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What does it cost to give yourfinances a checkup? Got $1,000 in checking? Thesesmart movescould help you reach your next big savings goal. Getty Images Many of these apps offer free financial planning options as well as paid subscriptions that unlock more features. Your first consultation will typically include free financial planning advice. The counselor can help you evaluate potential steps toreduce your debtand prevent further debt. Most certified credit counselors offer services at no cost or charge nominal fees....

The convenience and portability of audiobooks let you enjoy your love of reading on the go. But how do you find the cheap audiobooks you want? There are a number of audiobook services available, but the options can be overwhelming. unsplash.com Finding the right audiobook service is a matter of finding the best one for how you like to read. Heres our rundown of some of the best audiobook services where you might grab a book for your ears....

Could you combine your passion for thrifting with your obligation to give gifts for the holiday season? And yet here comes another thought, a niggling doubt: Is giving secondhand against holiday etiquette? Need Some Quick Cash? If youre looking to boost your income this month, weve got just the thing for you. Before we answer the question, lets lead with some context. Goodwills and Salvation Armys have become a haven for young shoppers, vintage shoppers and even high-income shoppers....

Working retail can be synonymous withminimum wage and unpleasant working conditions to boot. However, more than 20 states plan to increase their minimum wage in 2025. Nearly a dozen states have a minimum wage of $15 or more per hour. So, the minimum wage can vary from place to place. Looking for High-Paying Retail Jobs Because You Need More Cash? Note that the wage for this position varies across the country but typicallyhovers around $21....

I love to cook. I scour the internet for new recipes each week andplan my grocery list accordingly. However, some weeks I barely have time to breathe between work and my extracurricular activities. Tina Russell/The Penny Hoarder Enter the slow cooker. This fine 3- to 6-quart piece of stoneware revolutionized my meal planning and gave me valuable time back. Need a Hand With Bills? Listen, we know its tough out there....

Election Day is finally here! To celebrate, weve foundsome freebies and dealsyou can enjoy on Tuesday, Nov. 5. Cant find a freebie in your area? Thats why youll see offers that give something free to people who show up wearing their I voted sticker. Its not the act that makes them eligible for the freebie its the sticker. You brew coffee at home, you dont walk into Target and you refuse to order avocado toast....

Even if youre well established in your career, you may be daydreaming aboutchanging careerslater in life. If so, youre not the only one. In fact, a recent survey found11%of workers over the age of 50 are considering changing careers. Now, I know what youre thinking.Isnt it too late to start over? What about my mortgage? Whos going to hire someone my age? Sure, you might face some hurdles, like brushing up on new technologies or competing with younger applicants....

Youre not the only one. Its that time of year again: Medicare open enrollment. During this roughly two-month period,Medicare beneficiariescan compare and adjust their coverage. Getty Images Private insurance companies aggressively advertise their plans in hopes that youll sign up for them. But should you switch plans during the Medicare open enrollment period? How does the process work, and what are your options? In this guide, we break everything you better know....

The settlement benefits individuals whom Great Expressions sent a data breach notification regarding the February 2023 cybersecurity incident. Because of this failure, hackers allegedly gained access to sensitive information, including Social Security numbers. The deadline tosubmit a claimwith the settlement is Nov. 8, 2024. Looking for Ways to Make Extra Money This Month? As a result, the companys various casino apps allegedly violated Kentucks gambling laws. The deadline tosubmit a claimwith the settlement is Nov....

The holiday season is here and with it comes the food. Lots and lots of food. Turkey and cranberry sauce to baked ham and mashed potatoes to beef tenderloin and sweet potato casserole. Getty Images With all those dietary delights and nightmares, comes many a decision. How are you going to pay for all this food? And, better yet, where can you pick your culinary battles, so to speak? Where does it make sense to be budget conscious?...

Christmas tree prices, like many other things, are on the rise. You brew coffee at home, you dont walk into Target and you refuse to order avocado toast. (Can you sense my millennial sarcasm there?) Getty Images The price of Christmas trees has been steadily rising in recent years. These companies give you food and other products for free. The Cost of Real vs. Taller unlit Christmas trees inch up toward $100 to $200, if not more....

Real Answers for Life’s Money Challenges My life partner of 21 years passed away in 2022. I can do this easily, but the wording as far as collecting benefits says spouse. I have been told that I could be eligible but have to, in essence, fight for it. I live in New York state. (The language of common law marriage doesnt tend to account for same-sex couples.) Just a few states recognize common law marriage; New York isnt one of them....