March 2024 Class Action Settlements Involve LensCrafters, Apple, Knix

March 2024 Class Action Settlements Deadlines are quickly approaching, so act fast. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings. Sick of companies ripping you off? Here’s how tofight back against the worst offenders. But what if your car breaks down, or you have a sudden medical bill? Ask one of these companies to help…...

March 4, 2024 · 2 min · 327 words · Mariah Russell

What If I Can’t Pay My Taxes? First, Don’t Panic

The other 57% planned on owing Uncle Sam some money. But what if you cant pay your taxes at all? There are serious consequences for tax evasion. Confused about filing taxes? Here are the2024 tax deadlinesyou should know. Our team has compiled alist of creative waysyou can fatten your bank account this week. This is a long list, so dont get overwhelmed. Go ahead and start now, but be sure to bookmark this post so you might easily return later....

March 4, 2024 · 3 min · 579 words · Jennifer Fuller

Burger King Offering Free Whoppers After Wendy’s Dynamic Pricing Backlash

Wendys found itself in hot water this week, and Burger King is capitalizing on it. The remarks made their way around the internet this week and faced some serious backlash. Wendys has since clarified the claim, saying it never used the term surge pricing. Don’t want to pay surge pricing on Uber rides? We don’t blame you. Here’sour guideto beat it. Still, Burger King got in on the outrage. The fast food chain is offering free Whoppers through Friday....

February 29, 2024 · 2 min · 319 words · Austin Campbell

Follow These Tips to Avoid Falling for Government Impersonation Scams

A financial advice columnist wouldnt fall for afinancial scam, would she? Luckily, there are some things you could do to protect yourself from government scams. We have a few tips to help you spot and avoid them. Read next:The Penny Hoarder Issues ‘Urgent’ Alert: Companies Are Overcharging You What Are Government Impersonation Scams? Government impersonation scams affect thousands of people every year. Nearly 150,000 attempts were reported to the Federal Trade Commission in 2023....

February 29, 2024 · 3 min · 501 words · John Hoffman

HOMES Rebates Can Save You Money: See Which States Are Participating

The Inflation Reduction Act was primarily a piece of climate and infrastructure legislation. But this year, a whole new portion of it is rolling out: HOMES rebates. HOMES rebates help you save money as you green your home. Getty Images Theres no waiting for a tax credit or shelling out money today hoping youll get it back tomorrow. It will be built into the price of your purchase (if you qualify....

February 28, 2024 · 9 min · 1730 words · Andrea Perez

The 7 Best Money Transfer Apps of 2024

Transferring money via smartphone app is safe, easy and convenient, but not all apps are created equal. So how do money transfer apps work? All you need is their mobile phone number or email address. Some payments are free, but others have fees, which often depends on how you fund the transfer. Some apps allow you to store money with their service for easy access. 7 Ways to Make Money if You Hate People Do you avoid people too?...

February 28, 2024 · 4 min · 849 words · Edward Smith

How to Write a Goodwill Deletion Letter (Plus Template)

My parents were in the middle of a long, drawn-out divorce when I left for college. My tuition got tied up in the legal battle. Over the course of six months, I paid off the entire balance. But even though the debt was paid off quickly, it still showed up on my credit report. A few years later, I had a good credit score overall. The tuition bill was the only negative line item....

February 27, 2024 · 4 min · 669 words · Amy Berry

There are Fees — and Perks — that May Come with Having an Electric Vehicle

A growing number of states are charging drivers electric vehicle registration fees to offset lost fuel tax revenue. What is this fee? Is an electric vehicle still worth it? Well break it down. What Is an Electric Vehicle Registration Fee? Electric vehicles come with a variety of benefits, including reduced maintenance requirements and quieter operation. But one of the biggest factors driving growth in EV sales isfuel savings. In short, because electric vehicles dont require gas, you save money at the pump....

February 27, 2024 · 3 min · 602 words · Dr. Rachael Collins

Dear Penny: We’re Pre-Engaged. Our Incomes Differ. How Can We Fairly Finance a Ring?

Were talking about getting engaged, and if we do, I want a ring. I did some looking around, and I think something around $5,000 would be nice. Should we wait for him to have enough savings to afford it? I have no friends in similar situations and no idea who to ask. Pre-engaged Dear Pre-engaged, Get the ring you want its going on your finger! Theres no reason for you to approach your engagement/wedding ring any differently....

February 26, 2024 · 1 min · 181 words · Jenny Frazier

Find Out Which Tax Provisions Are Expiring in 2025

Were going to review the TCJA tax provisions that are expiring on December 31, 2025. Renewing them would require Congress passing a bill and the President signing it. Without further legislation, they may go back to their 2017 levels. Child Tax Credit The Tax Cuts and Jobs Act doubled the value of the Child Tax Credit. It also increased the refundable portion (the Additional Child Tax Credit) by 40%. For the moment, these increases will expire at the end of 2025....

February 26, 2024 · 4 min · 662 words · Diana Harris

17 Payday Loan Alternatives for 2024

If you find yourself in that position, you have more options than you think. What Is a Payday Loan? A payday loan, or cash advance, is a way to borrow money immediately against your expected earnings. Getty Images These short-term loans come from private companies, not credit unions or banks. Loans are typically a few hundred dollars at most and come with a flat fee. Around 12 million Americans use payday loans each year....

February 23, 2024 · 5 min · 931 words · Amy Ward

Homeowners Insurance Rates Spiking in Your State? Here’s What You Can Do

For homeowners in some states, that fluctuation has meant a sudden and extreme increase. Especially when money was already pretty tight in the first place. Disaster has frequented Florida in recent years. The Fort Lauderdale area experienced historic flooding. But Florida isnt the only state facing rate hikes. In fact, its not even at the top of the list. Rates trending upward in your area doesnt always mean youll see a huge increase at renewal time....

February 23, 2024 · 3 min · 496 words · Ashley Sheppard

Capital One Aims to Buy Discover: What Does that Mean?

Capital One is attempting to buy Discover does that matter for you? It also matters to the corporations that make money off the credit extended to those people. Capital One and Discover cards would continue to be issued and Discover would remain its own brand. However, the merger would reduce the number of companies offering expansive lines of credit. Less competition can translate to higher interest rates for consumers. So customers could have more banking products and services available to them....

February 22, 2024 · 2 min · 374 words · Sierra Garcia