20 Ways to Beat the High Cost of Heating Your Home This Winter

Withhigh prices on food, gas and utilities, we could all use a break. A little preventive maintenance and some other easy fixes can help keep costs down. With that in mind, here are 20 ways to reduce your home heating costs this winter. Is Your Paycheck Not Going As Far As It Used To? We get it.Everythingis more expensive than it used to be, but your paycheck hasnt kept up....

October 25, 2024 · 3 min · 427 words · Casey Gilmore

Review of Bingo Bling (2024)

The Penny Hoarder rates it as one of ourGames That Pay Real Money. What Is Bingo Bling? Bingo Bling is a mobile app that adds a competitive edge to traditional bingo. With boosters like Wild Daub and Double Score, Bingo Bling adds an extra layer of strategy. Is Bingo Bling Legit? Yes, Bingo Bling is a legitimate app, and players can win real cash by entering paid tournaments. Bingo Bling Downloads:...

October 25, 2024 · 2 min · 236 words · Brandon Bell

Solitaire Stash Review: Is It Legit?

The Penny Hoarder rates it as one of ourGames That Pay Real Money. : What Is Solitaire Stash? Solitaire Stash reimagines the classic game of solitaire by allowing players to participate in skill-based cash tournaments. Developed by Game Story, the app offers competitive gameplay where users can challenge others to earn cash prizes. Is Solitaire Stash Legit? Yes, Solitaire Stash is a legitimate app for earning real money through solitaire-based tournaments....

October 25, 2024 · 2 min · 292 words · Michael Malone

How Credit Freezes Can Defend You From Identity Theft

Another day, another data breach. Thats exactly what hackers are hoping for. That way, even if a hacker has all your information, they cant do anything with it. Getty Images Are you struggling to cope with financial stress? First, take a deep breath. Then, take a look at our roundup ofresources to help you manage your stress and your money. When Should You Freeze Your Credit? Many people freeze their creditaftertheir identities have been stolen, which is fine....

October 24, 2024 · 2 min · 399 words · Sierra Pearson

How to Stop Impulse Buying: 12 Ways to Quit Mindless Shopping

Are you prone to impulse buying? Have you given in and made random, unnecessary purchases that eat into your potential savings without forethought? No matter your trigger, its important to become more conscious of your spending habits. Getty Images Everyone can use a little help or motivation with budgeting, andtheres an app for that. When you have defined financial goals and a budget to match, impulse buys will be harder to justify....

October 24, 2024 · 3 min · 484 words · Tyrone Armstrong

Maybe These Weird Insurance Policies Really Aren’t So Weird

Do you know how youll fight off the zombie horde or where your wasteland settlement will go? And most importantly will you insure your post-apocalyptic bunker? Thats only one of the several weird insurance policies out there. Were all going to have some experience with the big three of insurance health, home andauto. But did you know that there are all kinds of other forms of insurance? We dont simply mean boat or life insurance policies....

October 24, 2024 · 3 min · 462 words · Leslie Hall MD

Still Have a Jack-O’-Lantern? Here Are 11 Creative and Tasty Ways to Use Pumpkins After Halloween

Get the most out of your money and use that pumpkin for two or three or eleven more purposes. Eat Your Pumpkin Eating your pumpkin is probably the most enjoyable way to use it. Head to the end of this post to get your hands on almost a dozen pumpkiny recipes. Getty Images Create a Pumpkin Bird Feeder Feeling artsy? Feed your neighborhood birds (and squirrels) by making a simple bird feeder....

October 24, 2024 · 2 min · 254 words · Wesley Gomez

13 Scary-Good Halloween Deals and Freebies, From Burritos to Ice Cream

Who says kids should get to have all the fun on Halloween? Amazon Looking for last minute deals on everything from Halloween candy and decorations to movies and party supplies? Check out Amazons Halloween Deals page for 10-50% off popular Halloween goodies. Getty Images Applebees Trick or drink! Baskin-Robbins You dont have to scream for free ice cream this Halloween. So, on Halloween, you’ve got the option to totally score this sweet deal....

October 23, 2024 · 2 min · 289 words · Lori Parker

7 Steps to Negotiate Your Salary to Get What You’re Worth

Plus, hiring managers are often ready to negotiate. Got $1,000 in checking? Thesesmart movescould help you reach your next big savings goal. What Are Salary Negotiations, and Why Are They Important? Salary negotiations are one of the last steps in the hunt for a new job. They arent exactly synonymous withasking for a raise, though the two share a lot of similarities. Salary negotiations are crucial for a few key reasons....

October 23, 2024 · 6 min · 1103 words · Yesenia Kane

How to Shop for Car Insurance and Get the Best Deal on Your Policy

But finding the right policy can feel like a daunting task. With a little preparation, you could get a good policy at an affordable price. How to Shop for Car Insurance in 5 Steps Auto insurance can be expensive. Looking for more ways to save money on your policy? Here are13 ways to lower your ratewithout changing your lifestyle. You must pay $500, then your car insurance pays the remaining balance....

October 23, 2024 · 3 min · 431 words · Matthew Clayton

Planning for the Unexpected: Why You Need a Durable Power of Attorney

Imagine you suddenly become incapacitated because of illness, injury or old age. Or, maybe you dont feel as sharp as you used to. Who would make decisions about your health care, finances and overall well-being? If youve created a durable power of attorney, the answer is easy. This legal document empowers someone you trust to make decisions on your behalf when you cant. What Is a Durable Power of Attorney? The agents authority over your money and health care decisions can be very broad or very narrow....

October 23, 2024 · 3 min · 442 words · Joseph Johnson

Where to Buy Stamps for Less

If you use a lot of stamps, the cost can quickly add up. As of July 2024, U.S. First-Class Mail Forever stamps cost 73 cents each up five cents from last years price of 68 cents. From coffee to coconut oil to diapers, here’s the ultimate list of ourfavorite free stuffonline. But you could get postage stamps for cheaper than face value if you know where to look. Here are a few options to get you started....

October 23, 2024 · 3 min · 541 words · Mark Durham

Dear Penny: My Wife is a U.S. Citizen Who Recently Moved Back to Russia. Can She Still Collect Her Spousal Social Security?

Real Answers for Life’s Money Challenges My wife is a Russian-born citizen of the United States. She never worked here in the United States, but I have for over 20 years. I have just begun to collect my Social Security at nearly 70 years of age. She is now 67. Can she collect her spousal Social Security even though she now lives in Russia? For U.S. citizens living in Russia, full benefits are available for the duration of her eligibility....

October 22, 2024 · 1 min · 143 words · Michael Mejia