Free Tax Help for Seniors: 4 Resources to Save You Money at Tax Time

Tax time tends to look different after you retire. Thankfully, several programs across the country help older adults file their tax returns for free. Is Your Bank Holding You Back? Got $1,000 in checking? Thesesmart movescould help you reach your next big savings goal. Heres how it works. The program has been around for 46 years. Most locations require an appointment. To find the nearest TCE site in your area, call 800-906-9887 or use thelocator tool....

February 27, 2025 · 2 min · 326 words · David Richardson

Our 10 Top Picks for Best Savings Accounts for May 2025

And before we move on,yes, we recommend that Penny Hoarders have a savings account. Keeping your cash in a box under your bed is not a solid or safe financial plan. Weve ranked the very best savings accounts available today to help get you started. SoFi Checking and Savings Account SoFis online bank account certainly rewards members for spending and saving. Youll earn up to 3.80% APY on money in savings and 0....

February 27, 2025 · 4 min · 656 words · Lauren Bullock

Dear Penny: How Do I Find Current and Past 401(k)s?

Is Beagle legit?? Is there a free service that does not take a credit card??? Need a Hand With Bills? Listen, we know its tough out there. But theres no shame in asking for help. These companiesmake it easy to help yourself and your bank account. Dana Miranda is a Certified Educator in Personal Finance and author of YOU DONT NEED A BUDGET.

February 26, 2025 · 1 min · 63 words · Tammy Wright

The History of the Penny and Why It’s on the Chopping Block

This, of course, raises several questions. Without pennies, what will you give someone for their thoughts? What will any of us pick up to have good luck? And what will go into penny presses in amusement parks and boardwalks across the country? In all seriousness, thisdecision from Trumpis not unprecedented. After all,Canadadid it in 2012 and had amajority support from Canadians. We compiled some of our favorite ways to save money below....

February 26, 2025 · 2 min · 355 words · Kelly Mills

The 14 Best Coupon Sites to Save You Major Money

Well, they didnt become experts at saving money overnight. When it comes to the best coupon sites, we love the following 15 options. They keep track of the latest coupons, along with deals, sweepstakes and freebies. We think youll love them, too! Capital One Shopping You dont need a Capital One account to benefit from the savingsCapital One Shoppingoffers. Download the Chrome extension to find coupon codes and discover some of the top deals when shopping online....

February 25, 2025 · 2 min · 367 words · Samantha Morris

These 8 Name Brands Run Their Own Secondhand Stores

Want brand name clothing at discount prices? Dont want to spend hours scrolling through resale apps? Go straight to the source. Some brands run their own marketplaces for used clothing and their prices can rival those ofsecondhand sellers. Here are a few tips before you get going secondhand shopping. With those tips in mind, here are eight popular brands that run their own marketplaces for used clothing. We know youre committed to the savings if youre researching where to find great used clothing....

February 25, 2025 · 3 min · 603 words · Eric Mcfarland

What to Know About the February 28 ‘Economic Blackout’

Our wallets are tired. Costs continue to rise across the board. Groceries, insurance, rent and more have skyrocketed over the past few years. Inflation iscreeping up again. This nationwide economic blackout is set for Friday, February 28. Heres what you better know about the movement. What Is an Economic Blackout, Exactly? The organization is urging people to avoidshopping onlineor in-store for non-essential items on February 28. Its also asking consumers not to spend money on fast food, gas or major retailers likeAmazon and Walmart....

February 25, 2025 · 1 min · 192 words · Mary Bell

Here’s What to Know About the New Form for the Cryptocurrency Taxes

Theres a new tax form coming your way for the 2025 tax year. Form 1099-DA will make filing your capital gains taxes on cryptocurrencies and other digital assets easier. Heres what you should probably know. Need Quick Cash to Pay Your Tax Bill? Did you get a little behind on saving enough money for your tax bill this year? Or, maybe you were expecting a bigger refund and were left a little disappointed....

February 24, 2025 · 3 min · 598 words · Shawn Larsen

The 9 Best High-Yield Savings Accounts of May 2025

Higher rates mean you have the opportunity to earn more on your funds in a savings account. Is Your Bank Holding You Back? Got $1,000 in checking? Thesesmart movescould help you reach your next big savings goal. What Is a High-Yield Savings Account? A high-yield savings account allows you to save money and earn higher-than-average interest on it. Many traditional banks, credit unions, and financial institutions offer high-yield savings accounts....

February 24, 2025 · 5 min · 864 words · Louis Garcia

Buy-it-For-Life Items to Look Out for the Next Time You Thrift

Treat them well, and it could be a buy-it-for-life item. The catch is that well-designed, well-made items are often pretty pricey. Buy it for life, but buy it used. Here are some tips to help you thrift items so sturdy you’re free to keep them forever. You buy it once, and itll last a lifetime. But how do you know an item is made to stand up to decades of use?...

February 21, 2025 · 4 min · 673 words · Erica Patel PhD

H&R Block Online Review 2025: How It Stacks Up With Other Filing Services

Theres a whole industry built around helping youfile your tax return. H&R Block Review: How Does H&R Block Online Tax Filing Work? Prices are current as of January 2025 and subject to change. 7 Ways to Make Money if You Hate People Do you avoid people too? Enough small talk.Here are some waysto earn extra cash, without all of the social stuff. Cost:Its free to file both your state and federal tax returns if youre eligible....

February 21, 2025 · 2 min · 301 words · Brian Brown

What the Medical Debt Credit Report Rule Does — And Doesn’t — Mean for You

Millions of Americans have crushing medical debt. But heres some good news: they wont have to worry about unpaid medical billsdamaging their FICO scoresanymore. Heres more on how this new medical debt credit report rule works and what it means for you. What Does the New Medical Debt Credit Report Rule Do? And for that reason, medical debts shouldnt be allowed to tarnish credit reports. Drowning in Expenses? Maybe youre scrambling after your car broke down....

February 21, 2025 · 2 min · 295 words · Cynthia Jennings

What to Know about 2024 Taxes and Student Loan Forgiveness

Did you know that under normal circumstances, you pay income taxes on canceled or forgivenstudent loan debt? This is a pretty big deal, asstudent loan forgivenesscan be tens or sometimes hundreds of thousands of dollars. However, if you recently had your student loans forgiven, youre in for some good news. Your forgiveness likely wont be taxed like it would be in a normal tax year. But act fast this provision isnt likely to last beyond December 31, 2025....

February 20, 2025 · 3 min · 436 words · Daniel Stevens