Dear Penny: My Daughter Who’s Disabled Inherited $90K. Will She Lose Benefits?

I dont understand how that works. The SSA will recalculate her benefits with the new information. Her SSDI payments should be unaffected by the inheritance. The benefits come with absurdly low limits on assets: $2,000 per individual or $3,000 per couple. Is Your Bank Holding You Back? Got $1,000 in checking? Thesesmart movescould help you reach your next big savings goal. All people in a household who buy and prepare meals together are counted for this eligibility....

February 4, 2024 · 1 min · 107 words · Christopher Spears

7 Dangers of ‘Buy Now, Pay Later’ Apps — And How to Avoid a Debt Trap

Buy now, pay later apps are an increasingly popular way tofinance purchases. Pay-in-four loans are a common model. It may seem like an attractive alternative to credit cards, because pay-in-four plans dont charge interest. Pretty tempting, right? Thats the whole idea. But buy now, pay later isnt free money. Its a short-term loan, and the business model is sounding alarms from regulators and consumer protection advocates. PIRG, a consumer advocacy group....

February 2, 2024 · 2 min · 418 words · Michael Jones

As Baby Boomers Age, Caregiver Jobs are Plentiful and in Demand

Kaylee Orman is a former home health aide who worked in nursing homes and private homes in Indiana. She saw the demand in real time. In general, home health aides can expect to do more medical work than companions. No Interest Til Almost 2027? General duties can include housekeeping, meal preparation and taking the patient to doctors appointments or to run errands. Be prepared to also act as a friend who engages in hobbies and conversation with them....

February 2, 2024 · 2 min · 274 words · James Tucker

February 2024 Class Action Settlements Involve Fortnite, Chick-fil-A, Juul

February 2024 Class Action Settlements Deadlines are quickly approaching, so act fast. Epic allegedly then penalized consumers who tried to refund these purchases by locking their associated accounts. 7 Ways to Make Money if You Hate People Do you avoid people too? Sick of companies ripping you off? Here’s how tofight back against the worst offenders. Enough small talk.Here are some waysto earn extra cash, without all of the social stuff....

February 2, 2024 · 2 min · 376 words · Kelsey Young

How to Make an Extra $1,400 This Year — Without a Job

Its hard enough to make it these dayswitha decent job. Making money without being on a steady payroll is a whole other animal. Heres how you’re free to earn an extra $1,300 this year without a job. you’ve got the option to do a lot of them this month. Its too good to be true, right? Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings....

February 2, 2024 · 3 min · 522 words · Megan Anderson

13 Surprising Uses for Ketchup Beyond Dipping Your Fries in it

You squirt it on your burgers. You dip your fries in it. 13 Creative Ketchup Uses 1. Loosen Burnt-on Food From Cookware Weve all been there. Try adding some ketchup over the burnt-on spots. Just cover the copper in ketchup and let it sit for 10 to 15 minutes. Rinse clean and it should be restored to its original shine. Eliminate Rust From Your Cast-Iron Skillet Cast iron skillets arent the easiest to clean....

January 31, 2024 · 2 min · 426 words · Daniel Hill

16 Make-Your-Own-Schedule Jobs You Can Do From Home

But not all are created equal. Weve weeded through the junk for you and found some legit work-from-home opportunities. These companies offer full-time, part-time or contract work and even let you set your own schedule. And to ensure theyre legit, each has a B+ rating or higher from the Better Business Bureau. Easy Ways To Earn Some Cash While Working From Home Work from home? Set your own hours? Bring in the kind of cash you need?...

January 31, 2024 · 4 min · 683 words · Virginia Phillips

4 Ways to Save for Retirement Without a 401(k)

However, not everyone has access to a 401(k). In fact,they can only be opened at work, and not all employers offer them. As a result, you may have to save for retirement without a 401(k). Interested in learning more? Here’s our roundup of thebest robo-advisorson the market. Need Some Quick Cash? If youre looking to boost your income this month, weve got just the thing for you. you might take control of your future and save for retirement on your own....

January 31, 2024 · 4 min · 798 words · Michelle Cole

Dear Penny: My Mom Promised to Pay for My Wedding, Then Got Cold Feet

She originally agreed to pay for the reception and some of the ceremony. My budget is somewhat limited, while hers is lets say flexible. I recently have begun to draw the line with her, but that just makes her upset. -A. Dear A., Some people reading this will no doubt cast you off as an ungrateful daughter. I dont think this is the case here. Its tough when someone tells you theyll pay for something, then backs out....

January 31, 2024 · 3 min · 461 words · Anthony Lambert

Get Paid to Write — Top 16 Sites Plus Proven Freelance Strategies

Getting paid to write may sound easy, but the reality is a little more complicated. However, publishing those first few pieces is typically the hardest part of your writing journey. To help, weve compiled several places where you’re able to get paid to write now. Getty Images Sometimes the companies will feed freelance gigs to you, and you might accept or decline them. Other times clients will reach out to you personally through the marketplaces messaging system....

January 31, 2024 · 6 min · 1118 words · Nicole Green

Here Are the Latest Aluminum Can Prices (and How to Cash In)

Want to make some extra money from your trash? Yes, you’ve got the option to do that! And dont stop at aluminum. Looking for more everyday items you can recycle for money? Keepthese nine itemsout of your trash cans. How Many Aluminum Cans Per Pound? It takes about 32 empty aluminum cans to make a pound. At an average of 56 cents per pound, that makes a single can worth about 1....

January 31, 2024 · 2 min · 390 words · Julie Turner

How You Could Earn 10-12% Annually With a Real Estate Deed of Trust

For most of us, a home loan is the biggest loan well ever take out. And wed all be thrilled to be done with it before retirement. But hold on a minute. Another throw in of real estate loan could actuallyfundyour retirement and generate plenty of passive income right now. A deed of trust is an alternative to a mortgage in some states. Their real estate investment options tend to earn 10% to 12% in returns annually....

January 31, 2024 · 3 min · 551 words · Gina Harris

The 19 Best Places to Sell Used Clothes Online and in Person

Is your closet bursting at the seams? Does the clothing rack look as if one more winter coat might make it all crash to the floor? The best part: you’re able to sell used clothes. Unsplash Whatever stress youll go through in the sorting process will be more than made up for in financial rewards. We recommend examining your closet item by item and identifying the clothes you dont reach for anymore....

January 31, 2024 · 7 min · 1461 words · Brent Schmitt