How Making 1 Extra Mortgage Payment Can Shave Years Off Your Debt

Thirty years is a long time. If youre chipping away at a mortgage each month, it can feel even longer. But what if you could eliminate that financial ball and chain bypaying off your mortgage early? Youll also save tens of thousands of dollars in interest payments. If youre not sure how you could pull that off, we have some ways to help. How Paying on a Mortgage Works Most people cant afford to buy a house outright in cash....

January 22, 2024 · 3 min · 620 words · Jessica Campbell

Medicare Premiums Are Rising in 2025: Here’s How to Save Money

The bad news is that like most years, there will be premium increases. We have suggestions for how to soften the blow. Make Easy Money to Help Cover Medicare Costs Healthcare costs are rising in 2025. Getty Images Nearly 1 in 5 Americans could be impacted by the Medicare increase. Thats 19.8% of the U.S. population. The Part A deductible will be higher, too. Medicare Part A primarily covers hospital stays and skilled nursing facilities....

January 22, 2024 · 2 min · 396 words · Fred Gentry

Dear Penny: My Ex Lied to Evict Me. I’m Living in My Car. Can I Sue Him?

Real Answers for Life’s Money Challenges I was with my boyfriend 29 years. He bought us a home, and he worked while I didnt. Then he moved out of our home and went to court and evicted me. He lied in court; he said I was a tenant who did not pay her rent. The judge gave me seven days to move. I was never a tenant; my boyfriend called me his wife even though we werent legally married....

January 21, 2024 · 2 min · 243 words · James Jimenez

Affordable Pet Euthanasia Options in 2025

Pets arent just companions. They quickly become part of the family. But with most pets living less than a couple of decades, pet owners eventually face a tough decision. Getty Images Not only is end-of-life care expensive, humane euthanasia can cost hundreds of dollars. Pet insurance policies, such as those withLemonade, are just one option you have to cover those costs. Does Pet Insurance Cover Euthanasia? Do you have pet insurance?...

January 20, 2024 · 5 min · 951 words · Melanie Jackson

Is Amazon Safe for Buyers? Follow These 5 Tips

Amazon offers about 12 million of its own products for sale online, while its third-party sellers offer340 million. The listings included makeup, medications, childrens toys and hundreds of other everyday products. So, is Amazon safe for buyers? Chris Zuppa and Adam Hardy/The Penny Hoarder Here are five ways to check that what youre buying on Amazon is safe. 7 Ways to Make Money if You Hate People Do you avoid people too?...

January 19, 2024 · 2 min · 391 words · Brandon Ellis

9 Investing Tips for 2024 That Rich People Know by Heart

New year, new investing strategy? Sorry, but that isnt what youll find here. Investing doesnt really change from year to year. It requires patience, consistency and a focus on long-term results. Thats why our best investing tips for 2024 look familiar. Then sit back and watch that nest egg grow. Investing while you have debt? Heres how to prioritize. You dont have to wait until youre debt-free to start investing....

January 18, 2024 · 3 min · 635 words · Matthew Herrera

How Buying in Bulk Can Save You Money Right Now

It might seem counterintuitive, but one potential way to fight inflated food prices? Buy more in bulk. Overall, food prices are up 5.7% over the past 12 months, according to theU.S. Gas rewards programs fromgas stationsandgrocery storescan help soothe the price sting at the pump.Don’t Miss:6 Companies That Send People Money When They’re Asked Nicely Bureau of Labor Statistics, with prices for groceries rising 4.7% during that time. Done right, buying in bulk can help reduce spending,even if youre a household of one....

January 18, 2024 · 3 min · 564 words · Linda Green

How to Find Housesitting Jobs and Get Paid to Sleep in Someone Else’s House

Housesitting is a gig that could provide you with weeks or even months of free housing. Often,housesitting jobsinclude more than just sitting around in someone elses house. before you jump in packing your bags, heres what you should probably know about housesitting jobs. Need a banking service that’s built for freelancers, helping you save for taxes and keep track of your expenses?Check out Found.(It’s free!) While it is possible to get a first-time housesitting job, the competition for such positions is fierce....

January 18, 2024 · 2 min · 388 words · Bonnie Rodriguez

How to Become an Audiobook Narrator

Not to mention, its a nice reprieve from staring at a screen all day. First, lets tackle a couple of Audiobook-101 topics. Probably not as good as youd like. Need a banking service that’s built for gig workers and freelancers, helping you save for taxes and keep track of your expenses?Check out Found.(It’s free!) It always seems like an uphill battle to build (and keep) a decent amount in savings....

January 17, 2024 · 6 min · 1228 words · Allen Scott

How To Make Money Without a Job

Wondering how to make money without a job? Well, by real job, we mean your classic 9-to-5, Monday-through-Friday desk job. Unless you win the lottery or strike inheritance gold, you cant really live without an income. Carmen Mandato/ The Penny Hoarder But you might be able to replace your day-to-day with more flexible side gigs and forms of passive income. 29 Ways to Make Money Without a Job 1. Thats why a lot of people usethe Acorns app....

January 16, 2024 · 8 min · 1646 words · Richard Adams

The 49 Best Home Business Ideas for 2024

Quick Navigation You fantasize about ditching the daily commute and starting a business from the comfort of home. The only problem with your entrepreneurial daydream? You dont have any idea what kind of business to start, much less how to make it profitable. Here are seven virtual assistant services that pay up to $60 an hour. No worries, were here to help. Youre not alone in wanting to go it alone....

January 16, 2024 · 9 min · 1855 words · Andrew Howard

Dear Penny: Should I Invite My Disinherited Nephews to My Will Reading?

I am married and without children. My spouse and I retired early due to being very financially secure. Even with ourearly retirement, there will be a sizable estate after we both pass. Grandad saw through his plans and cut my sisters whole family out of their will. However, Ive instructed our lawyers to invite my sisters boys to the will reading after we pass. My parents havent seen the boys in 16 years at this moment in time and its unlikely to change....

January 14, 2024 · 1 min · 167 words · Felicia Boyd

Will Insurance Pay for Senior Living?

Whether its for a loved one or yourself, finding the right senior living option can be tricky. First, theres the issue of care. Youll want to check the services and amenities offered at each place, along with the staffing. What’s the difference between assisted living and a nursing home? Experts at our sister site, Safewise.com, break it downhere.7 Ways to Make Money if You Hate PeopleDo you avoid people too? In the past, there was almost no way around working with people if you wanted to earn a living, but things have changed....

January 13, 2024 · 3 min · 453 words · Jade Andrews