Dear Penny: My Estranged Husband is Inconsistent With His Financial Contributions. What Should I Do?

When we first got married, he contributed somewhat financially, but its been inconsistent ever since. He knew I needed a car, and he paid the down payment. I spent the next four years paying it off without help from him. He used to help pay for some utilities but doesnt contribute anymore. My mother passed two years ago, and I inherited her property with a 10-spot RV park. We were taking care of it together, but hes stopped helping with that....

August 28, 2024 · 1 min · 143 words · Benjamin Perez

16 Things You Can Learn About For Free or Cheap at Your County Extension Office

Anygardener worth their green thumbhas the local county extension office on speed dial. But if youve never heard of this community resource, you might be puzzled. What are these offices sprinkled across the country, and what on earth are they an extension of? Getty Images Today, extension offices offer many services to communities. What Is an Extension Office? Cooperative extensionseventually shortened to extensiontook the knowledge of existing agriculture clubs and societies and created classes and community lectures....

August 27, 2024 · 3 min · 482 words · Stephanie Wilkins

A Helpful Guide on How to Sell Used Books Online and In Person

Theres something abouta full bookshelfthat screams, Im educated, and Im not afraid to show it! But lets face it a lot of your books are just collecting dust. But did you know you might sell used books online and in person? Tina Russell/The Penny Hoarder You make a little extra money and clear out some space on your bookshelf. But if you dont want to part with your books or need even more money, we can help....

August 27, 2024 · 4 min · 709 words · Kevin Ayala

Here Are 14 Ways to Find Cheap Books Online

However, theres something satisfying about having a full bookshelf both physical and digital. So were going to help you find cheap books online. You brew coffee at home, you dont walk into Target and you refuse to order avocado toast. Getty Images (Can you sense my millennial sarcasm there?) Weve rounded up eight of the best online bookstores for new and used books. No doubt youll find plenty of classic books and bestsellers at competitive prices, plus kids books....

August 27, 2024 · 5 min · 999 words · Kaitlyn Steele

Here’s What’s Actually in the Fine Print of Your Life Insurance Policy

The flip side of that conversation, though? Still, its important to prepare yourself and your family for the (un)expected. Part of that preparation may include working withlife insurance. Getty Images But what does life insurance cover? Were going to review the basics so you might determine if its right for you. What Is Life Insurance? Life insurance is a contract between an insurer and a policyholder. No Interest Til Almost 2027?...

August 27, 2024 · 4 min · 768 words · Kevin Camacho

Love to Read But Short on Time? 11 Places to Find Cheap Audiobooks

The convenience and portability of audiobooks let you enjoy your love of reading on the go. But how do you find the cheap audiobooks youactuallywant? There are a number ofaudiobookservices available, but the options can be overwhelming. Getty Images Finding the right audiobook service is a matter of finding the best one for how you like to read. In this post, well compare 11 places where you could find cheap audiobooks....

August 27, 2024 · 2 min · 301 words · Courtney Hill

Student Loans: What They Are and How Do They Work?

Affordinghigher educationhas become increasingly difficult for students and families. As of 2024, college students pay an average of$108,584for four years of in-state tuition. However, it pays off for many in the long run. Those with a bachelors degree typically earn75% morethan workers with only a high school diploma. But how do student loans work, exactly? And which punch in of student loan is right for you? Our comprehensive guide tells you everything you should probably know about applying for and repaying student loans in 2024....

August 27, 2024 · 4 min · 682 words · Spencer Bell

What’s the Difference Between Debt Consolidation and Debt Restructuring?

Debt consolidationand debt restructuring both have a place in managing debt. Debt consolidation is a strategy that combines your debts. On the other hand, debt restructuring is when you negotiate with your creditors. A key difference between restructuring andconsolidating your loanis in the consolidation process. Then, you make your monthly payment on the new loan. Which one is right for you? That depends on what you want to do withyour debtsand how quickly youd like to repay them....

August 27, 2024 · 2 min · 359 words · Troy Keller

Get Connected in Your Community: 18 Free or Cheap Activities for Seniors

You mean like adult day care? ADAPT is a disability advocacy group that explicitly includes seniors among the disabled. I usually love having conversations with elderly people, Brooks continued. Getty Images Because they were in that community before you got there. I do not know why we tend to put them into separate spaces. We need to break that cycle thats already been in place. How can we change that?...

August 26, 2024 · 4 min · 672 words · John Bullock

How Does a Medicare Grocery Allowance Work — And Do You Qualify?

Some Medicare plans do offer a grocery benefit, but theyre not common. In fact, original Medicare, the standard version provided by the government, does notextend a grocery allowance. However, privately-implemented Medicare Advantage plansmayinclude grocery benefits, includingcertain Special Needs plans. From vision to dental, here’s how to save money on everythingMedicare doesn’t cover. Only certain types of Medicare Advantage plans offer a grocery allowance. Is Your Paycheck Not Going As Far As It Used To?...

August 26, 2024 · 4 min · 808 words · Ellen Cooper

Senior Citizens Can Go to College for Free or Cheap in All 50 States

Were living longer than ever before, and doing so in better health. For many, the answer is to go back to school. But tuition can be prohibitively expensive. Getty Images At the same time, schools want their classrooms to be full of engaged students, regardless of age. In fact, we found at least one option in every state. Does your state have a senior citizen education program you’ve got the option to use?...

August 26, 2024 · 7 min · 1326 words · Heather Rose

How To Reap The Benefits of Donating to Your College

Philanthropic giving tocolleges and universitiesin the United States is a big business. Yet, the bulk of these came from organizations. Contributions from individuals actually went down 10% year over year. Getty Images This is on par with statistics from colleges like Williams, Amherst and Bowdoin, according to Statista data. Need Some Quick Cash? If youre looking to boost your income this month, weve got just the thing for you. Donations to qualified organizations, like tax-exempt academic institutions, are generally eligible for tax deductions....

August 24, 2024 · 3 min · 443 words · Joshua Smith

Investing for Beginners: How to Start and Grow Your Money

Most Americans dont have a solid understanding ofinvesting basics. If investing feels confusing, dont worry. Its never too late to learn. Is Your Bank Holding You Back? Got $1,000 in checking? Thesesmart movescould help you reach your next big savings goal. But that couldnt be further from the truth. Many investing apps let you get started with as little as $1. Compound interest is when your earnings start earning their own earnings....

August 23, 2024 · 3 min · 467 words · Susan Hardin