Beyond Jack-O’-Lanterns: 21 Creative and Tasty Ways to Use Pumpkins

Heres thelatest Halloween scoop: Pumpkins have an afterlife just like ghosts. They arent just for Jack-o-lanterns anymore. Get the most out of your money and use that pumpkin for two, three or four more purposes. Is Your Paycheck Not Going As Far As It Used To? We get it.Everythingis more expensive than it used to be, but your paycheck hasnt kept up. When money is tight,these resourceswill help nearly everyone....

November 1, 2024 · 4 min · 716 words · Carmen Wagner

Here’s What You Should Know Before Taking Money From Your 401(k)

Youvesaved faithfully for retirement, putting money away and leaving it untouched to live on in your golden years. Here are the essential 401(k) withdrawal rules. Probably not as good as youd like. Keep growing your moneywith one of the highest saving rates on the market. It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill?...

November 1, 2024 · 2 min · 286 words · Frank Sanchez

Should You Change Health Insurance Right Now? 4 Questions to Ask

However, that short-term decision tosave moneycould be a costly one if you have a catastrophic health event. Unfortunately, insurance doesnt covereverything.These resourcescan help you manage those unexpected expenses. So should you make the switch? Getty Images Here are four questions to ask yourself to help you decide. What Are My Options? If your employer offers multiple health insurance plans, you have some comparison shopping to do. Among the more cost-effective options for employers is the HDHP....

November 1, 2024 · 3 min · 437 words · Lynn Warren MD

13 Scary-Good Halloween Deals and Freebies, From Pizza to Ice Cream

Who says kids should get to have all the fun on Halloween? Amazon Looking for last minute deals on everything from Halloween candy and decorations to movies and party supplies? Check outAmazons Halloween Dealspage for 10-50% off popular Halloween goodies. Applebees Trick or drink! Baskin-Robbins You dont have to scream for free ice cream this Halloween. So, on Halloween, it’s possible for you to totally score this sweet deal. Our team has compiled alist of creative waysyou can fatten your bank account this week....

October 31, 2024 · 2 min · 330 words · John Taylor

50 Last Minute Halloween Costume Ideas That Won’t Cost You a Dime

Never fear, because creating a unique last-minute Halloween costume is easier and cheaper than you think. From couples costumes to group Halloween costumes, DIY Halloween costume ideas abound if you know where to look. Heard of These Money-Making Hacks? Ready to find out how some folks effortlessly earn the big bucks? Millions of Americans ignorethese easy tipsthat could have you padding your wallet in no time. Should You Buy a Last-Minute Halloween Costume?...

October 31, 2024 · 6 min · 1273 words · Alice Jones

7 Ways to Squeeze More Money Out of Social Security for Life

But those monthly checks can certainly make your golden years more comfortable. Deciding when to take Social Security is a complicated piece ofretirement planning. If youre in the latter camp, well discuss some strategies for how to maximize yourSocial Security benefits. If you need a way to make easy money, check out some of our favorite ways below. Any strategy that will boost your benefit boils down to: Work longer....

October 30, 2024 · 3 min · 603 words · Robert Adams

Dear Penny: If I Sell the House I Bought With My Ex, Is He Entitled to Anything? He Moved Out 23 Years Ago.

Is he entitled to anything if I sell my house in three years after its paid off? Speak with a lawyer in your area to determine your best course of action. Dana Miranda is a Certified Educator in Personal Finance and author of YOU DONT NEED A BUDGET. No Interest Til Almost 2027? Balance Transfer = Credit Card Cheat Code

October 30, 2024 · 1 min · 60 words · Beth Young

Here’s What to Do About Joint Bank Accounts after a Breakup

A jointbank accountcan make life easier for a couple. You cover payments and expenses with the same account, simplifying budgeting and money management. But sometimes relationships come to an end. When that happens, a joint bank account suddenly is a burden. We have some tips to help you navigate how to split a joint bank account. Add children to the mix, and things can get complicated, fast. When a breakup is inevitable, ensure you protect your assets....

October 30, 2024 · 2 min · 414 words · Mark Doyle

How a Simple Strategy Could Help You Make a Huge Career Change

Ready to kick off a new career? But, how can youleverage a side jobinto a meaningful experience? About 8 million Americans have more than one job, and the reasons are as varied as snowflake shapes. Sometimes, its a matter of making ends meet. If you have larger career goals, put on your thinking cap prior to beginning filling out applications. Drowning in Expenses? Maybe youre scrambling after your car broke down....

October 30, 2024 · 2 min · 402 words · Melissa Keller

10 Genius Hacks to Save Money on Spices

If you havent replenished your spice cabinet lately, you might be surprised at thesupermarket prices. How can that tiny bottle of ancho chili powder cost $5? or leave out the main flavor agent inGrilled Five Spice Chickenbecause you forgot to buy the Chinese spice mixture. Getty Images We rounded up 10 ways to save money on spices and dried herbs, too. You brew coffee at home, you dont walk into Target and you refuse to order avocado toast....

October 29, 2024 · 6 min · 1155 words · Joshua Lee

Beware the Cons of Store Credit Cards Before You Sign Up

The offer seems enticing. A store offers you a huge discount if you sign up for a credit card. It promises a full year of interest-free purchases, along withcardholder-exclusive perkslike coupons and receipt-free returns. But youve also heard negative things about store credit cards. So, are store credit cards good or bad? Retailer-specific cards do come with a few benefits, but they also have some pitfalls. According to Phillip Parker, founder ofCardPaymentOptions....

October 29, 2024 · 3 min · 557 words · Melissa Henderson

How to Stock a Home Bar on a Budget: What You Need, What You Don’t

For cocktail aficionados, making mixed drinks at home can be anexpensive endeavor. Can You Survive 10 Days of Budgeting? If you better wrangle your budget, it may be time to consider a savings challenge. How Much Does It Cost to Stock a Home Bar? The cost of building a well-stocked home bar varies widely depending on what you already have on hand. How does that compare to the average cocktail budget in most cities?...

October 29, 2024 · 3 min · 555 words · Nicholas Casey

How to Celebrate Halloween on a Budget and Still Have a Scary Good Time

Its officially spooky season. But spooky doesnt have to be expensive. We know, we know. Here’s a huge list ofcheap Halloween decorationsto get you inspired. Its easy to get swept up inoverspendingon Halloween. (Yard skeletons, anyone?) With some creative thinking, it’s possible for you to avoid the festive money traps. Need Some Quick Cash? If youre looking to boost your income this month, weve got just the thing for you....

October 28, 2024 · 2 min · 263 words · Lawrence King