10 Things You Should Rent Instead of Buy

People have been renting cars, wedding tents and folding chairs for decades. Renting dresses is now a regular practice for women who love high fashion. Most often, the rental period is flexible and renting will save money. You may need to use it only once. It often makes sense to rent something once or twice, even if you do end up buying it. Youre more likely to end up with something you love....

October 3, 2024 · 4 min · 725 words · Matthew Bowman

Home Buyers Should Look for these 6 Signs a House is a Money Pit

One thing after another falls apart, and all they can do is throw money into the expensive repairs. While the movie may have been fiction, theres no shortage of homebuyers whove bought a money pit house. These people bought a home that neededunexpected and expensive repairs. Already dealing with a money pit house? Apersonal loan from AmOnemay be right for you. All Smart Credit Card Users: Debt can get out of control fast....

October 3, 2024 · 3 min · 593 words · Jill Dorsey

Is It Better to Be a Homeowner or a Renter? This Guide Will Help You Decide

But buying a home doesnt pack the punch it once did. Renting makes more sense for an increasing number of consumers. Should You Rent or Buy? Chris Zuppa/The Penny Hoarder. Pros of Renting Renting gets a bad rap. For many people, though, renting simply makes more sense. Here are some financial reasons renting might be a better choice for you. Flexibility In real estate, a longtime rule has applied to home selling....

October 3, 2024 · 3 min · 531 words · Ashley Arnold

22 Remote Side Hustles You Can Do From Home

Looking for a side hustle that doesnt require you to do the wholeoutsidething? Then a remote side hustle might be for you. Heard of These Money-Making Hacks? Getty Images Ready to find out how some folks effortlessly earn the big bucks? Millions of Americans ignorethese easy tipsthat could have you padding your wallet in no time. Looking for a Remote Side Hustle? There are a ton of pros to freelancing, but there are some trade-offs, too....

October 2, 2024 · 3 min · 594 words · John Armstrong

28 Employers That Pay for College so You Can Avoid Student Loans

A competitive labor market and high student loandebt means employers are in wooing mode. One of the most valuable of those perks: full or partial college tuition paid by your employer. We found a few companies that pay for a full ride in higher education. Photo courtesy of Starbucks Here are 28 companies with jobs that pay for college and some particulars on each program. Need Some Quick Cash? If youre looking to boost your income this month, weve got just the thing for you....

October 2, 2024 · 4 min · 787 words · Susan Phillips

October 2024 Class Action Settlements Involve U-Haul, BuzzFeed and Mazda

Need Some Quick Cash? If youre looking to boost your income this month, weve got just the thing for you. October 2024 Class Action Settlements Deadlines are quickly approaching, so act fast. According to the class action lawsuit, Confi-Chek used consumer information for advertising purposes on the PeopleFinders website. Confi-Check allegedly used this information without consent, violating Illinois Right of Publicity Act. The deadline tofile a claimwith the settlement is Oct....

October 2, 2024 · 2 min · 403 words · David Gibson

What Is the 4% Rule in Retirement? Myth vs. Fact

Retirement means relaxing, traveling or taking up new activities. No more stressful commutes or long meetings. Retirement can feel like a dream. But that money has to last for the remainder of your life. The question then becomes how much to take out. However, its essential to recognize that there is no one size fits all approach to retirement withdrawals. Swipe Like a Millionaire No Gold Card Required Ever wondered how millionaires get to be… millionaires?...

October 2, 2024 · 2 min · 424 words · Mark Davenport

5 Types of Car Insurance Coverage That May Be a Waste of Money

The cost of owning a car goes well beyond the sticker price at the dealership. There arefuel costs,routine maintenanceand, of course,car insurance. Liability coverage is the most basic form of car insurance and is absolutely necessary. Some states require additional types of coverage beyond liability. This depends on the value of your car, your current finances, your health insurance policy and more. So what is collision insurance? Do you need it?...

October 1, 2024 · 3 min · 561 words · April Taylor

Dear Penny: Do I Really Have to Tip 20% at a Buffet? I’m Serving Myself!

Essentially, in this case the wait staff is just bussing the tables, not serving. Our culture of tipping isnt about rewarding servers. Its a way for restaurants to offload the cost of employment directly onto customers. You brew coffee at home, you dont walk into Target and you refuse to order avocado toast. (Can you sense my millennial sarcasm there?) You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…...

October 1, 2024 · 1 min · 126 words · Tracy Martinez

The Ultimate Tipping Guide: What to Tip in Every Situation

Tipping people who provide services hairstylists, nail techs, movers, bartenders is a common practice. Its also something that elicits a lot of strong opinions. They argue that the expectation makes it almost meaningless as a token for a job well done. Yes, weddings are expensive and you should add tipping to the budget. Check out our completeguide to tipping wedding vendors. There are not many financial topics that evoke such strong feelings as the idea of tipping....

October 1, 2024 · 7 min · 1296 words · Carlos Wilson

Good Debt vs. Bad Debt

Debt is notoriously complicated. People all over the country are doing everything they can toget rid of it and avoid racking up more. But, we can actually use good debt to our advantage. Yes, theres such a thing as good debt. We Dare You to Take Control of Your Debt Up for a debt challenge? In 10 days,these 10 practical stepscould help you get back on the right financial track....

September 30, 2024 · 2 min · 394 words · Michael Chapman

A Guide to Debt Consolidation Programs in 2024

It makes payments simpler and potentially gets you a lower interest rate. This is a possible solution for anyonestruggling with debt. Heres more on what you gotta know. Heard of These Credit Card Debt Tips? But millions of Americans overlookthese easy tipsthat could help them manage credit card debt even more wisely. Read moreto boost your credit knowledge and keep your credit score in check. What Is Debt Consolidation? Debt consolidation is a financial strategy that combines outstanding debt to make it easier to make payments....

September 27, 2024 · 2 min · 269 words · James Haynes

26 Tips to Spend Less When You Dine Out at Restaurants

It feels great to have someone else do the cooking for you, but its not great for abudget. Whether youre stopping at drive throughs or sitting down at your favorite restaurant,it adds up. How Much Does it Cost to Dine Out at Restaurants? Getty Images Inflation and food shortages have put restaurant prices on a roller coaster ride in the last few years. Can You Survive 10 Days of Budgeting? If you better wrangle your budget, it may be time to consider a savings challenge....

September 26, 2024 · 5 min · 955 words · Shawn Andrews DDS