Dear Penny: My Husband Financially Supports His Adult Children. Shouldn’t That Money Go to Our Retirement?

Real Answers for Life’s Money Challenges My husband and I are older and got married six years ago. He has three adult children (ages 27 to 39), whom he still takes care of financially. How can I approach this subject without sounding like the evil stepmother? Should I just keep my mouth shut? Concerned Stepmother Dear Concerned, Its rarely helpful to keep your mouth shut aboutmoney in a relationship. But you have to approach the conversation open to understanding and compromise in addition to airing your grievances....

October 9, 2024 · 2 min · 297 words · Michele King

Effective Strategies to Pay Off Your Personal Loan Early

It might seem counterintuitive to pourmoreof your hard-earned income intopaying off a loan. However, there are a lot of benefits you may not have considered. From making extra payments to refinancing, there are several tips for paying off a personal loan fast. Drowning in Expenses? Maybe youre scrambling after your car broke down. Or you got a medical bill you werent expecting. Or inflation has finally pushed your budget over the edge....

October 9, 2024 · 2 min · 381 words · Ricardo Swanson

Should You Be Loud Budgeting? What to Know About the TikTok Money Trend

Loud budgeting is a new TikTok trend that emerged in 2024. Its about empowering people to be vocal about theirfinancial goals and feel no shame in turning down invites. Never heard of loud budgeting? Well explore how this TikTok finance trend works below. Well also offer some loud budgeting tips and other ideas on ways to save money. Drowning in Expenses? Maybe youre scrambling after your car broke down. Or you got a medical bill you werent expecting....

October 9, 2024 · 3 min · 612 words · Rebekah Ortega

Who Gets Your Social Security if You Die Tomorrow?

Most of us never see the first 6.2% of our paychecks. That money goes straight to Social Security taxes. But who gets your Social Security if you die tomorrow? What happens to all that money youve paid into the system? Who Gets Your Social Security When You Die? First lets address a common misconception: Social Security doesnt set money aside in an account for you. Your payroll taxes fund the Social Security trust....

October 9, 2024 · 3 min · 437 words · Amanda Moss

11 Freebies You Can Get From Amazon — Including Music, Books and More

Its a one-stop shop for pretty much everything you could ever want, but prices areall over the place. Wondering how tosave money shopping on Amazon? Wondering how to get free stuff on Amazon?? Weve collected a list of 11 popular freebies. Log onto Amazon and look for these awesome freebies available through the retailer. Swipe Like a Millionaire No Gold Card Required Ever wondered how millionaires get to be… millionaires?...

October 8, 2024 · 2 min · 359 words · Charles Ayala

11 Ways to Earn Money With Amazon in 2025 (Plus, How to Choose)

With all the spending, have you ever wondered how tomakemoney on Amazon? Heres a helpful guide on how to make money on Amazon in 2025. Use this guide to find an approach that fits your skills, time and money goals. Photo courtesy of Amazon Check out some of our favorite ways you might make easy money. Need Some Quick Cash? If youre looking to boost your income this month, weve got just the thing for you....

October 8, 2024 · 9 min · 1717 words · Lindsay Wheeler

An Expert Gives Advice On How To Negotiate Salaries as a Woman

You may have heard women dontnegotiate their payas often as men, furthering the gender pay gap. It turns out, this argument simply is an outdated artifact from the 20th century. Negotiating salaries as a woman just isnt as well rewarded. The belief is associated with reduced support for things like pay equity policies and increased gender stereotyping more broadly. It just means youll want to come into your negotiations prepared to combat these biases head on....

October 8, 2024 · 2 min · 262 words · Tyler Stout

Business Consolidation Loans: Streamline and Manage Your Debt Effectively

Business consolidation loans help people manage business debt by lengthening borrowing terms and reducing monthly payments. Debt typically isunavoidable in the business world. However, these debts can quickly become a mounting problem if you cant keep up with payments. Businessdebt consolidationallows you to combine multiple loans into one. This gives you one monthly payment and often a lower interest rate. We Dare You to Take Control of Your Debt Up for a debt challenge?...

October 8, 2024 · 3 min · 563 words · Joshua Price

Plan to Shop Amazon Prime Big Deal Days? Read These 5 Tips First

Amazon Prime Big Deal Daysare upon us. But with such a variety of goods, its hard to make heads and tails of it all. How do I know whats a good deal? How do I know what I should jump on right now? Did I order a Roomba just for my cat to enjoy? Luckily, weve got some tips to help you navigate this sales event. You brew coffee at home, you dont walk into Target and you refuse to order avocado toast....

October 8, 2024 · 2 min · 303 words · Courtney Humphrey

10 Things You Should Buy at Discount Stores (And 6 Things You Shouldn’t)

There are certain items you absolutely must buy at discount stores and others that you should probably avoid. But make no mistake: Americans love their big-box sale stores. Treat yourself to a little extra birthday cash this year! Getty Images Free coupons and birthday deals are the best. (Thanks Grandma!) We dont have a card for you… but we do have the cash. And buy yourself something nice. Where Do Discount Stores Get Their Merchandise?...

October 4, 2024 · 5 min · 856 words · Edward Davis

Best Budgeting Apps to Get Your Finances Together in 2025

Unless youre an accountant,budgetingis nerve-wracking. Images of spreadsheets, endless numbers and paper receipts likely come to mind. Choosing the right budgeting tool can make the scary task of managing a budget a breeze. Not sure which budgeting method suits you? Try ourbudgeting quizto get custom results on which popular budgeting method is your perfect financial match. Not all apps cost money; many offer financial tools for free. All Smart Credit Card Users:...

October 4, 2024 · 5 min · 972 words · Hannah Baird

Dear Penny: Our Kid Doesn’t Want Me To Sell My Abusive Late Husband’s Property.

Real Answers for Life’s Money Challenges I have three adult children. I was with their father for 25 years and married for two years before he passed. Everything accomplished was by my sweat and tears. It was a terrible, abusive relationship. I stayed for my kids, but that was a bad decision on my part. No one has been there in over 20 years. Im trying to update my home and need to sell this property....

October 4, 2024 · 2 min · 228 words · Tina Fleming

Save in Your Slippers When You Shop the 9 Best Online Dollar Stores

As thingsget more expensive, dollar stores are increasingly attractive alternatives to traditional department or grocery stores. Who doesnt want deeper discounts on everyday items? Need Some Quick Cash? If youre looking to boost your income this month, weve got just the thing for you. Are There Online Stores Where Everything Is a Dollar? But there are caveats. Many online dollar stores also require bulk purchases when you shop online for things like food and toiletries....

October 4, 2024 · 3 min · 576 words · Nancy Thomas