It’s a Lousy Time to Call the IRS for Help — Do This Instead

Were getting into the thick oftax season, but this is a lousy time to call the IRS. Youll be on hold forever. The two weeks after Presidents Day weekend are definitelynotwhen you want to call the IRS for help. Its so bad that the IRS put out a news alert about this last year. They really want you to go online instead of calling. And what are those tools? Well tell you all about them....

February 19, 2025 · 1 min · 184 words · Breanna Hansen

The 6 Best No Annual Fee Credit Cards of May 2025

The Penny Hoarder has partnered with CardRatings for our coverage of credit card products. The Penny Hoarder and CardRatings may receive a commission from card issuers. A credit card can be a great tool, helping you build credit or earn rewards. Youve probably seen that some credit cards charge annual fees, whereas some dont. Whether youre shopping for essentials or booking a vacation, this card has your back. Explore the Chase Freedom Unlimited Card...

February 19, 2025 · 2 min · 379 words · Teresa Atkinson

The 5 Best Mystery Shopper Companies to Work For in 2025

Want to become a mystery shopper? If so, weve found the five best mystery shopping companies to work for. Workers can score everything fromfree foodto extra money when they work for a mystery shopping company. Mystery shopping jobs are pretty plentiful, too. The mystery shopping industry has been around since the 1940s and is anearly $1.5-billion-dollar industry. Ready to learn how to get paid to shop? While it makes a great side hustle, why not maximize the extra income you make in 2025?...

February 18, 2025 · 5 min · 918 words · Jessica Rivera

Dear Penny: How Can I Make My Wife Move Out So I Can Sell the House?

But suddenly my wife no longer wishes to sell the house and move. She currently works part-time. Shes also refusing to move out of the house. What can I do? Understanding her own options might make her more likely to move forward and make way for your plans. Swipe Like a Millionaire No Gold Card Required Ever wondered how millionaires get to be… millionaires? So we looked into it. What we found aresimple, millionaire-approved tipsthat anyone can use to manage their money....

February 16, 2025 · 1 min · 99 words · Stephanie Dawson

Do You Have Unexpected Bills and No Emergency Fund? These Are Alternatives

One morning, you head out to your car and it doesnt start. Or, you have a medical emergency that requires major surgery. Maybe a pipe bursts in your master bathroom and does extensive damage. But you have no emergency fund, so how do you get emergency money? Emergencies can strike at any time. Anemergency fundcan help, but42%of those surveyed dont have one. We have five avenues for you to consider....

February 15, 2025 · 2 min · 404 words · Louis Powers

Why a Money Talk is the Most Romantic Thing You Can Do This Valentine’s Day

February brings visions of pink hearts, candies andcandle-lit dinners. However, we think this Valentines Day you should add something new to your plans a money talk. Common disagreements include whether or not to go out to eat or whether credit card debt is acceptable. Pexels In fact, 1 in 4 couples say discussions about money are one of the greatest challengesin their relationship. This stress isnt just from not having enough money....

February 14, 2025 · 4 min · 644 words · Christopher Davis

The 8 Best High-Interest Checking Accounts for May 2025

After all, thats your reward forbuilding an emergency fundor socking away money for a future expense, right? A regular, end-of-month deposit into your savings account, courtesy of your bank. The good news: you’re free to also earn interest with selectchecking accounts. What Is a High-Interest Checking Account? High-interest checking accounts are a great way to earn more for your money. No Interest Til Almost 2027? The Penny Hoarderreview of Axos Bankfor 2023....

February 13, 2025 · 3 min · 484 words · Samuel Waller

Romance Scammers Are Targeting Younger People: Here’s What You Need to Know

So how do you avoid romance scams? Knowing the risks is the first step in protecting yourself. We list some facts along with a few tips to keep your heart andbank account safe. Are You Looking to Save Money? Being vigilant about scams is certainly one way to save more. But is there anything else you could be doing? We have some suggestions. Romance Scams by the Numbers A common misconception is that scams primarily affect older adults....

February 12, 2025 · 3 min · 560 words · Christopher Stewart

These Celebrities Have Been Impersonated Online to Scam People

For fans, these scams can have real financial consequences. According to McAfee, this ranges from the loss of hundreds of dollars to more than half a million. Scarlett Johansson even threatened to file a lawsuit against OpenAI forallegedly imitating her voiceon their system. Save More Money With Our Favorite Ways to Save Dodging scams can save us money. But if youre looking for more ways to save, weve got you....

February 12, 2025 · 3 min · 450 words · Samantha Chen

Dear Penny: Does Money I Gave My Wife Count as Income in Our Divorce?

She is divorcing me, and Im having to pay her $1,750 court-ordered spousal support. Is the $1,000 considered income to her before filing for the divorce? If so, what forms do I need to report to the IRS? Is Your Paycheck Not Going As Far As It Used To? We get it.Everythingis more expensive than it used to be, but your paycheck hasnt kept up. When money is tight,these resourceswill help nearly everyone....

February 11, 2025 · 1 min · 109 words · Kristin Bradley

The High Cost to Raise Kids: 7 Tips That Can Help

The cost to raise kids is staggering these days, to say the least. Youll need to buydiapersand food, and that doesnt include the costliest expense for most parents childcare. But costs vary from one family to another not just because different parents have different lifestyles. Well break it down below. If youre looking for a way to make some extra money, weve got some ideas for you. Cost to Raise Kids Across the U....

February 11, 2025 · 3 min · 542 words · Danielle Gaines

Apps That Pay $100 a Day: Your Guide to Making Money Online

What would you do with an extra $100 a day? Would it go straight topaying down your credit card debt? Or find its way into your dream vacation savings account? Getty Images (Which we hope is ahigh-yield savings account.) Just whenever you have some spare time. We list these apps below and explain how you’re able to get paid. Our 4 Favorite Money-Making Apps Its easier than ever to make money online especially with these apps....

February 10, 2025 · 4 min · 699 words · Henry Simmons

The 18 Best Bank Promotions of May 2025

Many banks offer such sign-up bonuses, but often, they arent advertised. We did some digging to find the best bank promotions currently on offer. Recurring direct deposits and maintaining a minimum balance are common requirements for securing bank bonuses. Probably not as good as youd like. It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill?...

February 10, 2025 · 5 min · 963 words · Andres Collins