Here’s What I Learned After Encountering a Job Scam

Mass layoffs are becoming common, especially in the tech and media industries. Publications like The Washington Post, Vox Media and HuffPost significantly reduced their headcounts. As a result, more and more people are scouring the internet for new jobs. That also means youre more likely to encounter a job scam. Heres what I found. But maybe youre a little strapped for cash in the meantime. That was a 16.5% increase from 2019....

March 14, 2025 · 3 min · 473 words · Kathleen Webb

How to Make Money Online for Beginners: 9 Easy Options

These range from side gigs to full-time work. If youre wondering how to make money online for beginners, weve curated a list of places to start. And as a bonus, these dont need any advanced skills or a large upfront investment. Getty Images Take Paid Online Surveys Companies are always looking for consumer feedback to improve their products and services. They pay users to take online surveys, which typically take just a few minutes....

March 14, 2025 · 2 min · 371 words · Dr. Joseph Anderson PhD

Should You Buy a Used Rental Car to Save Money?

New car prices have reached all-time highs. Even usedcars are becoming more expensiveandtheyre more likely to experience mechanical issues in the short term. How can you get a high-quality car on a budget? By buying a used rental car. Big-name rental companies like Hertz, Enterprise and Avis sell former fleet vehicles at affordable prices. Does Buying a Used Rental Car Save You Money? Buying a used rental carcansave you money....

March 13, 2025 · 3 min · 451 words · Sara Wolfe

7 Comparison Sites You Need to Know About in 2025 to Save Money

Theodore Roosevelt once said, Comparison is the thief of joy. The more expensive the item, the more time they spend researching. And why do they take the time to compare? Getty Images Because more often than not, it pays off. But with a little effort, these recurring expenses are some of the easiest to lower. More From The Penny Hoarder:What is Debt Settlement and How Does it Work? Yet, many people dont realize they have multiple provider options in their area....

March 12, 2025 · 2 min · 274 words · Regina Rodriguez

How to Choose a Credit Card That is Right For You

Theres no one-size-fits-all credit card different credit cards serve different purposes. So when you ask yourself, whats the best credit card for me? its important to keep a few things in mind. Pexels For instance, are you hoping to build credit? Do you gotta better manage your debt? Maybe youre looking for arewards cardto make the most of your spending. Whatever your needs, theres a credit card out there for you....

March 12, 2025 · 1 min · 115 words · Tyler Andrews

How to Use AI-Powered Tools to Make Money

Making the most out ofyour side hustlesis a numbers game. But if time is an obstacle, then you’re free to make money with AI. Overall, the average business expects productivity to rise by 40%, and that concerns you, too. After all, if youre trying to make money with AI through side hustles, youre a one-person business. Check out some of our favorite ways to make quick cash below. This could be textual, graphical, video, organizational or ideational....

March 12, 2025 · 3 min · 557 words · Helen Crawford

The Wealth Gap Between Owners and Renters is Staggering — Here’s Why That Matters

The wealth gap betweenrenters and homeownersin the U.S. is pretty wide. While owning a home is a reliable path to building wealth, its not the only option. What Is Wealth, Really? Wealth isnt about how much you have in the bank. Instead, its about your net worth. Thats the total value of what you own (assets) minus what you owe (liabilities). Your assets can include things like a home, retirement accounts, stocks or other investments....

March 12, 2025 · 3 min · 433 words · Veronica Perez DDS

Capital One Shopping Review: How It Works, Pros and Cons

Curious whether or not you should add it to your arsenal of savings tools? What Is Capital One Shopping? Capital One Shopping is a free tool that helps you save while shopping online. This screenshot of the Capital One Shopping interface shows what it looks like in your browser after getting it and making an account. Initially launched as Wikibuy, it was later acquired by Capital One and rebranded. Competitors...

March 11, 2025 · 1 min · 160 words · Tyler Nicholson

How to Plan for Summer Camp So You’re Not Broke By the Fall

According to Care.com, the average cost of day camp can range from $73 to $87per day. Yes, per day. Kids, of course, are oblivious to the high costs. They just want to enjoy themselves, make new friends, play sports and create crafts. Still, if youre going the camp route this summer, affordable summer camp options do exist. Heres what it’s crucial that you know when staring a season of summer camp in the face....

March 11, 2025 · 2 min · 305 words · Shawn Jordan

How to Save $1,000 in a Month: 6 Easy Steps to Reach Your Goal

Imagine what you could do if you saved$1,000 a month. We know its not as easy as it sounds, but itisan attainable goal. Heres how to save $1,000 in a month. Getty Images Wondering how to build savings quickly? The first step to saving is understanding your finances. Why It Works: Many people dont realize how much they spend on non-essential expenses each month. Even small purchases can quickly add up....

March 10, 2025 · 2 min · 398 words · Kevin Brown

Dear Penny: I Have $20,000 in Credit Card Debt. Should I Take Out a Personal Loan?

Real Answers for Life’s Money Challenges I have $20,000 in credit card debt. I recently got an offer from a card for a personal loan. Should I take it, and what are the pros and cons for a personal loan? Fielding Offers Dear Fielding, Whether apersonal loanis a good fit for you depends on a lot of factors. Also consider how a loan payment would fit into your financial picture....

March 9, 2025 · 2 min · 216 words · Caitlyn Mitchell

How to Access Your Paycheck Early: 4 Reliable Options

Getting paid every two weeks or even every week doesnt always fit into our lives. Emergencies happen whenever they want, not just on payday. This could be through your bank or paycheck advance apps. Getty Images All you have to do is connect your bank account and verify direct deposits. Then, when your payday does come around, the app will automatically deduct the amount you accessed early. Who doesnt love options?...

March 9, 2025 · 1 min · 174 words · Dale Harrison

Need Money Immediately? 6 Ways To Find Fast Cash

There are many reasons you mightneed emergency cash. If your latest financial emergency has you asking how to make $1,000 quickly, we have some suggestions. Take Out a Personal Loan for Immediate Cash This strategy isnt exactly reinventing the wheel. Getty Images You need money you dont have right now, so you borrow it. Personal loans can get you $1,000 fast and likely will come with fixed repayment terms. That means your monthly payment wont change, making budgeting them more manageable and predictable....

March 7, 2025 · 2 min · 334 words · Margaret Miller