see a variety of signs posted around town. What Is an Estate Sale? Estate sale shoppers are often willing to travel to find great deals on rare items like collectibles and antiques. Getty Images Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill?...

December 23, 2023 · 2 min · 404 words · Jennifer Gibson

100 Holiday Gift Ideas That Won’t Cost You a Penny

The holidaysget expensive fast. The good news is that finding amazing gifts doesnt have to cost you a penny. And weve got an early holiday gift for you: a list of 100 free gift ideas. Use theCapital One Shopping Appwhen shopping onAmazonto help you save money, get price drop alerts and earn rewards! Ready to get started? Or read the whole list and find inspiration for a frugal, fun and free holiday season!...

December 22, 2023 · 11 min · 2331 words · Thomas Richardson

Here’s How to Use an HSA to Pay Medical Bills, Even the Old Ones

She had front-loaded her HSA in anticipation of her daughters arrival. But, as so many new parents discover, Wilson ended up making additional visits to her pediatrician post-delivery. Youre saving money because youre not having to pay taxes on that money, Wilson said. When Insurance Falls Short… Unfortunately, insurance doesnt covereverything.These resourcescan help you manage those unexpected expenses. If the answer is yes, you cannot use the HSA. If the answer was no, you might....

December 22, 2023 · 2 min · 280 words · Christopher Walker

Penny-Pinching for Pet Owners: Save With DIY Cat Toys and Treats

Like any devoted pet owner, you want to provide the best for your beloved cat. Luckily there are ways to provide the finest in feline accoutrement without breaking the bank. Plus, honing your DIY cat toy skills can even open up surprising side hustle possibilities. Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed. Go ahead and start now, but be sure to bookmark this post so you could easily return later....

December 22, 2023 · 1 min · 212 words · Ashley Graham

19 Creative Money Gift Ideas Perfect for Special Occasions

Stuffing cash in an envelope in lieu of buying a gift often gets a bad rap. But lets be real: Who couldntuse some extra cash? Youve never heard of anyone trying to return acashgift because it wasnt their size or didnt suit their taste. Getty Images Need Quick Cash to Give as a Christmas Gift? But lets face it: The season isexpensive. 19 Creative Money Gift Ideas Stop stressing about gifts for birthdays or other special occasions....

December 21, 2023 · 3 min · 624 words · Laurie Clark

Spend Less, Give More: 100 Holiday Gift Ideas Under $25

Feeling overwhelmed by yourholiday shopping list? Even the most organized shopper can get stressed out shopping for so many people. Need Some Quick Cash? If youre looking to boost your income this month, weve got just the thing for you. Note: prices on items are subject to change. you could choose to have a last name, initials or even a special message engraved. Thiselectric wine openerstays charged and makes popping the cork quite easy....

December 19, 2023 · 6 min · 1267 words · Dustin Molina

50 Cheap Gifts Your Friends Will Never Know Cost Less Than $10

Its the most wonderful time of the year and for many of us, its also the most expensive. Finding a thoughtful gift can be challenging and end up hurting your wallet more than youd like. Its enough to fill even the savviest shopper with dread. Reusable Silicone Baking Cups Here are 50 of the best cheap gifts for $10 or less. Weve chosen options that will like even the pickiest of recipients at your next gift exchange....

December 18, 2023 · 7 min · 1399 words · Travis Miller

Over Half of Working Americans Are Living Paycheck-to-Paycheck — The EarnIn App is Changing the Way We Get Paid

We all know that sinking feeling. The long hours youve clocked in at work, the energy youve spent… Youre stuck in a perpetual paycheck-to-paycheck cycle with a serious cash flow shortage. It feels like you have no control over your finances. Thats where Earned Wage Access (EWA) comes in. 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff....

December 18, 2023 · 3 min · 452 words · Nicole Mcneil

Use the Money in Your Flexible Spending Account Before the End of the Year

Do you have a flexible spending account (FSA) for yourhealth care needs? Youre starting to run out of time to spend it. However, there is a grace period. Your FSA plan will cover you through March 15, 2025. Unfortunately, insurance doesnt covereverything.These resourcescan help you manage those unexpected expenses. Whats a Flexible Spending Account, or FSA? A flexible spending account lets you set aside pretax money for medical and dental care that insurance wont cover....

December 18, 2023 · 2 min · 270 words · Jeff Rose

Dear Penny: What’s The Best Way to Pay Off My Debt After a Breakup?

I work on the Coastal GasLink pipeline in California and take home easily over $10,000 a month. Its split between a line of credit and two credit cards. Court is almost done, and she is finally paid off. I want to eliminate my debt as fast as possible and finally move on with my life. In my line of work, I can easily pay $3,000 a month or more. Single and Surely Solvent...

December 17, 2023 · 2 min · 268 words · Jacob Johnson

How to Retire Before 59½ Without Losing Your Shirt

You work all your life for the day you’re free to sit back and relax. But the closer you get to retirement age, the slower those weeks seem to crawl. Yourearliest retirement agedepends on your age, your retirement savings and your cost of living. Getty Images What Is Retirement Age? before you jump in considering early retirement, it can help to break down the various retirement age minimums. Unfortunately, 5912 is a little too young to qualify for Social Security....

December 15, 2023 · 3 min · 586 words · Douglas Liu

Here’s How to Choose a Bank Based on Your Needs

Over the last several decades, technological advances have revolutionized the way we bank. There are more options for where to do your banking now than ever before. Understand the Types of Banks There are three main types of financial institutions that handle personal banking. Chris Zuppa/The Penny Hoarder These include traditional banks, credit unions and online banks. The advent of online banks has further complicated the term. Think Chase, Wells Fargo, Bank of America, Citibank and PNC....

December 14, 2023 · 3 min · 529 words · William Rodgers

Everything You Need to Know About Medical Billing Errors Past Age 65

Medical billing errors can happen to anyone. Still, despite the greater likelihood of errors as you age, there are ways to fight back. Lets take a look. You can combat the isolation with thesefree and cheap activities for seniorsto get better integrated into your own community. When Insurance Falls Short… Unfortunately, insurance doesnt covereverything.These resourcescan help you manage those unexpected expenses. Here are the big four to consider. You go to the doctor more often as you age....

December 13, 2023 · 3 min · 510 words · Karla Smith